Retiring the 4% rule: Decumulation demystified

The 4% drawdown rule forms the basis of many advisers’ decumulation propositions. Where there was once complexity – and expensive portfolio analysis – the rule promises simplicity; set, forget, and spend (if required). However, our research shows that the results can often vary significantly depending on when you decide to start saving for your retirement and asset allocation decisions.

Read more about the our 4% rule findings here - http://www.lgim.com/uk/ad/insights/our-thinking/investment-foresight/is-it-time-to-retire-the-4percent-rule.html

As well as the next article in our Decumulation Demystified series, the factors that influence the optimal decumulation strategy.

Guest: Justin Onuekwusi, Head of Retail Multi-Asset Funds
Host: Paul Measures, Head of Intermediary Sales

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This podcast is intended for investment professionals, and shouldn’t be shared with a non-professional audience. This podcast should not be taken as an invitation to deal in Legal & General investments. Any views expressed during this recording belong to the individuals and are based on market conditions at the time of recording, and do not reflect the views of Legal & General Investment Management. Legal & General Investment Management is authorised and regulated by the Financial Conduct Authority. Legal & General Investment Management, One Coleman Street, London, EC2R 5AA. Register in England no. 2091894. All rights reserved. No part of this audio may be reproduced in whole or in part without the prior written consent of Legal & General Investment Management.

13: Decumulation Demystified: Should we retire the 4% rule? 18:54 Share

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13: Decumulation Demystified: Should we retire the 4% rule?