cover of episode 60. “My health is in question, but I don’t want to stop making money” (Part 1)

60. “My health is in question, but I don’t want to stop making money” (Part 1)

2022/9/13
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I Will Teach You To Be Rich
AI Deep Dive AI Chapters Transcript
People
J
Julie
R
Ramit Sethi
T
Tom
参与航空教育和培训的播客主持人
Topics
Ramit Sethi：分析了Tom和Julie夫妇的财务状况和金钱心理，指出他们拥有1200万美元的净资产，却仍然过着节俭的生活，这与他们的财富状况不符。他鼓励他们改变金钱观念，享受生活，并利用他们的财富创造更多有意义的经历。Ramit Sethi还探讨了金钱心理的根源，以及如何改变金钱观念。他指出，许多人对金钱的焦虑都源于童年经历，并会将其传递给下一代。他还强调了改变金钱心理的挑战性，无论收入多少。 Tom：表达了对Julie金钱观念的担忧，认为Julie过于理性，缺乏情感和直觉，应该接受他们的财富，享受生活。他分享了他们过去因为经济原因而很少请保姆的经历，并表示自己已经改变了消费习惯，但Julie仍然纠结于日常开支。 Julie：分享了她对金钱的看法，认为金钱代表着保护、安全和保障。她讲述了她母亲早年生活贫困的经历，这影响了她对金钱的观念。她承认自己拥有巨额财富，但却仍然会使用优惠券购物并关注小额奖励，这与她的实际财富状况相矛盾。她还分享了她2020年进行双肺移植手术的经历，以及她对有限寿命的认知和情感冲突。她表示，她理解应该享受生活，但仍然难以改变行为，并纠结于机会成本。

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Chapters
Tom and Julie, despite having a $12 million net worth, struggle to define themselves as wealthy, focusing instead on maintaining a frugal lifestyle for safety and security.

Shownotes Transcript

Today’s conversation will shock you—point blank.

Tom and Julie are in their early fifties and have two school-aged kids. Both are savvy with their investments, and they’ve amassed a $12 million dollar net worth in the process. But Julie’s still working. She thinks of the income as an added layer of safety and security in their lives—but at their level of wealth, they’re making more in interest than her salary could ever bring in. 

Their situation may sound like it’s black and white—but wait for the jaw-dropping moment that changes everything. And look for next week’s episode, part two, as Tom and Julie start to reckon with their true reality.

Connect with Ramit

If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here).

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