So many retirement questions have no right answers. They’re simply judgment calls. In this episode, we’ll explore whether it makes sense to switch to a Roth 401K.

Don’t listen to find out the answer. Listen to learn the process to use to come up with your own answer. OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN LISTENER QUESTIONS

[2:03] Does it make sense to switch to a Roth 401K
[13:55] An IRMAA surcharge question
[18:18] Can you use the Rule of 55 for a Solo 401K?
[20:36] A backdoor Roth question
[26:22] A 5-year rule Roth IRA question
[28:36] An organized Social Security question

WISDOM FROM THOSE ON THE JOURNEY

[31:31] What I wish I had known from Elaine
[33:27] What a 70-year-old has learned about retirement

TODAY’S SMART SPRINT SEGMENT

[36:48] Relax and don’t worry about retirement

Resources Mentioned In This Episode
My recent Forbes article
Rock Retirement Club
Roger’s YouTube Channel - Roger That
BOOK - Rock Retirement by Roger Whitney
Roger’s Retirement Learning Center

Roth 401K or Not? When Should I Switch? 38:10 Share

Retirement Answer Man

Does it make sense to switch to a Roth 401K?

What is an IRMAA surcharge and how does it affect you?

Can you use the Rule of 55 for a Solo 401K?

What is a backdoor Roth and should you consider it?

What is the 5-year rule for Roth IRAs?

How can you organize your Social Security benefits?

What I wish I had known about retirement: Elaine’s insights

What a 70-year-old has learned about retirement

Relax and don’t worry about retirement

Shownotes Transcript

Roth 401K or Not? When Should I Switch?