cover of episode Ramit Sethi: Never Split The Bill, Its A Red Flag & Renting Isn't Wasting Money!

Ramit Sethi: Never Split The Bill, Its A Red Flag & Renting Isn't Wasting Money!

2024/10/14
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The Diary Of A CEO with Steven Bartlett

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Ramit Sethi
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Steven Bartlett
从海军特种作战部队成员到YouTube真实犯罪故事讲述者
Topics
Ramit Sethi:挑战了传统的理财观念,例如租房等于浪费钱的观念。他认为应该仔细计算抵押贷款的实际成本,并比较租房和买房的优劣。他还提出了四种金钱类型:回避型、优化型、担忧型和梦想型,并分析了每种类型的特点和应对方法。他强调,伴侣之间应该坦诚沟通,建立共同的理财目标和财富愿景,并学习基本的理财知识。 Ramit Sethi还讨论了男女在理财习惯上的差异,以及女性收入高于男性时可能产生的问题。他认为,伴侣之间应该理解彼此对金钱的感受,并找到适合双方需求的财务安排。他建议伴侣之间应该定期进行财务沟通,并建立共同的财富愿景,而不是仅仅关注小额开支。 Ramit Sethi还讨论了婚前协议的重要性,以及如何与伴侣进行坦诚沟通。他认为,伴侣之间应该坦诚沟通,并建立共同的财富愿景,而不是仅仅关注小额开支。他还建议伴侣之间应该定期进行财务沟通,并建立共同的财富愿景,而不是仅仅关注小额开支。 Ramit Sethi还讨论了如何教育孩子关于金钱的知识,以及如何避免孩子养成挥霍无度的习惯。他认为,父母应该让孩子参与到家庭理财中来,并让他们学习基本的理财知识。他还建议父母应该与孩子进行坦诚沟通,并帮助他们建立正确的金钱观。 Steven Bartlett:与Ramit Sethi讨论了伴侣之间如何更好地处理金钱问题,以及如何建立共同的财富目标。他分享了自己的经验,以及他如何与伴侣沟通和处理金钱方面的问题。他强调,伴侣之间应该坦诚沟通,并建立共同的财富愿景,而不是仅仅关注小额开支。他还提出了几个问题,例如伴侣之间是否应该知道彼此的收入和储蓄,以及如何处理伴侣之间在金钱观上的差异。

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Shownotes Transcript

Master your money, revolutionise your relationships, and live a rich life with personal finance expert Ramit Sethi. 

 Ramit Sethi is the host of the Netflix series ‘How to Get Rich’ and author of the best-selling book, ‘I Will Teach You to Be Rich’. He is also founder of the podcast, ‘Money For Couples’. 

In this conversation, Ramit and Steven discuss topics such as, how to create your vision for a rich life, why you should rent rather than buy a house, the best money talks to have with your partner, and the top 3 money red flags in a relationship. 

00:00 Intro

01:35 Why People Should Care About This Conversation

02:25 What Has Ramit Learned About Money And Relationships

04:10 Differences Between Men And Women's Spending Habits

05:40 What Are The Sources Of Arguments In Relationships

07:14 Women Earning More Causes Problems

11:47 You Don't Need To Buy A House To Be Successful

14:18 Should Men Remain Single?

15:39 Who Should Pay For The First Date?

18:09 Should Men Be Chivalrous?

19:45 What Are Financial Red Flags?

20:51 The Money Types – Avoider

22:17 The Optimizer

24:31 The Worrier

26:14 The Dreamer

27:29 Which Money Type Lives A Happier Life?

29:14 Do You Know How Much Your Partner Makes?

31:32 Should You Keep A Bad Financial Situation A Secret?

36:00 Are Prenups A Good Thing?

42:44 Do We Need A "Money Guy"?

43:59 Red Flag: They're Cheap

45:24 Robert Kiyosaki's Advice Is Rubbish

46:36 What Makes A Worrier?

48:14 What Is A Rich Life Vision?

52:32 Merging Finances As A Couple

58:15 Should You Sweat The Small Stuff?

01:00:13 Is Buying A House Financially Savvy?

01:03:59 Why Is It Hard To Buy A House In 2024?

01:07:13 A Better Use Of Money Than Buying A House

01:14:04 Alternatives To House Buying For Investments

01:16:16 Uncovering Finances And The Shock It Can Have

01:22:19 Should You Make A Budget?

01:24:01 How Do We Teach Our Kids About Money?

01:27:16 Should We Let Our Kids Enjoy Our Wealth?

01:28:23 How To Raise Kids Without Spoiling Them

01:29:34 How To Educate Your Kids If They Want To Be Wealthy

01:31:54 The Principles Of Wealth Creation

01:33:57 How Much Money Do You Need To Start Investing?

01:35:27 Gambling In Relationships

01:36:46 Money Issues Destroying Marriages

01:38:09 Steven's Parents' Money Mystery

01:39:23 If You Have Enough, Why Continue?

01:40:01 What Ramit Would Do With A Surprise $100M

01:41:55 What People Love To Spend Their Money On

01:47:01 The Guest's Last Question

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You can pre-order Ramit’s book, ‘Money For Couples’, here: https://g2ul0.app.link/L532luaWBNb

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