You Can't Stay On This Path Of Financial Destruction

2024/2/20

The Ramsey Show

AI Deep Dive AI Chapters Transcript

People

Rachel

Renee

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Renee: 我对即将结婚的男友背负的36000美元债务感到担忧，这与我从小就养成的节俭习惯和零负债现状形成强烈反差。 George和Rachel: 结婚前更重要的是关注双方对财务的价值观是否一致，这比债务本身更重要。如果双方对财务规划有着相似的理念，那么即使一方负债，也可以共同努力，一起偿还债务。重要的是，双方要对未来的财务规划达成一致，并朝着共同的目标努力。 Renee的男友虽然也希望摆脱债务，但对积极偿还债务的态度并不坚定，这才是真正的问题所在。 George和Rachel建议Renee与其男友一起学习Dave Ramsey的理财方法，例如《摆脱贫困》和《财务和平大学》，帮助他树立正确的理财观念，并共同制定财务计划。

Deep Dive

Chapters

Renee discusses her concerns about taking on her boyfriend's $36,000 in student loan debt upon marriage. The hosts advise ensuring both partners share similar financial values and goals.

Shownotes Transcript

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George Kamel & Rachel Cruze answer your questions and discuss:

How to prepare mentally and financially to take on your spouses debt when you get married
Why pausing investing is supposed to feel uncomfortable and light a fire under you while paying off debt
A devastating situation where a new mom ended up with a 27% interest rate car loan
Key things to know when budgeting on irregular income
How to pay factor student loans in to your Debt Snowball when parents have promised to pay

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