Powered by a growing middle class and a more connected rural population, the Indian consumer credit economy is carrying a lot of momentum), as is the market for MSME loans). And where most fast-growing markets are small, this is obviously not the case with India, where 1.4 billion people and nearly 50 million SMEs live.
Add to that, a history of digitalisation and innovation and it’s market you really shouldn’t ignore. Albeit, until now, I largely have, barring a couple of years where I had a passing oversight of some loan portfolios there.
So, to get me up to speed, I speak to Praveen Sinha), serial entrepreneur and co-founder of PinCap), and Amit Pandey), CEO of PinCap).
We spoke broadly about fintech in India, about alternative data for consumer and MSME loans, and about super-charged growth segments.
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