cover of episode It’s Never Too Late To Change Your Life… Start TODAY

It’s Never Too Late To Change Your Life… Start TODAY

2024/8/16
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The Ramsey Show

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G
George Kamel
从负净值到百万富翁的个人财务专家,通过播客和书籍帮助人们管理财务。
G
Greg
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Greg: 我即将为人父,负债11.3万美元,其中包括房屋贷款、汽车贷款和个人贷款。我需要理财建议。 Jade Warshaw和George Kamel:建议Greg出售非必需品(如四轮车和卡车)来偿还债务。他们建议他计算这些车辆的价值,并根据需要获得额外的贷款来偿还债务。他们还建议他暂停其他债务偿还计划,直到孩子出生,并专注于储蓄。他们强调了避免再次负债的重要性。 Jade Warshaw和George Kamel:建议Greg出售非必需品(如四轮车和卡车)偿还债务,并暂停其他债务偿还计划直到孩子出生。

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Chapters
A young couple with significant debt ($113,000) and a baby on the way seeks advice on managing their financial situation. The hosts advise selling assets to pay off debt rather than refinancing the house.

Shownotes Transcript

📱Finish today's episode for free in the Ramsey Network app.)

Jade Warshaw & George Kamel answer your questions and discuss:

  • "I have $100K in debt and we're expecting a kid,"

  • "Should I finance a Rolex?"

  • "How do I convince my wife to loosen the budget,"

  • Talk Nerdy to Me: What is Compound Interest?

  • Budget Breakdown.

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