cover of episode I've Never Met A Woman Like This | Financial Audit

I've Never Met A Woman Like This | Financial Audit

2024/11/8
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Financial Audit

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Alvi
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Alvi: 我是一名36岁的保险承销员,月收入7000美元,年收入在70000美元到80000美元之间,另有奖金。我和丈夫共同生活,但房屋贷款仅在我名下。丈夫每月支付2500美元给我,但并未用于抵押贷款。我有一个副业,销售Sanrio卡通周边产品,但从未认真记录过收入。我目前面临房屋贷款逾期,部分原因是失业期间没有足够的紧急资金,以及之前婚礼的巨额支出。我尝试申请失业救济金,但由于被解雇的原因而被拒绝。我与丈夫在财务方面存在分歧,他并不愿意讨论财务问题,并且存在过度消费的问题。我的家庭成员曾提供过经济援助,但这些援助并不能完全解决我的财务问题。我目前正在努力改善财务状况,并计划出售房屋,搬到其他地方。 主播: Alvi的财务状况非常糟糕,她面临着失去住所的风险。她的财务记录混乱,收入和支出难以理清。她缺乏紧急资金,过度消费,并且没有认真规划财务。她没有申请失业救济金,也没有有效地管理债务。她的丈夫也存在财务问题,并且不愿意与她共同承担责任。Alvi需要学习如何制定预算,管理债务,并与丈夫共同规划财务。她需要改变消费习惯,储备紧急资金,并寻求专业的财务建议。

Deep Dive

Chapters
The guest discusses her financial struggles, including unemployment, wedding expenses, and not having an emergency fund.
  • Unemployment for six months
  • Wedding expenses of $25,000
  • No emergency fund
  • Husband contributes $2,500 monthly but does not contribute to mortgage

Shownotes Transcript

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