cover of episode Get a Healthy Level of Disgust With Your Bad Money Habits

Get a Healthy Level of Disgust With Your Bad Money Habits

2024/6/21
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J
John
一位专注于跨境资本市场、并购和公司治理的资深律师。
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John: 因投资诈骗损失15万美元,面临无法偿还房屋净值信用额度(HELOC)和抵押贷款的困境,希望了解如何利用Roth 401k偿还高息债务。他描述了投资诈骗的经过,以及如何一步步陷入困境的。他详细说明了他的收入、支出和资产状况,包括房屋净值、抵押贷款余额和退休金账户余额。他表达了对未来财务状况的担忧,并寻求建议。 Jade & George: 建议John优先偿还抵押贷款,避免动用退休金,并控制生活支出。他们分析了John的财务状况,指出偿还HELOC会严重影响他的退休计划。他们建议John优先偿还抵押贷款,因为利率较低,并且在还清抵押贷款后,他将有更多的资金来偿还HELOC。他们还建议John控制生活支出,避免再次陷入财务困境。他们强调了财务规划的重要性,并建议John寻求专业的财务建议。

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💵 Start your free budget today. Download the EveryDollar app!)

Jade Warshaw & George Kamel answer your questions and discuss:

  • "I was scammed after taking out a HELOC and lost $150k,"

  • This common mistake could cost you millions of dollars,

  • "How can I fix my past mistakes in my marriage?"

  • "My employer is underpaying me,"

  • "Can I use a personal loan to pay off a credit card?"

  • "An ex-employee is still driving my company car"

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