Should I Convert to a ROTH IRA? A Talk with Ed Slott
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Taxes suck. They erode away your income, savings and investments. One strategy to maximize your retirement savings is to convert your IRA to a ROTH IRA. ROTH IRAs are a powerful tool to help you do this but there are lots tax and planning issues to consider first.

That's why I turned to Ed Slott), America's IRA expert. He is a nationally recognized IRA-distribution expert, a professional speaker, and the creator of several public television specials, including the most recent, Ed Slott’s Retirement Rescue!) Investing Corner--The Importance of Dividends 

When most people thing of making money in equities, they think of buying low and selling high. That's a great strategy, but it's only part of the story. This week I explore the importance dividends can have in any investment portfolio.

I discuss these 5 reasons dividend can be a benefit to any portfolio:   

• How dividends have comprised over 50% of the total return of the S&P 500 index
• The favorable tax treatment dividends can receive
• How dividends can be a good hedge against inflation
• Why dividends can help you control risk in your portfolio
• What are the attributes of most companies that pay dividends

Retirement Tip of the Week During my conversation with Ed Slott, we cover: 

• Best places to save for retirement
• The benefit of contributing to a ROTH IRA
• Ed's "Forever Tax to Never Tax" strategy using a ROTH IRA
• The importance of understanding the ROTH IRA conversion rules
• When it doesn't make sense to use a ROTH IRA
• How to use ROTH IRAs as an estate planning vehicle
• The types of people that should consider converting to a ROTH IRA
• The order to draw from your taxable, IRA & ROTH IRA accounts during retirement
• The benefits of drawing from your IRA in order to delay Social Security during retirement
• Biggest mistakes people make with IRAs

Have you considered converting to a ROTH IRA?  If you have a question, ask me at rogerwhitney.com