cover of episode 122. “I shouldn’t have to ask for $20 to get McDonalds for the kids”

122. “I shouldn’t have to ask for $20 to get McDonalds for the kids”

2023/9/19
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I Will Teach You To Be Rich
AI Deep Dive AI Chapters Transcript
People
C
Casey
一名专注于银行与金融实践的律师助理，擅长公私伙伴关系项目咨询。
D
Doni
R
Ramit Sethi
Topics
Doni: 我过去有信用卡债务，这给我们的关系带来了压力。现在Casey控制着家庭财务，我需要向他申请资金才能进行一些消费，这让我感到沮丧。我觉得Casey不信任我，我们经常因为一些小事，比如带孩子去麦当劳而争吵。我觉得我能更好地管理家庭的购物和预算，因为我更擅长使用优惠券和选择更划算的商品。 Casey: 因为Doni过去有信用卡债务问题，所以我承担了家庭财务的责任。我试图控制家庭支出，以确保家庭财务状况良好，并避免重蹈覆辙。我担心Doni的消费习惯，所以需要她每次消费都向我申请资金。虽然我想要给孩子们创造美好的回忆，但我同时也担心家庭支出。我承认我没有仔细追踪家庭的支出和投资，我的财务决策更多的是基于感觉，而不是数据。 Ramit Sethi: Doni和Casey的财务问题源于Doni过去的信用卡债务，导致Casey掌控家庭财务，并对Doni的消费进行严格控制。这导致了他们之间缺乏有效的沟通和信任，并经常因为一些琐碎的消费而争吵。他们的问题不仅仅是财务问题，更是沟通和信任的问题。需要双方共同努力，建立更有效的沟通机制，并提升彼此的财务技能。

Deep Dive

Chapters
The episode discusses handling unexpected financial windfalls, focusing on the importance of strategic investment and avoiding impulsive spending.

Shownotes Transcript

Doni and Cacey are 30 and 40 years old with three very young kids. Doni’s struggled with credit card debt in the past, putting pressure on Cacey to control their finances—in addition to being the family’s sole earner. Don’t miss the shocking twist to their money story at the end of the episode.

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Produced by Crate Media).