cover of episode Suffering From "Money Dysmorphia?" Heres How To Cure It

Suffering From "Money Dysmorphia?" Heres How To Cure It

2024/7/25
logo of podcast Money Rehab with Nicole Lapin

Money Rehab with Nicole Lapin

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Nicole Lappin
一位致力于财务教育和媒体的专家,通过多种平台帮助人们提高财务素养。
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Nicole Lappin:本期节目探讨了金钱变形症这一现象,它指的是由于在社交媒体上与他人无情比较财富描述而导致的对个人财务状况认知扭曲的状态。这种现象并非新出现,但社交媒体的兴起使其更加普遍和严重。节目中,Nicole Lappin 指出,社交媒体上精心策划的内容,例如炫耀性消费和奢华生活方式,容易使人们产生不切实际的期望,并与自身财务状况进行比较,从而导致焦虑、不安全感和财务不稳定。她还指出,这种现象不仅影响经济困难的人群,也影响到中产阶级甚至高收入人群。金钱变形症会导致人们做出冲动性消费行为,超支消费,甚至导致债务危机或财务犯罪。为了应对金钱变形症,Nicole Lappin 建议限制社交媒体的使用时间,关注自身财务目标而非他人,并寻求专业的财务建议。她还分享了一些个人经验和建议,例如设定社交媒体使用时间限制,关注财务健康,以及将闲置房屋出租以增加收入等。

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A recent study done by Credit Karma found that nearly one-third of Americans grapple with money dysmorphia— a state of distorted perception of one's financial health, caused by the relentless comparison with depictions of wealth online. Today, Nicole unpacks the biggest source of this condition and how we can cure it ourselves.

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