cover of episode 169. “We flew to Lisbon for Taylor Swift, but my $5 beer is the problem?”

169. “We flew to Lisbon for Taylor Swift, but my $5 beer is the problem?”

2024/8/13
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I Will Teach You To Be Rich
AI Deep Dive AI Chapters Transcript
People
A
Annie
E
Emery
R
Ramit (主持人)
Topics
Annie: 作为家庭主要经济支柱，Annie 感到压力巨大，认为Emery 的收入贡献不足，导致她对小额支出也感到焦虑。她希望Emery能够承担更多经济责任，并认为房产维护耗费了大量时间和精力，降低了生活质量。她热衷于通过信用卡积分优化财务，但这种行为也导致她过度关注细节，忽略了整体财务状况和生活享受。 Emery: Emery 渴望创业成功，但创业过程屡受挫折，收入不稳定。他认为房产维护是必要的，但同时也占用了他大量的时间和精力，影响了他的工作和收入。他希望出售房产，简化生活，专注于事业发展。他承认自己对金钱的规划不够清晰，也缺乏个人无负罪感消费的资金。 Ramit: Ramit 作为主持人，分析了Annie 和 Emery 的财务状况和沟通问题。他指出两人对金钱的认知和处理方式存在差异，缺乏共同的财富观，从未认真讨论过如何运用金钱。他认为Emery 的低收入和房产问题是夫妻关系中主要的压力来源，而Annie 的过度优化行为也导致她对金钱感到焦虑和不满。他建议两人进行更有效的沟通，明确共同的财务目标，并简化财务状况，从而改善夫妻关系。 Annie: Annie 认为收入差距是他们财务问题的核心，她希望 Emery 能更多地承担经济责任。她对小额支出感到焦虑，这与她高收入的现实形成反差。她热衷于优化财务，但这种行为也导致她忽略了生活的其他方面。她对房产的投资策略存在分歧，认为房产维护耗费了大量时间和精力，降低了生活质量，希望出售房产。 Emery: Emery 渴望创业成功，但创业过程屡受挫折，收入不稳定。他认为房产维护是必要的，但同时也占用了他大量的时间和精力，影响了他的工作和收入。他希望出售房产，简化生活，专注于事业发展。他承认自己对金钱的规划不够清晰，也缺乏个人无负罪感消费的资金。他希望能够与Annie 更好地沟通，并找到一个平衡点。 Ramit: Ramit 指出 Annie 和 Emery 缺乏共同的财富观，从未认真讨论过如何运用金钱。他认为他们的财务问题不仅仅是金钱问题，更是沟通和价值观的问题。他建议两人进行更有效的沟通，明确共同的财务目标，并简化财务状况，从而改善夫妻关系。他帮助他们重新审视了对金钱的态度，并引导他们设定更清晰的财务目标和生活愿景。

Deep Dive

Chapters
Annie and Emery discuss their financial challenges, including the disparity in their incomes and the stress it causes.

Shownotes Transcript

Annie’s 39 and Emery is 43. Although they have a high combined income, Annie makes 5x more than Emery. This leads to frustration over small purchases, like an extra drink at dinner—while they’re on vacation in Europe. Emery also manages their two rental properties even though they earn $0. He’s desperate to sell, but Annie is convinced of their long term value. 

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