cover of episode 134. “I make $24K a year but my truck costs $1,600+ a month” (Part 2)

134. “I make $24K a year but my truck costs $1,600+ a month” (Part 2)

2023/12/12
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I Will Teach You To Be Rich
AI Deep Dive AI Chapters Transcript
People
B
Becki
D
Dustin
R
Ramit Sethi
Topics
Ramit Sethi: 本期节目讨论了Becki和Dustin的财务问题，以及他们之间沟通和信任的缺失。Ramit Sethi建议他们进行年度富足生活回顾，并通过他的新书《Money for Couples》学习如何更好地管理财务和沟通。他还建议他们使用工具，如Rocket Money来管理订阅服务，Grammarly来提高写作效率，并使用Conscious Spending Plan来规划支出。 Becki: Becki承认自己存在过度消费和缺乏财务计划的问题，并表示她对金钱的焦虑源于她对自身价值和身份的迷茫。她希望通过改善财务状况来获得伴侣的信任，并建立更稳定的关系。 Dustin: Dustin承认他在财务管理方面存在问题，例如混淆个人和公司资金，并使用公司信用卡支付个人消费。他表示自己希望与Becki建立更紧密的财务合作关系，但他对Becki的财务管理能力缺乏信任。 Ramit Sethi: 本期节目中，Ramit Sethi帮助Becki和Dustin分析了他们的财务状况，并引导他们进行更深入的沟通。他指出，他们的问题不仅仅是数字上的差异，更是沟通和信任的缺失。Ramit Sethi鼓励Becki和Dustin坦诚沟通，表达真实的感受，并共同制定财务计划。他帮助Becki制定了债务偿还计划，并建议他们每周进行一次关于财务和关系的讨论。 Becki: Becki在节目的过程中逐渐意识到自己对金钱的焦虑源于她对自身价值和身份的迷茫，以及她与Dustin之间缺乏沟通和信任。她承认自己的过度消费行为，并表示愿意改变。她最终与Dustin达成了每周进行一次财务和关系讨论的共识。 Dustin: Dustin在节目的过程中逐渐意识到自己与Becki之间沟通方式存在问题，并表示愿意改进。他承认自己对Becki的财务管理能力缺乏信任，但他最终也表达了对Becki的爱意和欣赏，并愿意与Becki共同努力，改善他们的财务状况和关系。

Deep Dive

Chapters
Dustin reveals his actual income from his business, explaining the discrepancy between his reported salary and his lifestyle.

Shownotes Transcript

Part 2 with Becki and Dustin drops us right back into a contentious conversation about Dustin’s 6-wheeled truck, but his and Becki’s misalignment runs a lot deeper than that. Once their numbers are revealed, painful truths come to the light—and life altering changes are put on the table.

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If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here).

Produced by Crate Media).