cover of episode Kylie Jenner Created $14 Million Tax-Free Dollars For Her Daughter With This Loophole— and You Can Too!

Kylie Jenner Created $14 Million Tax-Free Dollars For Her Daughter With This Loophole— and You Can Too!

2024/7/19
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Money Rehab with Nicole Lapin
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Nicole Lappin
一位致力于财务教育和媒体的专家，通过多种平台帮助人们提高财务素养。
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Nicole Lappin: 本期节目讨论了利用监护罗斯个人退休账户(Custodial Roth IRA)为子女规划财富的策略。该策略的核心是利用孩子自己赚取的收入(例如，通过参与商业广告或其他儿童友好型兼职工作)，存入监护罗斯个人退休账户，从而在退休前积累免税的资金。节目中以凯莉·詹娜为女儿Stormi设立的1400万美元免税退休金为例，说明了该策略的有效性。节目还详细解释了罗斯个人退休账户的运作机制，包括税收优惠、缴款限额以及投资策略等。此外，节目还提到了其他名人，例如碧昂斯和Jay-Z，也为子女设立了类似的账户。最后，节目总结了设立监护罗斯个人退休账户的步骤，并建议将资金投资于低成本的标普500指数基金，以获得长期稳定的收益。 Nicole Lappin: 节目还强调了该策略的普适性，即使不是名人，只要孩子有收入，都可以利用该策略为孩子积累财富。节目鼓励听众积极探索各种儿童友好的兼职工作，例如柠檬水摊、旧货销售、遛狗等，以帮助孩子赚取收入。此外，节目还解答了关于罗斯个人退休账户的一些常见问题，例如收入限制、缴款限额以及资金提取规则等。节目最后还提供了一些额外的投资建议，例如根据年龄调整债券配置比例，以及使用便捷的投资平台购买债券等。

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Kylie Jenner set her five-year-old daughter Stormi up to have $14 million tax-free dollars in retirement using a loophole that you can use, too! No, you do not need to be a Kardashian-Jenner, or have a million bucks, to make your children millionaires. All you need to do is make this one money move. Nicole explains.

*All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Brokerage services for alternative assets are offered by Dalmore Group, LLC, member FINRA & SIPC. Brokerage services for treasury accounts offering 6-month T-Bills are offered by Jiko Securities, Inc., member FINRA & SIPC. Banking services are offered by Jiko Bank, a division of Mid-Central National Bank. Securities investments: ****Not FDIC Insured; No Bank Guarantee; May Lose Value. ***

Brokerage services for Regulation A securities are offered through Dalmore Group, LLC, member FINRA & SIPC. Risks at public.com/disclosures/alts-risk-and-conflict-of-interest-disclosure

See public.com/#disclosures-main) for more information.