cover of episode TradFi vs. Crypto, Explaining BNPL, and What's Next in Fintech (with Bain Capital Ventures' Christina Melas-Kyriazi)

TradFi vs. Crypto, Explaining BNPL, and What's Next in Fintech (with Bain Capital Ventures' Christina Melas-Kyriazi)

2022/3/10

ACQ2 by Acquired

AI Deep Dive AI Chapters Transcript

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Christina Melas-Kyriazi

Christina Melas-Kyriazi认为，当前金融科技领域主要分为Web2和Web3两大阵营。她指出，大多数从业者认为需要专注于其中一个领域，因为Web3的技术特性和网络要求使得兼顾两者非常困难。她本人目前主要关注Web2领域，但也对Web3技术，特别是用户成为所有者的概念很感兴趣。她认为，尽管Web3领域吸引了巨额风险投资，但其全球采用率仍然较低，目前主要应用场景集中在投机和投资方面。她看好NFT和DeFi等技术在Web3领域的应用前景，并认为需要进一步探索去中心化技术的应用场景。在Web2领域，她认为嵌入式金融是一个重要的趋势，其价值在于拥有可防御的渠道，例如拥有工作流程或客户，并能够将金融服务嵌入其中。她以Shopify、MindBody和QuickBooks等公司为例，说明了嵌入式金融的成功应用。她还关注下一代闭环系统和虚拟私人品牌信用卡的发展。

Deep Dive

Christina Melas-Kyriazi discusses the most exciting trends in fintech, focusing on the divide between Web2 and Web3 and the potential for specialization in one or both areas.

Shownotes Transcript

We sit down with Bain Capital Ventures' newest fintech Partner Christina Melas-Kyriazi to talk about everything happening right now in fintech, and the experience of helping build Affirm and the BNPL space from crazy idea to massive consumer finance category. Anyone interested in the history and future of fintech will love this one. Tune in!

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Note: Acquired hosts and guests may hold assets discussed in this episode. This podcast is not investment advice, and is intended for informational and entertainment purposes only. You should do your own research and make your own independent decisions when considering any financial transactions.