cover of episode "I Quit Gambling... Now What?" (Listener Intervention)

"I Quit Gambling... Now What?" (Listener Intervention)

2024/7/17
logo of podcast Money Rehab with Nicole Lapin

Money Rehab with Nicole Lapin

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Brandon
为听众提供实用和可行的财务建议的金融专家和广播主持人。
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Nicole Lappin
一位致力于财务教育和媒体的专家,通过多种平台帮助人们提高财务素养。
Topics
Nicole Lappin: 节目讨论了随着体育博彩平台的兴起和合法化,赌博变得更容易,而强迫性赌博的门槛也从未如此之低。嘉宾Brandon分享了他如何克服长期赌博带来的高潮和低谷,并建立更健康的金钱观,以及他们一起制定了一个财务计划,帮助他走向更美好的财务未来。 Nicole Lappin: 鼓励Brandon与债权人沟通,并协商还款计划,并建议他将收入的70%用于基本生活支出,15%用于储蓄,15%用于其他支出,并建议他将储蓄用于投资,以获得利息收益。将投资与赌博进行比较,并强调了投资中进行理性决策和获取信息的重要性。 Nicole Lappin: 对Brandon未来的财务规划表示乐观,认为他能将过去赌博的热情和研究能力转移到投资领域,并取得成功。 Brandon: 分享了他从18岁开始的赌博经历,以及如何利用信用卡和贷款进行赌博,并最终积累了大量的债务。他承认赌博行为对他的恋爱关系和信用评分造成了负面影响,但他不认为自己患有赌瘾,而是将赌博视为一种娱乐方式。 Brandon: 描述了他如何学会操纵贷款申请流程以获得更多贷款用于赌博,以及他沉迷于赌博的刺激感。他讲述了在母亲去世、失业和疫情的打击下触底反弹的经历,以及在过去的12周里,他如何重新找回了高水平的生活状态,并减少了赌博行为。 Brandon: 分享了他目前的财务状况,包括收入、债务和支出,并与Nicole一起制定了一个财务计划,包括储蓄和投资。他表达了对投资的兴趣,并表示愿意学习和尝试新的理财方式。

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With the rise and legalization of sports betting platforms, gambling has never been easier— and compulsive gambling has never had a lower barrier to entry. Today, Nicole talks to a Money Rehabber who has had many highs and devastating lows over a decades-long career of gambling. Today, he shares how he’s building a healthier relationship with money, and they make a financial plan that helps him pave the way for a better financial future.

If you or someone you know is struggling with compulsive gambling, you can call the National Gambling Helpline to be connected with local resources at: 1-800-GAMBLER.

*All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Brokerage services for alternative assets are offered by Dalmore Group, LLC, member FINRA & SIPC. Brokerage services for treasury accounts offering 6-month T-Bills are offered by Jiko Securities, Inc., member FINRA & SIPC. Banking services are offered by Jiko Bank, a division of Mid-Central National Bank. Securities investments: ****Not FDIC Insured; No Bank Guarantee; May Lose Value. ***

Brokerage services for Regulation A securities are offered through Dalmore Group, LLC, member FINRA & SIPC. Risks at public.com/disclosures/alts-risk-and-conflict-of-interest-disclosure

See public.com/#disclosures-main) for more information.