cover of episode Pathetic Loser Borrows $450,000 To Date College Girls | Financial Audit

Pathetic Loser Borrows $450,000 To Date College Girls | Financial Audit

2024/9/18
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Financial Audit

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何塞
旁白
知名游戏《文明VII》的开场动画预告片旁白。
节目主持人
Topics
节目主持人:对何塞的财务状况表示担忧,质疑其收入来源和支出情况,并分析其业务失败的原因。节目主持人指出何塞的债务问题严重,建议其采取相应的措施来解决问题,例如制定合理的预算,控制支出,并寻求专业人士的帮助。 节目主持人还批评了何塞的财务决策和风险管理,指出其在创业初期就背负了巨额债务,并且缺乏足够的资金储备来应对亏损。节目主持人建议何塞在未来创业时,应该更加谨慎地进行风险评估和资金规划,避免再次陷入财务困境。 何塞:解释了他的财务状况,承认自己第一次经营业务,缺乏经验,并解释了他的个人问题影响了他的业务。何塞解释了他的不同贷款来源,以及材料成本过高和经理不当行为导致的亏损。何塞还解释了其业务的运作方式,以及客户拖欠款项的问题。何塞表示,他正在努力寻找新的工作机会,并计划申请破产来解决债务问题。 何塞还解释了他出售房产和汽车以资助其业务,以及他与合伙人的股权比例和债务承担情况。何塞表示,他吸取了教训,并将在未来更加谨慎地进行财务管理。

Deep Dive

Chapters
Jose, a roofing company general manager, discusses his significant business debt. He explains the challenges of running a construction franchise, including unprofitable projects, insurance fraud issues, high operating expenses, and a challenging franchise agreement. He also describes his personal financial struggles, including the loss of his second home and car.
  • Jose incurred $232,351 in business debt through a construction franchise.
  • He also has a separate $149,955 SBA loan.
  • The franchise agreement required high upfront costs and a percentage of gross revenue.
  • Jose's business partner invested $70,000 but holds no legal responsibility for the debt.
  • Jose sold his second home and car to try and fund the failing business.

Shownotes Transcript

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