cover of episode When You Have Debt Your Money Is Not Really Yours

When You Have Debt Your Money Is Not Really Yours

2024/8/28
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People
C
Crystal
J
Jim
专注于 IT 自动化和网络安全的技术专家
J
Jimmy
J
John
一位专注于跨境资本市场、并购和公司治理的资深律师。
K
Ken Coleman
帮助数千人通过职业评估和指导找到理想职业的广播主持人和职业顾问。
N
Nina
R
Rachel Cruze
专注于个人财务教育和预算管理的金融专家。
S
Stella
Topics
Brianna:咨询如何提升收入,她考虑重返学校深造,但担心增加债务负担。目前她兼职工作,收入较低,负债约10万美元。 Ken Coleman:建议Brianna优先提升收入,再考虑教育投资。他建议Brianna寻找全职管理岗位,例如在沃尔玛等大型企业工作,并利用企业提供的学费资助计划完成学业。他还建议Brianna的丈夫学习一门技术技能,以提升收入。 Rachel Cruze:建议Brianna在提升收入的同时,制定合理的债务偿还计划,并根据自身情况选择合适的职业发展道路。她建议Brianna考虑一些无需大学学历即可获得高收入的职业,例如个人助理等。 Ken Coleman:建议Brianna和丈夫评估自身技能,寻找高收入工作机会,例如全职管理岗位或技术技能工作。他认为,优先提升收入,再考虑偿还债务和职业发展,是更合理的策略。 Rachel Cruze:建议Brianna在提升收入的同时,制定合理的债务偿还计划,并根据自身情况选择合适的职业发展道路。她建议Brianna考虑一些无需大学学历即可获得高收入的职业,例如个人助理等。 Ken Coleman:建议Brianna和丈夫优先提升收入,再考虑偿还债务和职业发展。他建议Brianna寻找提供学费资助的企业,例如沃尔玛等,以减轻学业负担。

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📱Watch the full episode for free in the Ramsey Network app.)

Rachel Cruze & Ken Coleman answer your questions and discuss:

  • "How do I protect myself in a family trust?"

  • "Should I go back to school to increase my income?"

  • "Do I need to diversify my investments?"

  • "I'm overwhelmed and don't know how to budget,"

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