cover of episode Her Dad Threatened My Life | Financial Audit

Her Dad Threatened My Life | Financial Audit

2024/7/19
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Financial Audit

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Jennifer
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专注于电动车和能源领域的播客主持人和内容创作者。
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Jennifer: 我在经济上挣扎,尽管我的年收入为53000美元。我租了一套昂贵的公寓,靠近市中心和我的工作地点。我的父母有时会给我额外的钱,以帮助我支付租金和其他费用。我从我的401k账户中提取了资金来支付债务,这并非我自己的主意。我承认我没有很好地管理我的钱,并且我经常在食物和其他非必需品上超支。我从以前的401k账户中提取了10000美元,但由于费用和税收,我最终只得到了7600美元。我还有其他信用卡债务,我正在努力偿还。我意识到我的行为是不负责任的,并且我需要改变我的财务习惯。 主持人: Jennifer 的年收入 53,000 美元并非低收入,但我对她的经济困境感到好奇。她的租金占其净收入的比例过高,并且她的父母补贴了她一部分支出。她从她的 401k 账户中提取资金来支付债务,这是一个糟糕的决定。她没有很好地管理她的钱,并且她经常在食物和其他非必需品上超支。她对父母隐瞒了自己的部分支出,这是一种不诚实的行为。她需要改变她的财务习惯,并开始负责任地管理她的钱。她需要制定预算,并学习如何更好地管理她的财务。

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