I've Never Met A Woman Like This | Financial Audit
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To watch episodes financial order a week earlier, check out on youtube up. You have destroyed your life. You have destroyed your life.

And I need that to be clear. I'll feel bad about IT, and it's okay for you to feel bad about that. But I need to be Christal clear that you have destroy your life, your mindset, our money is. So stop.

girl.

Man.

hi, my name is alvi. I am thirty six years old from walk to have .

you texas and this is financial audit um I will say your documents have one of the more concerning items that I have seen yet, which immediately makes me nervous like and I like to start this a little happier because I know we get down into the depth quite a bit.

But there are things in these statements that would suggest potential for closure in our, which has only happened once in the history that shown as one personnel has been beyond dumb, the housing situation. I I have concern and I just wanted let you know that off the bat that I have deep concerns about what you're actually going to. People come on the show, they have credit card dead.

They have think all these things that are very bad and do hold them back and prevent them from getting to different financial als that they want to get to. You aren't a position where you could lose a house, a roof, something that is beyond important to survival up, i'm concerned, what do you do for work up there? Uh.

I am in, uh, insurance underwriter.

Okay, what do we make?

Seventy thousand. And you all are there is bonuses.

Okay, what do you think you make a year .

after bonuses only been there for four months? OK depends. Uh, I think it's between .

three to .

seven percent of OK.

so twice here. Yes, yeah August in march, it's r it's so the career .

it's the percentage of commission we get from our careers. They those get paid out at the end of july, and so that's when they get paid out to us at the end of August.

okay. So I had payroll heading a four thousand nine hundred six and summary, yes, okay, four thousand nine hundred six dollars. Is that just you 嗯， is another person in that way? Is this just no.

I am married um OK.

what is completely separate? Why, why, why do you live together? You guys said this mortgage together.

No, the mortgage is actually only my name, but we do live together.

Does he contribute .

to the mortgage? So he pays twenty five hundred dollars a month to me .

and then do just not put IT .

towards IT a deal. I know.

So there's .

there's like a back story to why I am behind on the mortgage.

We'll get their own gift. okay. So in aca, five thousand hours comes actually one thousand and five hundred dollars comes twice. Year .

one you can.

But yes, yes, five thousand years, yes okay. Now I mean there are a lots of sales in zell told in three thousand and six hundred and ninety two dollars. Yes, that's from the hub.

Sr bb, it's probably make man these and um my sanrio, I have a side hustle, a sanrio hello Kitty, hello Kitty and friends. You know, like.

you don't know hello Kitty. I know hello Kitty. What is the side hostel from?

I say, hello Kitty march. So when I was unemployed, I started selling hello Kitty stuff to try and supplement income. Okay, I do have something for you from my hello Kitty stuff right now. I am okay. So whenever you're like mad at me.

you can, oh, it's so me. What does IT? What does he do .

that now is not as a bubble.

That's .

that's a kids toy.

Why are kids never .

thought of IT touching bubble? How do you .

never thought about like that? It's literally between the legs and IT gets excited. What are you?

It's a kind of that way. I really have not. Oh my god. Is my family I first?

Or you just like. Okay, thank you. Thank guys. Rob, very dirty.

Been in my person. My person is not the cleanness. I will say that being a mom mumpers, it's a good, it's a good dresser is IT.

I feel like it's about the conclude on my face, but. Well, thank you.

That's part of my march that I sell.

How much comes in from this?

okay. That's the problem is I don't necessarily know .

I have what mean.

So i've never like IT was I never really like actually budgeted or did an a right like i've never written down what actually has come in from that.

You can just look yeah so that would .

be so I get cash. So if I do sales, so I get cash. So like I know I I cash, so I have my paypal no.

I didn't have any atms come in.

Oh, because I don't deposit girl math cash is free money.

What you gig in about, I see someone that's about to lose their house, how much you have in cash .

all right now I I haven't .

done what I was like.

so I do have my like in person sales. So like next weekend .

how you thank you, make sick from this .

sink on average. So if I do a sale, like if I do my life sales and I do multiple like in person sales.

yes, if you do whatever the job is, what do you think.

mum, a thousand dollars.

how much you spend on on? Because you're getting that for free.

IT depends on a different .

months on average for sake.

Probably six k so you .

about four and then you travel .

not much sometimes.

And then do you pay for your online platform?

I that's the one thing. I have not actually started a website because I was just doing IT as a part time when .

I wasn't working like .

so I just do that. I would do tiktok lives and sell .

on the tiktok lives. You people buy that. You one of those I mean mean.

no ay.

okay. And just surprised that people I ve had.

I had one .

life .

that .

was a .

hello.

why does that everyone .

then I don't because not everyone wants to. I mean, there's a lot of them. If you get on that side of tiktok, you'll see him. Um the motivation to like actually sell, I think, is what most of the people that buy from me. What have you .

put into the number month basis? And is IT worth .

IT slow down substantially since I had the full time job. But I was investing quite a bit of time when I was not working, because I was really trying to help you make up the money lost from when I wasn't employed, so that my husband wasn't the only one bringing in income.

I want to dress something related to work in.

Okay, I know this .

hairstyle is not working. I am rushing to the barber after work today. Don't leave me comments unless you remember.

If you remember, you can leave me in comments, but I, I know don't to tell me bad, bad, bad time. Okay, so I want to see self assessed. Where do you think you are zero being the worst? Finance is possible, tend being the best. Where do you think you are a one.

a fair one?

I have a financial for free. Link in the description below. Its fun tech liquids. If you want to come on the show, go to kill him. Members, I come slash apply to get into your that situation.

We also had cash apps and so and so zl three thousand six hundred and lot of money comes in from different places. It's very confusing. I don't know what's what is transferred around, I don't know. You know so what is the three thousand six hundred and ninety two from sales total?

Well, at least twenty five hundred is from my husband OK. Um the rest dioneo ly, I don't from the same. Yeah some real business.

Hello t what some rio is like .

the corporation. So like that's the trademark name. So hello kid is one of the characters.

So like the one you do my mity. Yes, there's like nine characters that are pretty popular. So there aren't .

all hello kid. No.

they're well, there is hello kid and friends is what it's like. Trademark does I guess. But sanrio is the head corporation like the enemy what .

so that my in all its friends faces.

that is my metal. She's not the popular .

because he has A. Suncor cum sized so the whole thing. K yeah so .

is so people have different like favorites of the characters they .

like and that's ones no, thanks for the gift.

No one of my fathers. Um okay.

He spent one thousand dollars in the most recent month. okay. And I don't know what came in necessarily.

Income verses expenses versus what's from husband? What's from what from what from what? From what? It's all very confusing. Also, the income is wrong OK sales on their twice. Uh, so you actually if and including what came in from the husband, you actually ended up spending, I think, just about a thousand hours more than came in.

Honestly, that's pretty good. I did from recent past months that I have seen that is not that bad you .

talking about.

it's gotten Better.

What's how was you but if you know, I have the energy africa that is so beyond stupid, one thousand, one hundred two or sorry, thousand, one hundred twenty five, twelve thousand and one hundred went after two hundred dollars. But even so, that money coming from husband as a, well, what is a bent before that this is considered good? And why is this considered good?

Depending on the month, if there's birthdays or celebrations? My kids, myself.

how many kids you have? What ages?

So I have, my son is just turned five last friday, and then my husband has two kids. So my step kids are fifteen and eleven and the daughter .

turned fifteen. Hey, kids, or what's to lose the fin roof over our head? You don't get a luxurious birthday gift. What do things they're onna care about more being homeless, being evicted or what or not .

getting a well, the five year would rather have the toys, but the older kids obviously understand the situation.

Then you don't .

what I do. I mean, i've been working .

with that's .

interesting because what do you mean working with a mortgage company explained obviously why there was a back.

a back because .

I was unemployed .

for for how long you okay um six months we've covered the emergency fun plus husband was still working, right? yes. What's mortgage trade ment?

Uh twenty about twenty six. Um he makes fifty thousand a year OK definitely .

been tight, that is for sure. Uh unemployment, you will .

receive an unemployment.

why? How long in that .

previous job?

Three years. why? Why do you? Why you pay taxes to? And did you not apply?

I started to apply.

Okay, this is your fault.

Then now I can. But there's they don't approve IT because of how .

I was fired.

how you fired, what they put IT in as .

art to I didn't finish IT. What are you saying? Well like .

because her IT because so you get denied unemployment if you are fired for what is IT called um violating I guess company policies or whatever. So technically.

did you say that you were fired for violating company policies? Not that i'm telling you to line OK, but why did you complete your application? You didn't get denied.

At least get denied. You don't get tonight. You didn't complete your application. So it's hard for me to have sympathy.

Yeah, you paid taxes into a system that you don't even try to apply for. Yeah, shocker. You have to try to.

okay. And you did IT. And also, why didn't you have emergency fun that was all .

spent on the wedding the previous year?

For sake, how much was the wedding?

So my parents funded about fifteen thousand and then we did IT we I did um probably another ten oh my god, which is why my cards got mixed out. And like sake.

no, how much time for savings? The emergency .

find 我 probably about six。 So you didn't have .

an emerging fund. Regardless, you had a little .

bit 伤害 OK。 My son had four thousand in his account. what? Because I.

what what account?

I had to say. The five, yes.

because when I, what kind of savings account?

Just a regular savings account.

I didn't. Then what's the point is just a matter of this is not I mean, depends I do you have transform do you have .

now I will like I don't do that.

I mean, what you put them in a county got points zero, one percent. So okay, so in where is going into a tax .

advantages lege savings funding thing?

K I and you have a merge fund. Why are we get in the house? We don't have emergency. Und why are we paying a twenty five thousand hours for her wedding? No tag IT all together if we don't have an emergency fund, has emergency happened and then you had an emergency mean, this is second house, technically own two houses or good death.

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This one's not, is jokey, as other ones are other ones to clear bankrupt? Okay, maybe we can get out of IT talking about you about the loser roof. So, so what is this other house?

My brother and I had bought .

a house before I met.

Can saw an alabama.

We do not marry cousins .

here and brothers and siblings and taxes.

And but so I was .

a single mom. I had my son. His dad is, or donor, as I call IT, is not in the .

picture, not at tried.

We did try, I tried for a year and half even just to get him design nis right away so he can try and say anything for me in the future OK. He avoided and evaded my personal lawyer and the general um atterley OK.

What .

what about .

the court? They o so .

is the I don't .

care now .

he dropped out pay .

the bill.

I mean I that's why i'd rather just try and take care of myself.

I he is responsible.

yes um but he doesn't want that responsibility. I mean, my lawyer basically said that like now that i'm married and what we're planning on doing is so he my husband will sign his versatile because his dad doesn't have any oh my got like any right. So as long as he name is like basically he's legally located, then he's my husband and then he has no right to do you.

Literally nothing about where R I mean.

he's in dallas somewhere.

He's in dalis OK. Listen, this thirty seconds got you eighteen years. So I think you need no, it's not your falls that is awaiting.

I did try for like a year and a half, literally a year and a half of very like I had my own detective, like my best friend was working on IT, like the lawyer was working on IT. Oh, you don't know, girl power. Girl power is Better than the FBI. Sometimes we can find out things if we want .

to 是 girl power came with girl math in your mind and .

your market so well that that's later sounds great that I I was very much in control of things back then。 Um this happening.

the bills I hope we get to the point where is legally obligated because .

he is morally so to kind of my .

brand late off well or the why you were late let off take eight months. Why do you take eight months? Get any kind of him come though?

Well, I mean, I was .

applying .

to what all insurance cbi license.

which is great and that's where I want you to end up and that is where you ended up yeah but if we not color unemployment because we can't finish application, maybe drop in on fries and the greece thing .

to just .

make a little bit, especially as you had his income as well. Combine that with a lower income on your side, we can least start least keeping level .

on payments. So I kind of I thought of IT as so me not working. I took my son out of daycare. So that was how much as daycare? Uh, about two a little more than .

two hundred a week .

OK yeah but with driving also so I come .

on how much to try, how close you to your nearest .

mcDonald I like two minutes but so his he had a home day care with um which was how .

far away IT was .

an our way OK get .

some more closer.

I I had problems trusting him and anywhere else .

in the kid I was of the link?

No, I just I don't know. I was raising homestay care and I when I moved to .

walk to hatch about a reg.

I don't know anyone there. We did try that for one month. We first need to want walks.

A haji, he had, he was horrible, like they were screaming. They were yelling. He, the kids, the teachers or the staff were like yelling at the kids.

They were like throwing a while in time out. And this, he was three when all this started happening, and he was like, traumatized to wear. If I ever went anywhere, he was immediately glued to me.

And he was never that kid until that month. And he was there for a month and IT just like ruin him. And so I put him back in the home day care OK. But now he's in school.

I get food place in from restaurant. Mean, I never go to another restaurant again like I well.

certain restaurants, I mean i'll never eat at like l chicos, but I don't think they are they're in business anymore though. But my brother got free poison there, and IT caused his clones to come out. Basically.

I assume you got all the restaurants. In fact, I have your spending. Yeah, I know you do.

Doesn't mean you can't trust another daycare ever again because you had a bad experience. I get IT socks, makes a harder listen. You can make more than two hundred hours away. You can get daycare that is closer.

But that's why I to do in the same real .

business yeah which is not even close. It's okay. Ten net, it's doing well when .

I was .

really try.

I am when I was really trying, I could go one weekend. I would have a six hour life OK and be a thousand.

Get go. We did a fantastic, so you weren't so okay, you play, but you had enough money. So you are making money.

great. Then why we behind on the money? Because you said the reason is because you want to play.

But another saying you are doing really well, making your money with your little sand. Rio, so what then? Because you just completely .

and gave your own excuse, yeah, yeah, spending, I guess.

oh good. What that we need to spend down when we couldn't afford to pay our mortgage.

And you have two mortgage? No so my brother, we ve that's like so that's the Harry subject as why like I moved out of that house when I met my now husband. So like we mean my brother, we went pretty much almost two years without talking after I had gotten married because he did .

he wanted to marry .

you why he was being the protected brother and thought that we had jumped into a relationship too fast.

He's kind of .

like got asperger so I do I come to understand is on the spectrum of yeah ah autism. So it's more of like a social anxiety. And so having someone the yeah .

basically I didn't tell .

him that he would be staying the night or he would be coming over and IT upset him to the point of that there. Was a very tRicky situation back then like we have made of minds and everything is like on the open up now. But so he fully pays for that mortgage, my dad, but you're on IT, yes, because he was and he wasn't he didn't make enough money when.

For IT still yes.

so I don't .

give .

a but I .

am for now what if he doesn't?

My dad is kind of like .

head of yeah on IT.

No, but he's kind of act as how old us. Oh, sixty.

How is health?

Sixty five, good, decent. Well, he's he's like just started like a new diet and he's reality starting to get back in health and not watching .

his polisher. So OK come on.

I mean, he's pretty healthy compared to most sixty five years in this area.

I'm just saying if he dies, yeah your brother gets laid off, eat too many aspergers like I think. Then what happens and you are responsible for IT? Yeah.

well, i'm trying to sell the house and walks a hatchi. Anyways, I don't like IT out there. I had IT out name IT really. Yeah, alright.

What's are calling to these debts? Okay, so bank of america, royal corbyn.

ah, what honeymoon .

last year?

Uh.

two years ago. Oh my gosh. Well, what am so confused about two years ago? wonderful. So I is not that far off from the max two years ago.

The reason it's gone back up to the max basically is because of me not being able to pay IT when I wasn't working.

you've been working for two months and you said you are making good money off like a little not guy over here.

So I was an applying IT the way that .

I should believe. There you go, an actual, real answer. Thank you. Some responsibility. Okay, so you four thousand, two hundred, fifty seven hours and here and fifty one sands, this is the thing. Oh, my life.

Are you doing what you doing? The payment is only one hundred hundred dollars. okay? wonderful. We can pay that five.

Six ninety six dollars because you know anything that you our storms you up for two months if you doing what with little pink over there. So I don't all just stand. Where are you possible behind on this as well as your mortgage?

You have your work paying anything, anything. Please play something. What is happening here? Well, forty doors of fees are charged because guess we are not being anything, because we are not actually like and at all even know we have three kids and the the rude.

I did pay what I could. So that one was fifty. I paid fifty dollars. But it's not enough.

You a Better one hundred one, a hundred D D one. But not really because six hundred and six people don't have to pay because is nothing for your situation. You can pay more than via you.

Listen, listen, listen, mission is pending and your spending was a thousands three hundred eighty nine dollars. So I don't know what tough you're talking about. You had to paid more than fifty dollars.

We had, uh, plumbing issues .

at the house.

Yeah things put my things .

like video games and have spending you know things like that random little things yeah well.

that's why the funds were nice paid towards that bill because because it's coming .

by the literally said you spent thirteen hundred eighty nine dollars and missing in both. That does not plan.

Um I mean yeah but I mean we did have to fail liming, so that's why we didn't think for that milk.

But do you not understand what i'm saying is serious, not making IT to rule somehow. What I mean you do then why do you think this for me thing me think i'm not pushing back against IT. Lisa, if you clog up a toilet with your massive from even all those as burgers, I will allow you to go get IT unclog via up hammer.

I will allow that. I am not talking about that. I am talking about how you spend double what you oh on here.

I'm missed in these .

both not diploma, not diploma. And please don't take a nour toilet because I don't want to pay for one.

Well, having three kids are definitely clock toilets. But IT was a watermen league, and the city claimed that wasn't on us.

Okay, I do not care. I do not. I just said I don't give a about that. Yes, you will pay for that.

That is now what I am calling out is this, are you incapable of? And sorry, I really don't want to be mean, why do you keep bringing IT up? I've already said I don't give in, that is not what I have brought up. So what do you care what sake for?

Honestly, I don't know what the missing is spending is .

on so you don't know how to look your statements.

you said you don't know, even think I hind and at more excited on the .

future when you know you lose your .

house is yes, yes, yes, yes.

Go through our debt program, please, you get for free. It'll least help you approaches that in a way where you can overcome the anxiety. Then go through our budgeting program, learn how to about, learn how to look at your documents, learn how to put them down on paper, go through them.

You get them for free by being a guest right now, thirty five percent off leaking the description below. But you get in for free by being a guess. And you need to go through a, take the quiz, go to the education, take IT seriously, and take up with your husband combined finances, like adults .

on finances.

And what what do you mean? What does that look like? What do you mean?

Well, why he won't go on the show? He's definitely boys up. yeah. He doesn't want to confront his issues.

What what are his issues?

Spending issues can, which is that so everything is my day. I don't know, I don't know his full dad.

I you don't know you guys are you don't was dead and you guys married. What is this marriage? You guys obviously don't have goals together financially.

You don't care about retiring together. You don't care about surviving together. You don't care about having goals to the kids together. Obviously not because your prioritising your little feel they get .

have never having to talk to think about IT over that.

I that's why I maintain and ces, what mean that you look documents what you maintain? You don't know how .

to look at a dt pays me his portion of his rent .

or what you to our husband.

That's great.

That's how doing he doesn't .

like talking about finance.

what he likes. Do you guys are you guys going to have a financial future together? And I want to, okay, well, obviously that I can happen. You go to a councillor or a divorce stash.

Well, I don't really because .

that's where your head yeah, this is huge for financial. For a year now, my team and I have worked with experts to create what I truly believe are the three best educational programs in the financial space online, we budgeting program, where I teach you how to create, manage and revolutionize your budget and control your money.

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Not really. I think you can work through your issues.

Okay, I agree. You guys aren't.

We're not right now. No.

definitely not OK, but that strong logic. Well.

if I can get my finances under control and have a plan for the future and start like.

then he'll be an anchor for your financial I .

get him in line .

how he just wanted talk about money because he's a IT doesn't know how active of adult .

my hopes are that oh, that's a good way to .

live our entire financial future. Guys, we're going to retire successful a couple pay for our colleges, our kids college. why?

Hope no is is probably they not your .

kids to o .

they are. why? why?

economy?

yeah. stupid. No, there is. They don't look, they're rather do service jobs. What are you saying?

I'm just I don't .

know that's not you're saying something.

What are you saying? They these kids, your kids.

what's wrong? They get their own issues.

You guys get a wrong.

His daughter lives with us full time. His sign comes to visit. Um you guys .

get along.

not a sign he's got like anger issues OK。

But okay, why do you think the daughter is?

She's kind of voice that where SHE doesn't SHE hold that she's no, i'm trying to. I am trying to.

We've even talked about the don't .

a of a college.

You know, I trust their cultures is a lot of passers certifications. And I like my boys over the course. Is there a great resource for anyone who wants to boost the resume, how they recommend IT?

I like trade schools. I like college, like community college, like state college if you're afford. I like private college, like things that makes sense. So OK SHE doesn't like you like a looking down upon them the little pieces. I felt little growth to hear.

I know that was really mean to say what you were saying that we would have to pay for the college funds. And I was .

the troublemakers. eleven? Yeah, he's a eleven. What you scoff in.

We have our issues.

He's a one. You're a door.

I've worked with kids and i've never had problems with kids until he came around and we got married. So yeah.

what are you saying?

Burgers are flying out of IT too. No, no, he definite hasn't. He's got, he's just, he doesn't respect women.

He doesn't like.

he's like he still needs to listen if he's in my house.

Okay, maybe your method is not working in. I mean, I agree with you.

but his mom doesn't make him have any rule. So okay, he's not really.

That's between parent on the side. We came with parents on the side. Maybe the kid needs counselling. Maybe the kid will girl all out of IT. I was a trouble maker.

Yeah.

I had my fair share of grounding.

You get suspended in third grade three times.

I got, I, I, I, I got suspended in just a few times. I remember right. I guess, spended, why not go in middle school?

idea.

They grow out of IT as the troublemaker. I ended up finding Better friends. And of .

course, down there now. Or a is that where .

where is that?

Basically the new south dallas. So like OK, the soto was the all time. But sorry, I know .

ap ap like step m. I'm not .

though, and that's .

the problem. A hundred seventy four dollars of inches charges this year so far. But the crazy part, the crazy part, the crazy part, try to manage kids if you don't have a man to singular.

Card card. Three hundred twenty dollars a piece this year so far, fees this year. So it's the one we talked about that we're talking about royal caribbean. Yeah three hundred twenty dollars of fees.

Yeah.

in a singular year. That's a joke. That is mismanagement to its core.

So I mean, not to put all the blame .

on my husband.

but what he he when if he doesn't have enough money to pay for any portion of the bill because he's spent money on you.

why are you guys together? This a sense. You guys were not ready for marriage.

I went twenty five .

thousand hours on the wedding, and we went .

there .

for the royal carbon bank. Cruel.

I will admit. So I did. I will admit that we did rush in the marriage, but I was because.

right?

What have we marked? His mom was very sick, and so we wanted her to be a part of IT. SHE was after .

gosh and that is fair and i'm very sorry for that. And that's .

kind .

of I hate that.

but that's when everything really fell .

apart with him also really the the loss of his mom. Yes, the teachers are therefore in them. Gosh, and I would crush me. We have some more is men, people? People be crying.

Um um I get IT. Gosh, i'm just .

wondering could we have had a ceremony without like the actual legal tie and like convincing myself ves that we are and you guys just weren't ready for marriage. And I wonder if we get just alternative.

We talked about IT, but since I was my first marriage, like I wanted a wedding.

yeah.

I know I was stupid, but there are really good memories from that night .

because of IT.

So why am I?

Producers text me. He lied to .

her to mean.

what does? What does that mean? What what happened about what?

Oh, I don't know. There's we've had multiple issues about like his spending in his finances, and that's why we just don't talk about IT because .

what are the issues?

I mean, his binding, okay.

but you have multiple problems. what?

Well, that he doesn't know how to maintain his funny, he doesn't know how to spin.

He make him go to the classes too.

All this is he will be thirty eight next week.

I think it's time to him for him to act like an adult for the first time in his life. Ah okay, so what did you lie about?

I guess also before he got so I got him the job um where he is now making basically a good wage, decent I mean someone basically but now um but he was he just I mean he never told me anything about his .

finances really like about that .

and like how I do exactly that. What I do know like we have you know not falling.

but we've been married for two years and how long together before that?

A A year and a half okay.

So so for some people that's quick, some people that's not you know that's actually okay when i'm saying quick as you can, you should know each other situations and lives and goals and aspirations when he comes to the financial and financials are massive. I thought I did. So you thought you were going in. He was zero .

out that I I knew he had.

Do we marry? Do we stay with someone .

who was willing .

to lie to going to lie to us?

Yeah, that's that's what we have. Our issues.

Do we see this last thing I do, we're working on this is one of the leading causes to do. What are we what is working on a man? Because as far as I am concerned, you're not win the right down years and he's .

not willing to talk about his what is working.

You don't even know your stuff in on IT. We're trying .

to get Better about community.

you said is that went to say, so what do you mean we're trying to get Better? What does that look like? What is trying? I'm trying no, what I try, I am actually losing weight so I can use the i'm trying to. Grow a Better beard, but i'm doing nothing to do. IT, yes, so that's actually trying.

We have had conversations about IT and more so than we have in the past conversations .

with our action. I'm asmal.

yeah. Well, action on my side, not on really.

You are not a critical person. Yeah.

I use, I used to be a .

card like the face card. You can use IT in our resources. Check IT out, use IT as a debit card IT build your IT because I just everyone, and there you go, that builds.

So his his biggest thing so he air force well, he was an air force so he blames that the military um the does someone shovel .

plane up one no but he blames .

that they didn't prepare him enough for basically being outside of the military because OK for everything when you are in the military, they pay for housing, they for child care, they pay for school. They pay for you know, even moving, even understand .

how I get that.

But he just feels finial .

message to him. I agree. I was say, I great, but you have adult ask questions, reach out resources you will learn to because guess what? Seniors in high school, seniors in college, different lives in the military. absolutely. But they are also essentially given housing. Now what depends on colleague can be a little different yeah, but especially high school given housing and your on your own like they have to figure that out too IT is different and I do sympathized with that but if you're not trying to learn yeah and you're not trying to fix when did you .

get out the military um well that was for, uh, I it's been twelve years.

He has no if you can't learn one thing in twelve years and that is on you as a human, that is not on the military. What a joke. If there's trauma, there's stuff like that and that is different. If there is P, T, S, C, that is different. But that is not talking about finances in pain for rent.

the trauma, but it's not from the military.

But okay, but is that pain or talking about pain and talking exactly positive relationship? You know, it's it's a different thing. And I can radiate other part like I want to be dismissive of that don't give me wrong but I sound that feels like much more of just a dudes making excuse because he didn't want to grow up got at least in terms of this stuff yeah terms of whatever IT what's .

even spending his money on he he's the mcDonald's uh, gas station aras tokio s um he's the one you won't really see that online because I don't really go to the gas stations and less for gas but he's energy drinks.

He does dip. He does yeah the pouches they .

are not .

as a IT is technically .

though it's still .

nicking pouch dept the .

spit in the up .

he's long yeah a robe .

is what I think he uses.

Never heard of that, but i've also never .

anything military.

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Yeah, it's time. okay. What are you doing? Three hundred thirty five thousand hours.

Great rate of three point three seven, five percent five. Ruin that. What's the Normal minimum of payment? Tell me.

Like it's just under twenty .

six hundred.

it's like twenty five eight something OK .

twenty five eight ah what wonderful. Yes, okay, yes. That becomes hard if we don't finish our unemployable fiction or have a fully final community fund because we decided to have a wedding that was probably to seen for a relationship anyway.

Doesn't matter. You no note no, you seven thousand, seven hundred fifty nine thousand, one sense now no, no。 Why possibly we're not paying .

for IT. Now the way if you make payment or partial payments, they won't make or they won't apply IT to your principal until IT reaches the full payment. Why are you for payment? Well, I didn't have the money at the time talking. Now I am, I am.

Now you, what do you saying?

I'm saying. So the misplayed are in may, in june, and then i've been able to make my current payment in August, in september, but I still hadn't been enough to make up for the most payments in may, in june.

So we all back payment.

So OK, we owe back four .

thousand seventy what you're making current payment? Yes, yes. Why would you gone them to put that at the least like the end of the mortgage or something? And if you call them.

I have called them, they didn't. They didn't offer that.

Okay, when you request.

you don't know. No, I didn't not .

that I want that anyway and not that they're necessarily application to, I don't think but they can OK they want to I don't do that way. What do you mean if you just pay build is no reason .

to have the conversation really. They're very I I just don't like the way they Operate. I don't know what because i've had OK.

I don't like the way you Operate.

bill. No um they just it's harder it's hard to get in contact with them. It's hard to up like access their website to even understand where and how much you are behind. So I just IT does make IT hard to just understand your bill in general when you are trying when you trying to make up. So like i'm trying to make up the payments and i'm trying i'm trying to make up the most payments, but they've made IT made IT really difficult to get in is difficult.

I I know someone like you that usually gets in the situation just makes these unless excuses like that, it's usually not there. You're probably making interest probably .

on the fault ge or .

not even understanding IT. Usually when you get into a situation that I have people come up here and trying to blame everyone else around them endlessly. Ly, it's almost so hard for me to believe that I would be then IT might be. But it's hard for me to believe that yeah.

I will. Okay, from i've had two previous other houses, the one of my brothers in in the one before that I had a house. I bought a house when I was twenty three, so I used to be financially very stable.

Maybe that isn't means stability to you, but I I want to say that house, when you're .

twenty three.

you can get very dumb ways. I.

Good profit on IT to wear.

Okay, okay. Well, yeah, anyway.

so those previous mortgage and those companies were IT was just I was just they were easier to understand and maintain.

So you're saying you cannot make .

a single payment towards four thousand .

and seven are making .

IT you .

making you make him asking a question. Are you saying you cannot pay anything towards force six hundred seventy dollars and ninety eight cents that is past unless you pay that exactly.

They won apply IT unless you pay the .

full amount? yes.

So the s to IT IT IT its in limbo.

What what are you saying if you put but if they hold on to an interested, if you put more to that hold fund once IT hits that or you to that.

that's let do IT was more than that. That has gone .

down on a month basis.

Well, right now i'm only able to make the minimum .

twenty eight hundred you make IT.

I told you we have the extremely high water bill that was three hundred and fifty dollars. And then we had an elector .

make a break for you.

An electric bill was seven hundred and fifty OK.

That's crazy. Turn on the ac. My.

we have a pool or we have a pool.

My good heating.

no, but .

electricity. So but was employing that was one .

of things that I let go to.

How was your electricity .

running the pool?

What the filter?

Yeah, and getting IT fixed.

I shut down the pool. pool.

They cost more money to shut down the pool and to keep up at running .

to said they're doing nothing. No, what does not? I have a good there.

Do nothing if you're trying to sell the house.

Are you trying to sell the house? I want to, yes. Oh god, that what are you talking about?

I told you that you just didn't hear IT OK.

Maybe.

maybe I want to living walk to hatch.

okay? Is a listed?

No, because we have to get you fixed up.

We had winds are .

getting listed in, hopefully in.

Explain what's the praise .

for between three, ninety and four, nine? O, so it's in.

where do you want to go back .

in our dallas?

Okay, you gonna buy again.

I don't know if I should.

I don't know if you should.

but rent with animals and kids is nice funning .

Patty .

that we have two cars and two .

dollars but that is hard yeah they don't .

like animals, their dogs for I allow .

me just give me money yeah well that's .

yeah that's like extra thousand dollars a month um why .

you usually like a bigger deposit and like the box a month for pet depending well.

four pets so we have two dogs .

thousand a months at two .

hundred but the .

deposit would yes because that .

would be chunky .

refined yeah I know but so down payment and closing cost so I what you oh my god.

What business have to .

do with that? I don't know what that is.

SHE have more in court service. What are you looking at?

How did you told me? Oh, um this is our friendship for the house when we first moved in.

When did you move in?

In january twenty, twenty one. So, okay, this is interest free.

IT was an .

interest free. Different payment was a, well, yeah, I made my last payment.

So this is no longer.

This is no longer there.

Okay, all good job. Paint enough. That is good. So let's keep common on what is this is the same thing I don't know what i'm looking at here .

is a complicated well this is um my equal facts. I did pull my credit report from that .

so that's the most this charge of so that I know that's not paid off.

No, this is the other bank of amErica card. And so I don't okay, I know you're going to get that. I don't understand what is charged off the same as in collection.

The what's been reported .

as IT stopped everything has stopped on IT. That's what I don't get IT. It's just like the link .

went basically, but I don't understand what kind of so what happens because this was sitting at at nine thousand twelve hundred since february. You have made a payment since february. This may have IT was .

like a minimum payment of like five hundred dollars and I just it's .

probably internal collections for now and IT will be sold off to collections. My k and I will be sold off to an external collections agency. Then they're gonna IT your credit self hard.

so so good to get in a house.

You you try to sell house yeah able to .

rent the house all the bank and make like claimants with IT.

Why weren't you making payments in general?

You've had a job, he was like six hundred .

dollars and yeah, that's payment.

I know .

and you're an adult. What you doing you .

think .

you're gonna get a little?

No, that's why we haven't done anything yet. Are you going to I want to in spring yeah .

want to I don't give you want. What do you mean this is about?

yeah. So do you suggest calling the bang yeah and making these plans with that?

See you they can have something but you are saying it's about six hundred if you start paying .

out from the last statement that I received, which was I don't even know when .

probably August looks like.

okay, August yeah and yeah was like .

six hundred you can .

spend on .

about what p professional managment collections probably oh.

that's toll tags.

Collections for tools, okay, not taking at all highways like .

my card and I didn't get IT switched over enough.

IT takes a while for you to go to collections.

They refuse to add my new card and take the everything .

is always someone out for by the way, with you to be clear that is never .

your fall are horrible and ta .

is the worst um they are if they are not everyone's .

favorite but worse.

you could have paid .

IT IT was like eight .

hundred extra dollars that yes.

your money oh and what mean add all eight hundred .

and fees .

and I but my car got stolen so I didn't get to update my to so in that what .

do you mean? Card my .

debit card, that the total .

tag you get a replacement like a week.

but then updating the total tag is what I got.

So IT was you when I called to do change IT.

they Normally take those extra feeds off because I I have a table and they're .

not entitled to listen. Now you could not have me out here defending these total company is because I hate them. Yes, but come on, you didn't update your card. I'm not gonna cry .

for you there. Well, so it's just kind of sitting there.

What's your credit?

Um it's drop down to think five hundred four and twelve.

I get a mortgage.

Good luck now. IT was in twenty twenty one when I had all my dead paid off. IT was uh, seven seven.

Looking on here, a pay as agree, a pay as agreed. So you negotiated this that with someone.

right? Oh, that's the .

sams club.

哦， that close. yeah. I just pay the .

minimum of .

the mum about one. One sixty. One seventy IT depends.

Okay, one sixty five. Last report bounds. Little gosh, it's only going up. great.

yeah. So the reason I went up, I in all this was the membership, the .

membership fee. L thirty nine thousand this year. Pull up, pull up.

Your down up. How to see IT? I want to see you all. There is a statement you brought in. I didn't see this. Oh, I didn't have the chance to go to this because you brought in and never you want to you. I got over here.

I thought I had skin that.

and I guess I didn't did.

So there's no charges.

Five thousand seventy eight downers forty four sets total mental m bales, still one hundred and seventy forth. I don't know what if you're talking to why you don't know your numbers over limit a mounts, seven, eight down. Yeah, yeah. You not spending now because guess what? You look at over max out five thousand hours of the max hundred, twenty two dollars and thirty two cents .

of interests accruing. So I use that card for to pay for gas. Basically.

when I wasn't working. Well, stop. Well, but you can saying this wasn't working, but then you also said you made a kind of money. I happy here. okay?

I obviously did not make.

Oh, for good sake, money owe to family?

Yes.

seventeen thousand between three people. Yes, let's talk about who who's one of them.

My parents parents .

is one and then well as parents one of her to, well, they're together. Okay, so that one yes, when I see three people .

that consider one, yes, there's two grandparents.

Okay, how much the parents?

I think that one was about sik. I had to written down and I forgot to bring that paper. I was sorry. I think that one was about six thousand.

maybe for what that .

was when I first got unemployed and they were helping pay the so again.

so again, we just have we literally have another reason why the mortgage shouldn't be behind mommy dad were paying for IT .

that was back in genuine .

you still you just just give me a second reason is why we shouldn't be behind a second reason. Okay, grandparent number one a uh grandma .

or gra granda .

k how much?

Um hers is probably thirteen thousand and was thirty thousand. Yes, over time hold .

this crema .

SHE a we cannot offer thirteen .

thousand, two and eighty old. We can't be taking money from an eighty old, an old old. So she's not qualified to give money out.

She's qualified to run for president, but she's not qualified to give money out as a own. She's trying to retire. Is just you have a very solid, strong retirement? Yes.

she's wealthy. I would not .

say wealthy and SHE shouldn't .

be well off. SHE doesn't have any bill. Well.

SHE doesn't more well, I don't know .

if he doesn't discuss that with me, but if SHE i'd not .

thirty thousand to gram of what .

in when for plum we had a plummers leak two years ago. Also, I do.

You have insurance?

What doesn't cover? Plum, 呃。

like pipe. Now, get in mind. Covered my outdoor product. really. You can get insurance for anything. Well.

I didn't know. You can get insurance for plumbing if you .

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I know they are continue. okay? So we had IT was like three months. We were without water and I was like a five thousand dollar bill.

And and so he paid for how many?

How long go? That was last blast, yeah, last year, sorry, last year, last summer.

Betwen three.

what mean paid back to? Because he doesn't want me to pay back because I had lost my job right after all that had gone fix. And SHE doesn't want me to pay back until I am .

able to start. What's the rest old .

for um random bills that needed to be paid or then why .

we need them? Bills that were paid for builds the other people sounds, sounds like a department of death, a deflection of debt, a movement of debt. Yet somehow debt is tanking on both sides. IT doesn't make any sense. Yeah.

yeah.

I and then who's the other grandparent?

My my pop .

thousand.

And I was one month of mortgage when I was a fourth .

reason why we should not be behind on our mortgage. What a joke. Do we have a minor the payment agreement to the parental figures?

He has an ask parents, no, no.

they don't want me about .

about and pa and .

they're are there .

are being nice about IT.

I think they're enabled in you around is what .

they're doing. I for money .

that doesn't matter. You're still spending your money.

You both down yeah there yeah. They definitely have acknowledged their annoying of that wall.

Good thing your grama safe enough for retirement to build a survive. What about your retirement?

It's no good.

no good. No wonderful.

yeah. So i've had, I had drain. I had indeed my phone win. All the issues was going on with my brother and myself to buy this house, to put the down payment on .

IT and sick. But other people paid for things. But i'm so fused. How much was that? How much we take out .

twenty thousand?

You took out twenty .

thousand dollars. That was my first four one. K from .

when I .

was twenty .

one. yeah.

okay. That one I had empty just when I had got unemployed, right?

Go, you're making the soul hard for yourself.

Yeah.

you're making the so hard wipe, punish yourself this way. You're making your life so hard. What did you get with that?

That was paying for three months, basically when I was unemployed .

from octo months of what?

October to december.

months of what? Well, and again, there is a fifth reason why I shouldn't be behind on your mortgage. This, none of this is adding enough, to be clear.

So what were you paying? 哥， 他 认为 那。 You're still paying for Christmas now by not being able to retire, you're going to be pain for last year s Christmas in the twenty sixties.

I think i'm going to connect with the financial advisor domain money because this is soft, saying your mindset, our money is soak up. I love them. I talk to them about my financial all time.

There are grape is good, affordable financial advice with license advisors. Highly recommend. I might get you connected to them because that what you've now said in where you're retirement probably is your retirement .

is nothing right.

Basically, this is so beyond. You have destroyed your life. You have destroyed your life. And I need that to be clear. I'll feel bad about IT, and it's okay for you to feel bad about that.

But I need to be cruel, clear that you have destroyed your life in the reason why I need to be clear about that, even if IT is brutal and makes you feel bad, is because I need you to not destroy your life again in the future. Because what you have done up until now is not put yourself in any position of any goodness. You said you made money on your first house.

wonderful. I'm glad you did. Guess what? There's nothing to show for more, so I don't give off. About selling your house for a profit.

The first time I don't know about selling this house for a profit because one I think rent go luck without was IT to the pet with your credit, with his credit, who knows? And that getting a mortgage double, good luck. So good luck selling what even if do the profits product spent on some bushi vacation or something?

No, I all, you're right.

only paid for Christmas twenty twenty four.

I refuse to do that. Now though .

I see cash up. Your experience is cash up payments. Now that's in cash up h incoming.

That's incoming. All .

of .

IT a joke.

a joke. He is not a, you married a child, you marry a child.

I mean, I used to work with good.

so then you grow one. Savings of checking what's, oh, oh, talk about OK. Oh, paypal out.

Good word forming things. Why not? Is a strong lives more ways, a target? Who knows you can get in there? You can get anything.

Who knows what that is? Pay, pay, pay, pay out where that i'll go. And seventy hours.

eight dollars. Where is that going for his?

Well, those are .

for gas.

which means if he is not painful with his own money. And he said, you are paying for things that I tell that math works charlet us. I forgot .

some of those pills are also like my vender that I buy some real products were apparently .

making a profit from supposedly tea doch brows pay a one hundred, a thousand hundred fifty dutch rows, google gold goblins stuff that you do. Ten thousand ten one s eight thousand six, five cents in two dollars, fifteen cents. What is a google gold goblin?

I think that wasn't APP my son had, but.

Up, take away the card. He doesn't need to play a win.

我 天 five didn't。 I don't think he realized he did the two ten dollars one that .

why do you have a card on a thing that he's using?

It's like, well, he's on my phone.

a link, you shouldn't be spending neither. Brand new pool service, four hundred six dollars.

That's the poor cleaning.

Clean your own pool. It's a good little workout. Clean IT you got time.

Not easy. You know what? Easy paint off your dining at four to six hours. Your pain to someone to clean your damp oh, that's a lie because there is an to seven, five dollars and two cents .

that was the repair work. So they had to, like, do the repair on the .

filter, in the pumps and everything. Pay pal out two hundred fifty getting some amazon amuses is fair. Oh like gonee, we can pay for our our good what we're going to the amusements from, oh, we're going again, seven six dollars there, seventy dollars there and was some point domino payment out.

Sixty nine dollars. Gold goblins, the kids getting his little gold goblins think than us so I can have a place to live. But he's he's went and he is win paypal out sixty nine dollars, six flags.

sure. Why be able to have a place to live when we can go to six flags? Double dave, pixel work row, cool, good.

I'm glad. Oh, this plus probably on them over some subscription. P ock, where nothing even is.

Let's get that instead of having a roof over our head. Paypal off, I don't know. All of garden, paypal out.

Netflix, little scissors, brand new. That cute little little boy, they were trying to kiss back. Oh, oh, melon drop meldon p melon drop in.

We doing, it's an an APP game. He's getting more James. The kid is getting James, and you are getting simply southern. A did does rocket .

school clothing.

Target roses cafe thirteen, check the like. bakker. Y, we're going on to eat like it's our job.

Bakery, tea things. I could have gone to his cards. H, I could have gone towards the backend. The more girl you have, all the money there get IT down and take you to a couple months and you've been there and you be .

out of your hole, it's hard to say .

no to all start stop. You need to start saying no so that you can get out of your financial hole so that you can pay to have the poor boy come and get in your hole. Netflix subscriptions, netflix subscriptions.

Oh, overdrafts. Why not? Why not? Why not? Oh, you turn to me into the john color man, eight, two hundred box over here eighteen um in the saving OK I glad, i'm glad really have eight hundred box there. It's doing nothing. Of course, if I was in an account, if if I literally just put in that in my brokers, in my mom account, I think they're interests on your uninvestigated ors like eight percent for a few months .

and I don't really how to what you want. And if unless that .

makes eight percent money and and IT doesn't.

you would have to have an invest in.

correct? okay. Oh, that one. I mean, if you just put in fidelity, I won't do anything.

But so what do I do? Do I make a budget? Yes, I should.

I know I should as this is behavior and you're going going and I think you can say no one. Income forty nine hundred and then there's also the husband issue. Uh, you are just, oh, my husband, give me money.

And you can say though, I guess because because weird because you guess have a weird relationship and none of the money makes thanks. okay. So if we make you pay your death, including the ones that you have a negotiated yeah, not more good.

Related is only nine hundred fifty five. My indue spent one thousand six hundred hundred dollars and both forty five. It's all on you. It's all on you try to blame on the people.

So beyond your Normal margin of payment, what do we say? Twenty five? Eighty, right? Yeah, I just said, what about utilities? Oh, well, but how much to see give you with the mortgage?

What's so twenty five hundred is like that's flat. What he pays me.

How much for utilities is we know we got a seven hundred thousand things.

What's not Normally it's so water is about one thirty. In that range IT depends.

Yeah electricity y gas.

Electricity is well, well, okay, come on on low months and high months between.

yes.

one like between one hundred or eighty to one, seventy is the highest.

I think I see two hundred because, okay, I don't believe you. So elections come that included in .

the water of the gas is um like forty dollars a month.

Answer to forty are the internet seventy, kay? And then we're also adding to your income two thousand and five hundred from him because we're marden we paid each other like. Employees, seven thousand, four hundred, six dollars.

So that's really what comes then. Okay, a wonderful gas room from drive. drive.

How much? I know a lot for about five, uh, a seventy. Do you own your .

car right out? yes. wow. good. What is IT?

It's a twenty thirteen .

rogue phone bill.

Um twenty dollars. I am my parents plan. good. Yes, you never need .

to two years do healing. I think you can keep IT at fifteen twenty nine box. The cars worth about three thousand and five hundred seventy five. No necessary food. Okay, how do Garcia work in this house with the husband knew and the two kids that you hate and the one that you like as a .

urim as the work? I mean, I pay for basically everything.

So everyone, yeah. okay. So is two thousand and five hundred is to apply for that OK. So you're gonna meal Price for everything. One also.

you are going to be making their own family.

You're going to be meal prepping for everyone and clean yourself coking a couple times a week to meal prep. That's how he makes this affordable. You can use our meal plan in the buttering program.

The G, F, for free took IT to your needs. If they don't want your new prep, they can go get their own food. So you are going to a budget. I think you can do a thousand for girls. Ies.

that's that's yeah.

that's meal. prevent. Girl, let's go every second door. You two thousand, two thousand hundred OK, here you go, a thousand, two hundred.

I know for fact, you can do that keep you find anything about you need to exist, include school five, two. And for the dollars, someone can be, someone can be a little T P. fund. Tune in for the downs to make up these nails.

Medical, health care, anything on a little basis.

IT comes out .

of my check. Write thirty want every three .

months for me. I see ten .

boks OK. Jim, now we have those, our office.

you have pets. Yes, pet insurance. How are you onna pay for something if that comes up with one of them, meet something they shouldn't.

Oh, that was wear .

OK twenty and pet food. How much .

um for the dogs it's about see about eighty dollars months and the cats are probably forty so hundred .

turn hours. Anything else I need to put in your budget that I have not put in your budget?

I don't think so.

If you just know how to control yourself an outlook of ult six thousand one hundred thirty five dollars, meaning you have left on your end one thousand two hundred seventy one dollars. You, what? What was the back on the mortality shoes like? Four thousand and something. What was IT? Yeah.

what's back out? Uh, seven. I think it's seven. Oh yeah. IT was four thousand, yeah four thousand eight hundred and I don't know.

four thousand six hundred seventy? cool. You know, no longer backup and three and and a half months. 我 lations if you actually actually in adult adult things happen， by the way, this is including a new paint, your bank of america, twenty thousand hour cards. Hours month might be lower than that, but you're going to talk to them.

okay? Yeah.

royal club and boom paid off another three and half months. Nothing because you're an adult, you act like a sam code. But we paid often about three and months.

Simple, big. Of america, that's probably to be paid off more. And like at that time, again, we're seven months in.

With how much is left at that points is close like two thousand box. Two thousand blocks. So we paid off nine months, so here were sixteen months.

Okay, it's fine, good. And I want to pass on your mortgage. H at that point, you're credible of improved. So you go get another mortgage if you want.

Using the equity position you have is a dog payment, closing costs and hopefully more than twenty percent two depending what you're get so easy. Then what's I compared tls easily within like a core of a month and close. And that will also help you create that is .

on your credit.

probably if it's if it's this question. So okay, all to the family cording views, actually twenty one thousand. But with that, we can probably pay off another nine months at that point.

So we're looking at twenty five months or so. Okay, a couple years. Couple years is nothing. Couple years is nothing. Your kid is seven, so they get incredible long life of mom bean, financially secure, called two and happy, or because, because you gonna get a fully from emotive on this time.

So two and half years, two years and three quarters, maybe simple sacrifice, I know, is easier done episode, but honestly, you can accelerate this that path if you do see your housework twenty percent down, get uh you and then closing cost and then use the rest to pay off the dead even quicker. You could do that if you actually see your house for a decent man. You gave me a pretty .

wide range so I was what .

zero said OK don't try zero real ter have .

them do coms wo that's that's what it's right range and .

get some comes are I got the comes .

from I have talk to my really we were planning .

they did actual comparables see your place yes okay well, either way, yeah you know that could help speed up, who knows? Yeah this is commit a lot of people on the show, relatively. Some people you do because you're doing your best, you need a catch retirement you will do fifty, twenty five, twenty five, fifty percent and needs twenty five percent and fun, twenty five percent and retirement.

And you will have a shot OK if you don't your kids future because they're gona be doing things to take care of mommy because you didn't do things, you you talk your husband, go to therapy with him. Actually sit down with the council and free this out. Stop hating your kids other.

Ones are .

figured out. You decide what direction I love them here, them you do. You will report your services spending in a .

budget new overspends.

There are ten debt f collections. There are ten emerge to do anything. There are technical two thousand box.

I'll give you two time to be generous retirement. nothing? You pulled that all up.

Job because I do retirement .

one out of time, real state regular behind on payments. So like I can't be more generous than a three other time there. You're going lose that if you don't judice together, it's going to be a hammer, financial score one a half and make a sick for the power guys.

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