cover of episode Quit Looking for a Shortcut!

Quit Looking for a Shortcut!

2024/1/15
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The Ramsey Show

AI Deep Dive AI Chapters Transcript
People
D
Dave Ramsey
帮助数百万人摆脱债务和实现财务自由的著名个人财务专家。
G
George Camel
K
Ken Coleman
帮助数千人通过职业评估和指导找到理想职业的广播主持人和职业顾问。
Topics
George Camel: 新书《摆脱贫困》深入探讨了导致人们财务困境的系统性问题,例如信用卡债务、学生贷款、抵押贷款陷阱、投资陷阱以及消费主义等。本书旨在帮助读者摆脱财务困境,获得财务自由,并提供具体的行动计划。书中包含大量研究数据,以支持其观点。预购新书可获得额外赠品,包括视频讲座、线上私人活动和增强版有声书。 Dave Ramsey: 支持George Camel的新书,并强调解决财务问题的关键在于个人行动,而不是抱怨和推卸责任。他认可书中揭露的市场骗局,并鼓励听众积极采取行动,摆脱财务困境。

Deep Dive

Chapters
Cashing out a retirement account before 59 1/2 incurs a 10% penalty plus taxes, making it a costly shortcut. Instead, focus on increasing income through freelance opportunities or a better job.

Shownotes Transcript

Dave Ramsey & Ken Coleman answer your questions and discuss:

  • "My mentor is mad that I didn't invest with him,"

  • "What's the best way to pay off my debt?"

  • "Should I pay off my house with my IRA?"

  • "Should we move closer to my work?"

  • "How do I ask for a raise increase?"

  • "I feel stuck in my job,"

  • "Can I buy a house without credit or in cash?"

  • "Should I sell my real estate investments?"

  • "We're upside down on our cars,"

  • "Should I change careers?"

  • "How do I talk to my foster son about money?"

  • "Should I roll over my IRA?"

  • "Should I look for a new job?"

  • "How do I negotiate my work compensation?"

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