cover of episode He's My Arch-Nemesis | Financial Audit

He's My Arch-Nemesis | Financial Audit

2024/10/9
logo of podcast Financial Audit

Financial Audit

AI Deep Dive AI Chapters Transcript
People
L
Logan
通过广播秀、播客和网站帮助人们做出更好的财务决策的全国知名广播电台主播和消费报告员。
主持人
专注于电动车和能源领域的播客主持人和内容创作者。
Topics
Logan: 我在申请节目后辞去了汽车销售的工作,因为工作压力过大,导致心理健康问题和生活不平衡。我没有做好职业规划,辞职后没有稳定的收入来源,只能依靠兼职和女友的经济支持。我将大部分消费记在了信用卡上,对自己的财务状况缺乏规划,并怀有成为环球旅行家的梦想,但缺乏实现梦想的计划和行动。我的消费行为缺乏理性,容易受到广告和便捷支付方式的影响,对信用卡利息缺乏了解,对信用卡的使用方式不合理。我沉迷于在线扑克游戏,这增加了我的财务负担。 主持人: Logan 的财务状况糟糕,且对未来规划缺乏现实性。他缺乏理性的消费观念,支出远高于收入,对信用卡的管理不善,对自己的财务状况缺乏了解。他需要学习合理的财务规划方法,并改变其消费习惯,尽快找到一份工作,以维持生计并偿还债务。他的赌博行为是一种不良嗜好,需要加以控制,并寻求专业的帮助。他需要认识到自己的错误,并承担责任,积极寻找工作,改善财务状况。

Deep Dive

Chapters
Logan, a 21-year-old from Beaumont, Texas, quit his car sales job due to long hours and lack of personal time, impacting his mental health and relationship. He applied to the show seeking financial advice after accumulating debt from vacations and a new car purchase.
  • Quit car sales job due to mental health and 70-hour work weeks.
  • Bought a new Kia EV6 after being convinced his old car was inadequate.
  • Admits to impulsive spending and being influenced by marketing.
  • Expresses a desire to be a world traveler but lacks a concrete plan.

Shownotes Transcript

Download the CFO’s guide to AI and Machine Learning for FREE at https://netsuite.com/HAMMER

Go to https://partner.ekster.com/calebhammer

Get up to 30% off using the code HAMMER at checkout for Ekster's Fall sale from September 26, 2024, to November 7, 2024.

Thank you @creatorsideology #ekster

Watch this episodes POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶EDUCATION:

  1. The best budgeting program online: https://calebhammer.com/budget

  2. Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

  3. Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

  4. Get your own free Hammer Financial Score: https://www.calebhammer.com


▶RESOURCES

  1. Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&adnetwork=brand *affiliate link

  2. Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms & Conditions Apply

  1. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

  2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

  3. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

  4. Debt negotiation: Before you start paying off ANYTHING past due, Download Relief to get the best deal your creditors are willing to make: https://app.relief.app/LckI/CalebHammer

  5. Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

  6. Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

  7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

Learn more about your ad choices. Visit megaphone.fm/adchoices)