A podcast about lending in all its forms and in all the markets in which it takes place, however div
In the very first episode of HTLMTS, Raymond Anderson mentioned a consultant who’d served as somethi
Back of the envelope, according to Poets and Quants, a Harvard MBA will set you back $130,000 per ye
It used to be that to speak about credit bureau data, was to speak about defaults. But negative bank
I've always been interested in emerging markets, which early in my career meant the BRICs - Brazil,
Level with me, how often do you really go to the dentist? Is it every 6 months like they tell you to
Is this another BNPL episode? Of course, it is.But what can I say, the world seems to have an unquen
My very first job was building models to catch credit card fraud, at that time we were most concerne
In this week’s episode of HTLMTS, I speak to Matt Fabian, TransUnion Canada's Director for Research
Powered by a growing middle class and a more connected rural population, the Indian consumer credit
The Vikings are coming! The Vikings are coming!For a long time, the Nordic financial services market
Hong Kong is a small market, smaller still in the shadow of the Chinese Mainland market which we exp
Poor infrastructure was an insurmountable hurdle for the traditional banking model in many developin
I’ve been an international immigrant three times now – into Denmark, into Hong Kong, and into the UK
Last week I had the pleasure of hosting a panel discussion at a virtual event hosted by some of my f
I named this podcast How to Lend Money to Strangers because for the last twenty years that’s exactly
The traditional credit model is often underpinned by an existing credit history. This makes sense ma
For a long time, collections teams tended to look a bit like government departments, where customers
Few of us will have experienced something as disruptive as COVID-19. The disease, and the lockdowns
We like to talk about algorithms, and big data, and machine learning, but sometimes we’d do well to
When Dr Ruifeng Liu was transferred to China, it was to help the Postal Savings Bank of China roll o
