cover of episode 7 Ways to Trick Yourself Into Saving

7 Ways to Trick Yourself Into Saving

2024/7/10
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George Kamel

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广播和播客主持,专注于财务教育和咨询。
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George: 本期节目探讨了七个让你不知不觉存钱的方法,并对每个方法进行了评估,包括自动储蓄零钱、设置自动转账、使用返现信用卡、忽略加薪和奖金、充分利用401k、逐步增加退休金缴款比例以及将零钱存入储蓄罐。George认为,自动储蓄零钱和将零钱存入储蓄罐对长期储蓄帮助不大;使用返现信用卡反而可能增加消费;而设置自动转账、充分利用401k以及将加薪和奖金直接存入退休储蓄计划是有效的储蓄方法。他建议,与其逐步增加退休金缴款比例,不如直接设定一个较高的固定比例(例如15%)更有效,并学习如何用剩余的收入生活。George还强调,持续地将大部分收入用于储蓄并学习如何用剩余的收入生活才是建立真正财富的关键。

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Chapters
Ignoring raises and bonuses by directing them to retirement savings is a "slay." Imagine the power of compound growth! Using your 401(k) and aiming for more than just the employer match is another "slay." It's a proven path to building wealth, with 80% of millionaires attributing their success to it.

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💵) Start your free budget today. Download the EveryDollar app!)  

In this episode, I'm going through seven ways to trick yourself into saving. From cash-back rewards to 401(k) contributions, I’m rating each hack to let you know which ones are major slays and which ones are more of a big yikes—yeah, I’m fluent in Gen Z, no big deal. 

Next Steps 

▶️ Watch How to Save $100,000 Cash in 3 Years

📗 Order George Kamel’s new book, Breaking Free From Broke.

 

Offers From Today's Sponsors 

This episode is sponsored by Tello, a mobile service plan designed to save you money. Go to )https://www.tello.com/george) for $5 off your first month of Tello’s unlimited data plan.  

This episode is also sponsored by Laurel Road. 💸 Open a high-yield savings account and make your savings work harder for you. Check it out here: https://www.laurelroad.com/george

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