cover of episode Was Your Social Security Number One of the Millions Just Leaked? Here's How To Find Out and How To Protect Yourself

Was Your Social Security Number One of the Millions Just Leaked? Here's How To Find Out and How To Protect Yourself

2024/8/30
logo of podcast Money Rehab with Nicole Lapin

Money Rehab with Nicole Lapin
AI Deep Dive AI Chapters Transcript
People
N
Nicole Lappin
一位致力于财务教育和媒体的专家，通过多种平台帮助人们提高财务素养。
Topics
Nicole Lappin：最近发生了一起大规模数据泄露事件，多达2.72亿人的社保号码被泄露，她本人也是受害者之一。她详细解释了泄露事件的发生过程，一家名为Jericho Pictures Inc.（National Public Data）的公司未经授权收集了数十亿人的个人信息，这些信息随后被网络犯罪集团USDOD在暗网上出售。泄露的信息包括社保号码、全名、旧地址以及亲属信息等。National Public Data公司没有及时通知受害者。她建议大家可以通过NPDbreach.com网站查询自身信息是否泄露。如果信息被泄露，黑客可能利用社保号码进行诈骗活动，例如开信用卡、贷款或出售信息给身份窃贼。她建议冻结三大信用机构（Equifax、Experian和TransUnion）的信用报告，并冻结就业数据、水电费账户以及银行账户以保护自身信息安全。她还解释了冻结信用报告与注销信用卡的区别，以及如何临时解除信用冻结。她强调，即使信息未被泄露，也应该密切关注账户活动，如果发现信用报告上有异常活动，应冻结信用并报告欺诈行为。

Deep Dive

Chapters
A massive data breach exposed the Social Security numbers of millions, including the host's. This breach originated from National Public Data, a company known for collecting personal information without consent. A class action lawsuit has been filed against the company, demanding they secure the exposed data and implement better security measures.
  • 272 million people potentially affected by the data breach.
  • National Public Data is at the center of the breach.
  • Class action lawsuit filed against National Public Data.

Shownotes Transcript

As many as 272 million people had their social security numbers leaked in a hack - Nicole is one of them, and you might be too. Today, Nicole explains how this leak happened, how to know if your data is exposed, and what to do to protect yourself. 

Here is the website Nicole used to see if her data was leaked in the breach: https://www.npdbreach.com/

Learn more on freezing your credit with Equifax here: https://www.equifax.com/personal/credit-report-services/credit-freeze/

Learn more on freezing your credit with TransUnion here: https://www.transunion.com/credit-freeze

Learn more on freezing your credit with Experian here: https://www.experian.com/freeze/center.html

Learn how to freeze your utilities here: https://www.exchangeservicecenter.com/Freeze/#/

Learn how to do a banking freeze here: https://www.chexsystems.com/security-freeze/place-freeze

Learn how to do an employment freeze here: https://assets.equifax.com/wfs/theworknumber/assets/twn_Employment_Data_Freeze_Request.pdf

*All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Brokerage services for alternative assets are offered by Dalmore Group, LLC, member FINRA & SIPC. Brokerage services for treasury accounts offering 6-month T-Bills are offered by Jiko Securities, Inc., member FINRA & SIPC. Banking services are offered by Jiko Bank, a division of Mid-Central National Bank. Securities investments: ****Not FDIC Insured; No Bank Guarantee; May Lose Value. ***

Brokerage services for Regulation A securities are offered through Dalmore Group, LLC, member FINRA & SIPC. Risks at public.com/disclosures/alts-risk-and-conflict-of-interest-disclosure

See public.com/#disclosures-main) for more information.