cover of episode 129. “We spend 154% of what we make, but I refuse to get a salary job” (Part 2)

129. “We spend 154% of what we make, but I refuse to get a salary job” (Part 2)

2023/11/7
logo of podcast I Will Teach You To Be Rich

I Will Teach You To Be Rich

AI Deep Dive AI Chapters Transcript
People
L
Lucas
R
Ramit Sethi
T
Trin
Topics
Ramit Sethi: 本期节目探讨了Trin和Lucas夫妇的财务困境,他们的固定成本支出超过了收入,并且在财务管理和沟通方面存在问题。Ramit Sethi 指导他们分析支出,制定更合理的预算,并改善沟通方式,最终帮助他们找到解决问题的方案。 Trin: Trin表达了她对财务状况的担忧,以及她与Lucas在财务管理上的分歧。她希望能够实现财务自由,并为家庭提供更好的生活,但她感到沮丧和不知所措。她承认自己过去没有认真倾听Lucas的意见,并表示愿意与Lucas共同努力解决问题。 Lucas: Lucas承认他在财务管理方面存在问题,例如投资风险过高,以及对收入的预测过于乐观。他感到沮丧和不知所措,并表示愿意改变自己的行为,与Trin共同努力改善财务状况。他希望能够实现财务自由,但他意识到这需要时间和持续的努力。

Deep Dive

Chapters
Trin and Lucas, both 35, discuss their financial struggles, including spending 154% of their take-home pay on fixed costs and Lucas's reluctance to take a salaried job, while navigating trust issues and risky financial past.

Shownotes Transcript

Following up with Trin and Lucas, both 35, we chip away at an unmanageable fixed-costs percentage and broach Lucas’s unwillingness to seek salaried employment while navigating severe trust issues and a checkered past with respect to financial risk taking.

This episode is brought to you by:

Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit).

Inside Tracker | Get 20% off by going to https://insidetracker.com/ramit).

DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit) for 20% off.

Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit).

Links mentioned in this episode

Connect with Ramit

If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here).

Produced by Crate Media).