Invest in Ghana NOW! How to Buy a Home & Make Money in Africa's Future | 400Acre Real Estate Project
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All right? Yeah, the mind has come. Very import .

episode .

for sure. You know, it's one of these things we've been talking about, you know, just in general, africa and importance of africa, a country of africa for years. We are what's in nigeria, lagos, that was our first stop on the continent about four years ago, did a network and vent there.

And after that, we want to egypt. And we got the tour of the great payer mits. We got the tour of value king, the value kings.

But so after we came back, and then a few years later, we went to ghana. That was crazy. That was above in, you know. So we just been connected back in four ping ong in.

But on we always had the vision of actually doing something more sustained while just going for a vacation or just going for a week at a time. So will explain everything in detail. But this is the accumulation of of that.

So we going to talk about what we are doing in that. But more importantly, are you guys can actually, you know, get involved from eight the projects in point point even just outside that just kind of way you know was going on on the incident specifically in ghana. Best practices um what to know what to stay away from as far as investing is like anything right like you go to stock market, all stocks are made the same. So you know you want to stay away from penny stocks, you want to stay away from stocks that you know could crash. What you want to invest, text that you want invest in stock is going to go up.

So it's most important things you just mention what to know almost and that maybe almost more important is who to know because a lot of time people think about investing, especially in same point, and you don't even know the right people to be involved with to get the correct information. But when you multiplied out by having international investment, definitely knowing the landscape of the the area but known the people the locals were actually doing, sales business is virtually in point um so we don't impact that tonight.

We bring before before we do. This is a another series in our E Y L how to addition um so like a subsequent make sure you are download audio on the audio pie cast outlets that's finally important. And um our book is stale for free order.

The bonus is stale there. So go to you'd deserve to be rich, book that com, fill out the form if you want to get the preorder uh options book cap, make sure you get that. That's the role map to financial freedom coming over for teen.

So what are further they do? Let's bring our guest on. So we have all of our partner in this, and they from all over the the globe, actually.

So we are elephant. We got coming, we got two, we we got shocked a boss. And then yeah the african collective um shark bar is paying african, but he's going to be official african in two weeks when he gets a citizenship.

One .

week one congratulate.

So post the foremost welcome guys welcome.

Thank you. Thanks Venus.

Yeah should be .

guys for sure. So I think is before let's tell the story has started because it's good to tell the story um because is is one of these things that the power of networking and the power of collaboration this speak to have provided different things so uh I kind of fast practice because i've told you a few times. But you know, having the idea econic create a bridge from specifically amErica to ghana um was a vision right? And then is like, was the number one thing that you need to create a bridge where you need some way to live that food to shelters the two essentials of life.

So, okay, so yeah, this idea then just tell him a bunch of different people of friends in amErica and relate welters like you how you feel about this, what you think what do you think if we can create a community actually in gara um where is open for anybody but is really target people to die for americans to come come real state in ghana in that way, you know, is a real fusion of culture. People will have some way to go. And k, something is crazy if they want to move for time, or what they just want to come for holiday is.

Then, you know, L, B, N, B rented out the times that idea, which is, you know I guess you know people have kind of already merely in different parts of the continent. Point IT was something in that, you know we just thought what our brand, we can just really, really good bar and and just and just make something big. So long story, sure, we were going to gun of market mondays and spoke to shocker. Shocker was, like you, I got the guys in gara that can actually facilitate this, and they actually already wanted meet you. So when we went out there, we make album with my grammy, with my tree, the history .

then that was a great, that was like a three hour love conversation. Return to a four day. You we're not.

We're going to have. And the here we are. And so there's a lot of pieces to overseas.

We told a story about our and common to invest best. We didn't know who he was. Chili do who who car stories.

Well, you say, like A, A, A, A. So all those roles pointed to that love. You meet on that fail afternoon.

And once we heard the idea, I mean, probably within the hour, we would like, this is something we need to do last meet again tomorrow, when we met the next day, come out what the name, and then you took us through. Garner was one of these things. We had never seen assad of just the hotel area and some of the site. And uh, when you have picked this, we will like just got a we are uh and so we pleasant surprised to see all the people that have already been put in place the ideas like I else on exit.

So you know for me because I want if people I don't trust anybody.

that's a fact in like.

So so you know it's like, alright alright, so but when they actually we show me is that they actually showed us the work IT wasn't instagram IT wasn't um you know just word a mouth like they actually showed us the facility that they were actually working out of, which was extremely impressive on medium. And then actually they had this like they would like actually building like a machines that was actually building like like a three print. Normal, I guess.

would be comparable for us when we talk about people building factories and data centers like we walked into one and we like, oh, everything is here already. Yeah.

I was crazy. I was crazy. And in the land, of course, I was all the different places that they actually own know like, oh, I not a sufficient.

So um yeah and then I just like them, you know just super humble down earth like I said, not flash he kind of like, you know just behind the seeing tight people. So I think our value system, just along with each other that we spent more time with them, work for easter and IT was less people here. So we really got to and really just get note, so great, great guys and really very impressive entrepreneurs.

Yeah so i'm so uh, my person so I think what I was in as we got to know that IT was understand about how many other people knew them already, right? So like when we go on this basis and i'm seeing and I know they know how when they know how they way, then we start popped up in the same event on my way, these other might beyond with this.

But I tell you one of the the main things that stuck out, and I think that's what we talking about, just these values online. These guys are from a specific area in their country, in their city, and they still are there given back to that place, right? If you look at what a head court is, a, they still in the same area.

Very so much to our story, right? Like were from a small town. We still do business in a small town. We employ a lot of people in the town. And so when we saw those things in my eye, this business alone, and this happened and import sides of the dynamic, so incredible.

credible. So let's let's give introduction. No ck, a activist archive or freedom fighter across the global, specifically in africa. He's done tremendous work in ghana, in east africa, in west africa, you know, for helping people that have suffered specially gunning to be I mean, in congo, you've been done a lot of work in congo, if you familiar the congo situation, terrible situation has been happening for A A while. And he's been on the ground. He's only people actually been on the ground um helping people refugees try to figure out solutions so that his background um now we have .

now whatever he said.

the lives have been arctic uh somebody that actually was in the music business for a while too and still does that if you family we are for future of the huge festival at the he's one of the partner in net all about aspinall in the restaurant business and really state music.

His one he's guys just like behind the scenes that puts a lot of strings and chrome um his partner is another gannan um that runs as far as like when you look at the media lander pe, they actually have like their own headquarters for media when they published newspaper news. Um as said, you probably been today as dica if you've taghi a on the restaurant side on club side beach for the property realestate development, I mean, the list goes on and didn't too is actually interesting because two, we is from ghana, the amErica back to ghana, back to america. Yeah right yes, we got that right. Yeah you got IT. yeah. And now technically .

both gone in america.

gone in amErica finance on background streaming the impressive we actually interviews his uncle market mondays your market mondays watch you um his uncle uh actually one again .

gilbert's closest advisors so now makes sense the connection more from the and yeah .

just a great god so this is the team so all right, I get this conversation started. shock. I want to stay with you. But we don't talk about ghana as far as investing in business and all is, but I do think that is important.

Highlight the historical importance of ghana specifically because he does play a tremendous role as far as black people in amErica and black people in just the western hemisphere in general, right? Because we talk about the slave dunes, we talk about command comma. Who was actually, I think he was educated in make universe.

Universe is the first H, B C U. My sister actually went to link and so there's a lot across connections between anna in america. So give us some history please .

um piece and blessing family uh I think that this is of important significance because IT is A A closing of a circle that was broken because africans um indigenous people have had always traded among each other and always traveled. Mons musa everybodys， familiar with my musa up Carry the second had sent two thousand ships over to amErica before um colombus had even got there he was uh I think he was one of most is uncle.

And um that trade has always happened. We saw that that trade had had been going on for thousands of years. When you look at uh, roman or romans is a second they did uh test on his on his tissue because they had his his body and they found that he had a coke in his body because of the coca leaf that the believers, the preference used to choose.

So there's always been this this back and fourth but I think um the kingdom of of of ghana, the empire of ghana um was essentially for the europeans when they arrived there IT became this this bread basket and then they they were named at the gold coast. So until nineteen fifty seven was called the gold coast until calm in court he took the country back and um during that period of time while I was the gold coast, what happened was europeans were taken as much out of gonna as possible in terms of gold um they had the gold mines that they were basically Robin for many, many years. But before that, when they first were colonizing there they were Robin people and a lot of our ancestors came from gonna and a lot of people um they they had this idea that um a lot of people now have this idea because we want to we want to follow success.

They have this idea that people always came from the americas, but is like there's a lot of people in north america, in brazil, in the crib yan, who look like a brother and sisters from garda, they look like obvious and sisters from come on from congo, from angola extra. And because there is this idea that what happened in africa, the the enslavement of africans, the colonization um is something that is not successful. People don't want to look at actually africa as a place to go and invest.

And a lot of people are now uh trying to pretend like they never came from africa. They never had any connection with africa and let just does not make good business sense, let alone any kind of spirit al sense because um everybody who is educated and everybody who wants to have economic mobility around the world would always trade with equal partners in different spaces. And if you look at anywhere along the coast line of ghana, you can find castles were in slave people who were essentially prisoners of war because there were different rival um ethnic groups who have fight in each other and when they would win up, but all they would take, people as um essentially indentured servants invented labors, a intuit labors to mine gold for them to clean their house.

A concubine c the european saw that as an opportunities to exploit this relationship that we've always had, this indentured surbiton de in labor h inlay and slavery in africa, but then europeans that he, we going to to take, these people are gonna take them across the war and they never gonna come back. And that is how my ancestors were, uh, have sugarcane. Your ancestors were always coin um people in brazil, or how the team, gold, uh copper, ten ea and that was going on for hundreds of years.

So the year of return in ghana was basically opportunity to reconnect the D S. Borrow with the motherland because IT was sixty nineteen. I think the first eighteen and slave africans arrived in James town and then IT was twenty twenty. We had this, uh, this government of ghana calling for the people to come home.

But just to give you some context, there was an embrace and ethiopia, a called emps, is that we did to I think that's how I say, say a name that E W D I T U who uh in around one thousand hundred and twenty was right in the letters um to african americans, afro ilian americans and saying, hey, come home to open this was the first time that any african SHE was an interest any african leader had sent to the D S. wr. A come back home that actually inspired Marcus garvey to create the U.

N I A, the united negro improvement association and markets gov. Was actually speaking with her back and forth and mars g. Create a this huge community, many chapters and business the black allier, to try and bring africans home and bring resources from africa.

So Marcus garvey was actually the inspiration for corruption, to have the black style in the flag of ghana and many other african countries. Marcus god was a pan african. He was a jamaican, and in russia he is held as one of the greatest leaders within the community of ratify. He was one of the first pan african. And what you have crime, crime now, who is inspired by markets garvin.

And then, uh in one thousand nine and fifty seven leads a revolution to a the first country in africa to the uh the time was very way smaller than IT is now deep was the first to fight and say no no more and we're kick in european out and now we're in a uh uh an amazing space where people are starting to want to come home and they started to want to see whether from um in twenty nineteen at the the pleasure of being part of a delegation to bring the prime minister babet to ghana and we brought the bones and uh some remains of ancestor arb and very them because born and buried them back in ghana and at the same time um we created a bilateral trade agreement between biz in ghana a but this should for all african countries and all of its D S fora and so now I think we're in a position where if we want people to come home, not only do we have to invite them, but we also have to provide them with homes. We have to provide them with an economic opportunity. We have to provide them with.

Legality and citizenship and actually next week and part of A A A citizenship which are very proud of because being boring bob and having family fun by us in jamaica. Now I actually get to go home because when ancestors were being stolen and being taken across the ocean, they weren't trying to be american, they weren't trying to be brazilian, they weren't trying to be jamaican, they were trying to get back home. And so now we can truly say that we are our ancestors.

Wild is dreams. Because now our ancestors have quoters forward, and our our family and gana as quoters forward. And now we can move home, we can get passport, we can get houses, and we can finally not have to deal with any of the other problems that are existing in the west.

I hope I provides some context, but I feel like now is the perfect time gone. N is the perfect place we have. The opportunity is the um god has provided for us and the government has provided for us and our own entrepreneur tenacity has provided for us. So now we should time to put that bridge back together and live in the sphere of mark garv, mark max, yeah, antia. Nine of the rooms and all of these grades that came before us because I don't know what else anybody else is doing, but I know i'll just got somebody elected and I don't know about .

him when .

i'm home .

is you know we are going to talk about business but before we wanted kind of preferences y with some historic call information story, right recipe that so we get to make what make we're on later this whole day right um we're going to talk about how is all came about. We going to talk about each individual one about business in ghana, far as like their own accomplish business, which I think can actually give insight to people that are interested in becoming and then we want to about our realistic development. So that's what this whole thing is about. You know if you haven't her, um we acquired over four hundred makers in a crown in in a prime location and we have built in a residential community and and then you know in a nut show it's going to be over four hundred units and the first phase we actually in development right now, the cast gates, the first phase of thirteen acres and is going to be forty home, so everything from two back and apartments to find that from villa and um this is something that is happening in real time. So you know, we teased IT or social media, we put post up and, you know, we put the press that we got from black enterprise and watch the other publications.

Much appreciated.

The purpose of this video is to explain everything of full and outside that. Like I said, I just kind of give you some information as far as best practice is what to stay away from, what to do if you're interested in investing A B N B opportunities. You know, all kind of stuff.

So but before we start, I just wanted to come to give the information, will say again at the end. But the name of website, the name of project is samra city. And the name of a website, if you interested, is samba city, ghana, S A N B R A, samba city gonna that com.

So samba city, ghana, that com, the name of the development is sam city, will talk about that later. Now yeah, I mean, quickly. And this is what we know and is forty units on off plan.

So what off plan means is very popular, other part, the world. But if you not, that's when you actually buy something as is being built as opposed to something that's already built because this is going to sell up. So we given we given people actually the opportunity to buy on the ground level.

You pay in installments um but it's going to cap IT quickly was gonna built in six months. So um we're going to have two options. You have a payment plan that can be structure if you are cash buyer um or you can finance.

We have mortgage options as well. So if you go to the website, if you're interested in buying a property, I said we going to give you all information I want to help from. If you interested in buying a property, go to that web style to samba city, ga dot com.

All the information is there. If you interest buying, you can click the ta B2Buy wha t you can do if we set up a l in k tre e. So we have some I actually call you in real time, and you can actually set up an appointment to have conversation.

Go, go, everything, legal documents, the old nine yard. Because, like I said, this is only forty units, extremely affordable pricing on the largest real deal that we've ever done and something that is definitely going to sell out. So that was just the preview to what we're going to talk about a probably more an hour.

We're gonna fly, explain everything in in complete detail but I wanted to give you that information first. Like I said this first come first serve um this only forty so you can imagine the demand is pretty high and um worse has done will probably release another block maybe a year from now. What the what a new development is that were going to be known. But this is the first, first priority, the first part installment in something at me. I think we can be very successful, as far as you know, bringing people from amErica to ghana and show one on so many tremendous opportunities, culturally, financially.

The return sitting there was in the next thing about IT is that you going to see the thing happen in real time, which is pretty much time, is what everything we also need. Time start. I will go back to the fellows man.

So I want pitches, a quimbo and eleven obvious ly, you're there on the ground, a neighbor part of this, right? Like you're creating something for people to actually when they get to gona to take part in. One of the things you said to me, I stuck out, uh, there are our conversations like, guess we talk people, but is for entertainment.

And we might have miss the mark because we didn't bring them for business. I wanted talk about that, watching something being successful in the native land and realized in that, wait this tile opportunities. Maybe we might miss the mark. We can come back now with something talking about resting with that over the past five years.

Um I really like you like you say um exactly that. We we've been doing business in ghana for for um going on twenty years now and a large part of the started from advertising, entertainment and media and you know each time at the end of you know sort of Christmas, when is all you know that and done, everybody has come to party and gone back and you know people back home january, february you realized, I wait a minute, you know we had a huge inflow of people that was great.

Tourism was nice, people came, had a great time, you know a lot in after a future pull of beach club, um a few other events in over the last in a decade or so um as fun runners in the timid industry. But we did realize that those are always a huge dip um right after the Christmas by the fourteen th of january. Everybody's out of here and then you know everything goes back to you to Normal you know janna, people joke around and say, hey you know around this time a year the the the Christmas um inflow of foreign and people despising in to have a lot of trafic, you have a lot of part, you have a lot that.

But I was always sent around party and we felt even when the government got a world that was good, you know they had a lot of great initiatives, and you've got a lot of good work, but I was all still centered. You know, come back for Christmas, come see what happening on the ground to do with, in a bit of tourism, some parties take a tour, go to the castle, see all of that. And we felt that after a few years of evaluating that, there was was a missing connect in regards to to business and IT became obvious even when you go to the airport that around Christmas time um say from november to january, the info of people come in in to ghana a you know all look people like us, so you have a lot of desk, what people come from the U S from europe that um and then the rest of the year it's all foreign that don't look like us.

So what what they tend to do is, you know keep out on the party part of the year and come in when you know things that be quiet. And then when we looked as they realized was because they come in for business, you they come in sometimes for the party in by this day for business, and then we went us there further. What what businesses are there to what's what's going on here.

Um you know a lot of Young people know about ghana. You know they love about music. You know if a this is huge, not gone to nigeria, that's all of that happening.

Uh but what can they do here? What's what's a real connection they can make with the country? But there were there were no services for them. There were no avenues um you know to provide that information. Um unless you are someone like you know shocker who spends in know a lot of time in country who educate himself goes the extra mail um it's it's very difficult to for you to find this information so you know me an althen um you spend some time talking about to thinking about the researching and as luck we need to do projects that cut across um our our sort of um downside are divide or just a ganim borders um we need to get up brothers across the the divide involved um we need to find one the right partners we need find people who understand what ghana is like, who understand was going on locally, but who also have you know A A clear understanding of business and business in fear region as well. Um so as I got that meeting you guys where you know we have so much cinergy um and you know you've been thinking the same sort of thing.

So for us you know getting into IT, we felt that the the only way this actually works out where you have people be able to come into GTA build roots here was for them to be able to afford houses here to be by property in ghana. You know, you have that in certain countries where, you know, you can get, you can get a passport for another country, have to do an investment, or of any investment, citizenship, where, you know, you pay hundred fifty thousand dollars in the monarchs, like half a million I think is going off now like seven fifty um if you that passed the world where you know you behind and fifty thousand dollars, one of fifty thousand dollars you buy a property and then they allow you to get to become a citizen of that country um in ghana IT was more like, you know our other sisters come back. We welcome you back with open arms.

But there was not that incentive for them to get avoid with local business. So I did end the day they are getting the passport, which made getting into the country easy but when they come they only come to you know for for the um you know the Christmas period maybe in east sometimes you know but I was mostly just entertainment and we felt that was important to ticket a step further um get people involved with business here. So you know alvin started with access the service, uh you know introducing people to the local market, organizing travel and tools to come into ghana and then expanded a further into housing um as well.

We have been released developers for for quite a while now and in other opportunity was there. We've been trying to to do a large scale construction project, and we felt that the only way that would make sense for us is to involve, you know, our brothers and sisters from across the pond. And that's what you know, we've been sort of looking and it's it's it's been exciting.

Um you know the opportunity has been great. But even from our you know we launched project not too long ago, even if you go online, you see the interaction of people, you see the excitement build up. You know you're going to the comments, you're going to the message and the dms we get from people there. Lot of people are excited to find out more about ghana, find more about their roots, find out more about other possible africa.

Um but as a market that um as the market of people who are are keen on coming into this this part of the world, but they just need some assistance, they need some help, they need some some guidance, you know and that's where we sort of we felt we could come in and assist with that by providing a safe environment. Uh we ourselves, all of our self lives in or across what I grow up in ghana a and australia. How was australia for about to L V S ourselves, some of australian citizen as well.

Um and so I then they have traveled you know all over the world and I love IT here. You know I find gonna to be one of the best places you can live and and do good business here. Opportunities are there and that's what we tapped into. And then you know we've come together as a nice band of brothers who will have a singular purpose um in achieving you know this this dream and this vision and we've quite a quite quite away um with IT so far for sure.

So they want against the project but beforehand let's actually and uh to me maybe you might be the best person to talk about this because you you you on both sides, americans, so people that have not been in a not a reason why we personally, you know invested our time, energy, resources into gannon. We just felt gonna had a few things that was in his favorite a um it's safe, right that's important.

Um so from the security and point, you want to go to a country that you actually feel safe. This is just anywhere and work, right? So we've been all over the map and you know you can not know when you're in dangerous areas and you can know when you're in the area, as you know, you feel comfortable.

And so gond is a safe country and he has a stable government. And that important too. Unfortunately, especially in africa, you know, government has been a major issue and that's for a variety of different reasons, but just need to know there. But you know ga is one of these countries that as you know transitions of power right they don't have like military cools happen in every three years. Um so I have boring like you you is at least you know there's never going be a perfect government but at least there is no no simple unrest that happens every other week, right? That's something that is not sustainable for for investment, especially from foreign investment because you don't know no on so that that works in his favor but you like talk about your transition as far as you know in american go on a gna even though you from gona originally but like us you know the health care system all the iconic what is do your your your personal experience .

yeah I know um my experience is interesting because I I sometimes tell people you get you get the culture shock twice right? Because I was born in the U. S.

Then I moved to gonna when I was seven, right? There was an adjustment even though I was going in my blood, there was an adjustment, and just been american. And now from the plug into the to the canyon kind of school system.

And then I came back to the U. S. For college deals and adjustment, and then going back to ghana. A you don't realize like how much you kind of involved doing your your formative years.

But IT wasn't adjustment to start out, but tremendous amount of opportunity because you know comment touched on the business environment. I actually move back to gun and two and nine tee uh to join A A small holding company. And at the time, like you know, we have three restaurants in our portfolio, right fast to today. You know, five, five, six years later, we have upwards of one hundred and fifty where one of the largest franchise, ees for pink berry, across the work, right? This is just gna.

And so very quickly, I was able to kind of adjust to the dynamics of working and living in ghana because although our institutions are license processes work, if you want to set up a company, there's a structure that you can follow to be able to do that people to support and assist you all across the board. And then you know, from a quality of lifestyle, like quality of life in ghana is is, is really high, especially if you you know someone of middle income ur upper middle class, like there are certain things you can have access to. You have you know additional support, whether it's you know nanny at home to the kind of support with with upkeep, uh, the health care infrastructures really strong.

we. And invest significant amounts of money. The government private sector enhances our our health care systems. Uh, when you look at ghana from kind of the social perspective, like everyone talks about dirty december and like the year we go to party, but the social scene extends beyond that, right? There's movie theatres and golf courses and pick ball and all these nice kind of restaurants that you can partake in.

And then on the cultural side, you know there's a whole bunch of natural kind of whether you want to go on hikes or you want to go to the the con forest, or you want to go to the cake stand, or you want to partake in and like a cultural dance. There is so much Richard, to ghana from a social standpoint that even goes beyond just, you know, the parties are a lot of people will see on instagram and and so for me was like that range just allowed me to kind of plug back in uh and really start to assist late again. And I think when people are thinking about ghana as a place, can I live here, right? Like everything from our health care to education system, like right now from the text downtown, you got a lot of people working remotely um out in ghana because quality of internet is there right? We have five internet ghana two. Uh there's you are a starting a that you can plug into just to make sure you have access to your zoo meetings and microsoft. Uh, I think I think it's one of the things where, like people feel like africa can be distant in daunting, but stay connected to folks who've been there, come as a tourist and you'll .

see that it's it's the high quality of life that you can easily you feel in in 然后 so talk about like just talk about that is just ney said that you to get up and run like kind of work。

yes. So my my thought process was I i've always known that I I was an entrepreneur at heart. You know, I was, I was a kid in in middle school and high school who you know itself back in ghana, would buy all these U S, uh, full loves rice, crispy trees, all these snacks and sell IT to my classmates.

I always have that entrepreneurial and so when I was started to think about, uh, going back to ghana, you know my preference was to do IT through on he was called entrepreneurship through acquisition. So I found a partner um who is set set up kind of a food business. They only have three locations at the time and just started working working together as as partners and we said, hey, we we want to stay opportunities, right? And atheist was literally gone as a very nice market with a lot of opportunity.

Sixty percent of our population is under the age of twenty five, and the middle class is growing at an unprecedented great. And so we knew people will always need food. So we started off in full service and really trying to scale kind of what is, you know quick service, fast casual um uh rush grants and and our thesis was, hey, we would get some of these western brands and learn their processes and then implemented to scale up some of our local brand.

And so now we have both right we have the franchise for burger king and and pink berry, uh, but we also have local brands and doman foods and chicken man uh and collectively are are the largest restaurant Operator in ghana. But we've continue to stay opportunistic and now have a present and actually fourteen different african countries uh, covering food service. We also do financial services where you provide kind of uh, small business financing uh, for people at the bottom of pir mid.

We have a gaming platform that effectively provide software for uh media houses to to run raffles. So we actually partner with with alban economy to run one of our raffles kind of through their media house and then and then realised so both commercial and residential and so a partner with without an economy on on sombra to do to do on the residential side um and then all the commercials that we also have uh a bunch of properties in in tanana. So it's been interesting kind of first come to gonna, but realize that the opportunity for growth extend beyond just gonna and taking that risk go into some of these other different market. So uh across west africa, east africa, tanzania, kenya, uga where in mali mosab uh, seria, we're working on cynical and ginny, it's been fun, man. And A I always extend myself as a resource for people who are looking and navigate because I think first you need someone who something at chase or someone who has had the success you are looking for and then just kind of leverage of partnerships, uh, to deeping your presents and figure out where you can also add value.

And is crazy because when we actually went there, we met a few people from america. I from chicago more, and he he has a restaurant. We met like a few americans that actually moved to ghana and started on businesses, and a lot of him was in the service half italian history. So, you know, from a business and point that something. I just think about .

what I want to come to my brother. You get like you from ghana, but you live in amErica in a few places, right? But always go back to ghana and now traveling without the world. For one of the things I would see our future, which we mention, uh is, is actually a business structure. And so during december, we saw you and we saw the stress and we saw the inks that IT puts on on the actual person and obviously with the family as well, we saw you again and able to easter little the more relaxed talk about structuring business, how that deal flow is happening inside of Donna during that time and throughout .

you and and for future for people I don't know, because I want to get them. You get like thirty thousand people, right? So that's of my right.

yeah. I mean, it's a big is a very big festival and your partners are from amErica too, right? So yeah talk about the business of that.

Let's go down. And this is history, right? So nineteen sixty my Angelo approaches um common room about doing a festive ang ghana um just to celebrate ghana independence.

This was one thousand sixty. They are not able to get the festival done til ninety, seventy one. They do a festival call.

So to so so the first time the american daspry comes down to ghana to do an amazing festival at independent square, you had I turn A T A turn up, pull up. And basically that was like the very first major festival done in ghana. Fast forward um you have ninety ninety two panels, which was when the pan african community decided to do another festival. So why people back to ghana, especially to the capital area, to connect with dance ancestors and to get you know to get people to heal fast for again in two thousand and twelve um crime and I had a festival card after bees festival um the greatness laun hill can um we did independent square I was kind of like the inspiration um we wanted to get you to come back and relive the whole soul to survive um and that was also so successful six thousand people um and then fast world again twenty seventeen we we we we sit or do in the rest of guys and an our future king. So just want you guys understand that IT wasn't just like we we just woke one day and so do festivals as a history behind right?

One of the things though that um my Angela discuss and look at the time was how do we get our people and not just come home but to connect more and to do and to do business right? So once the effort future plan took off and I became so successful best when we decided to make IT an actual viable and location for people to count back to the country and to do business now send up the company in ghana is not difficult. Um you let you have to have the right legal partners on the street office, you can get things done.

But um the chAllenge was how do we understand the minds of people? I want to come home and also get them to not just party but you know like i'm already is said to investment in in in the country. So if you go to have for future is actually a marketplace where we were supporting entrepreneurs so people could come and actually do business there.

Um in the very first one that we did, a lot of businesses that were at the very first after future, um they actually went on to become substantial businesses in ghana. So the mice was always to create some kind of commerce between our people. Um IT was never party was was part of IT obviously uh because you know africa like people, we like to have a great time.

Um obviously we love the culture, we love the food. But there has been a whole generation shift from idea as I came from all the way from the sixties to get to where we are now. That future for business is a great structure.

We've i've we've expanded in different ways. We've broken artist. We've help artist um achieve uh record deals that so many artist a huge now actually had a great start on on our stages type being one of them.

When Tyler was on the a refugee stage, I was like maybe four years ago and obviously he become A A global superstar. So does this so many diverse ways where the festival has actually contributed the economy and the community. I mean, we had over seventy thousand people come gonna for the year of return. Um and when you look at all those VISA applications, many people of them said we're gonna gonna for afro china before I became of a future. So um I just look at how culture has moved um our people to come together and that was always going to beat the plan. I mean, whatever you whatever you find culture, you find our people right where you come to new york, when you go to a germany, you will find the africans, you know say like you are always going to find our people and we always connect via culture like now when i'm driving through um you know even if is miami or as new york, it's so crazy to hear afra b on the radio because as the time when when you heard one song you literally dota was like a mistake but now we're actually on billboards we're getting grand ming ominous I mean the grand is are trying to set up um in africa now so that is less you want to stand a power the culture of black people have in general, you know and also when you look at culture as so many businesses that can come out of that is so many fashion brands um that I don't know about this based off of the event and the more the interest that the world has in africa now. Know music obviously being exported now when when you wash major T V shows, we're going a lot of sing deals.

You know um the terms of the world, you know the storm boys of the world, like we're gradually getting to become the larger part of pop culture, you know so when you look at that is about time for us all just come to get and connect the does like when I went to invest vest, I was blown a way the first time I mean crime to um shock everybody knows that I called everybody was like you this is what I thought the year of return should have been you know black people come together um speaking together, understanding how finance works, learning the game and then making money together like I ended the day this is tough like you can do this by yourself um so for us to come to get and to make this work, I think it's is phenomenal um I personally have been um very exciting, a great proud about above which try to do and I know that together this is gonna be amazing.

I like.

and you know, is the too, we went to dinner for a market mondays to view cabin on Cherry. Another very impressive to press. He told this that are, he was just something he was like this so much opportunity, like everywhere, like anywhere.

He was like, just think about something like porter parties, right? And you know, porter parties that we don't even think about really in america, because we just see him so much everywhere, very sporting events, you know, festivals, whatever. But he was like at a time, there was really no porter parties in ghana.

So he was like, all these construction sites, and is so much construction has happening, is like where the guys going to go to the bed from, right? So you like, you know, foreign a came and had the idea that they want you to put porter parties. And that felt ritual of IT.

So it's like one of these things, like a lot of people think like, okay, what can I do? What kind of business can I bring? Like what are you not offer? I mean, is he really unlimited? Is is you know whatever whatever you you think what is like something like that is something I know why that's not a say business is not something that will probably be on on the four front of of people's minds is to go to a different country and and start a porter party business.

But there was a need for IT they failed to get. And he, like I said, he made, he made a lot of money off. And I story that he told this personally, he now was like in as of night, who would ever thought about something like that?

The similar story when we were at future, you know parking is is is trying right? And uh we were in the parking lot and there was one two who actually double park is car, but a double park and situation with no one can get out of parking that and so everybody was standing there like, yes, so I call a total chocolate is guy.

They would gotta looked around at each other as I was like, this not is no told us even a business like we talking about, but just these things that we see on every day in our comment to us, there are opportunities in other places where IT doesn't imagine a toy company for that moment. Now we were all playing when he came out to move that car that he was going, make a home safe. And I think he did.

I think everybody was like, I just moved the car so he can leave. But this is part of these opportunities. We just got to see him as that.

just the right. So now I talk about the number one business in the world, which is real state, really forever. And h, my god said, is actually, is two things are essential to live, who in shelter? So agriculture, farms, important for sure, but just as important as you got to have someone actually lip, right? So on the biggest business in the world, a business that can never be replaced and a business that we're in, right?

As far as on our development, some for city reason that we we named the debt will talk about that and a little bit, but this is significant that name but um IT is over four hundred acre project, but we're breaking IT into different you know development. So the first one is thirty acres, right? Um and we're going to talk about you know in in detail but something that's very proud is happening in real time for happening very quickly started construction and almost be built within the next six months.

So first and climb, I guess you can you can answer this before we go into december. Just talk about the the the liner scape of real state in gana light. What has been the you know appreciation for ghana real state over the last decade since they announced year return?

Um what is some some you know opportunities as far as well as they I know airbnb is big, especially in uh december. For a lot of people that you know potentially buy home, they're not going to live their full time, right? So they want to know from an investment in point, you know, how can I make my money back? So to talk about just in general of the ghana real estate market.

um first of a really the market is quite, quite developed. Um I i'll speak a little bit. I'll have to be come in.

So this is he also has got a Better experts, uh, but first says we have a very developed, uh, realistic market. A lot of people think that all its africa, so you don't going to come in here. Things going to be cheap, going to be built terribly.

We don't have in a construction technology. We don't we have no idea what we are doing. But if you're in gannon, I mean, for for half an ours an hour, you leave the airport and you drive around in any direction, you'd realize that no, where we actually quite, quite serious about we are doing here.

We ve got multi lane roads, you know we've got highways into changes, you know that the story buildings, you know we've got multiple test of development all over the place um in akron, which is the main capital city um I would I do really like to say, you know liking IT uh new york or london or sydney um any of these in the top tier cities um especially I have to do with real states reason I say that is one um a pricing um currently know ogan na is not the largest country um by by size uh we have a population about seventy million and seventy three million of the moment a craw has about five million people there are you don't give a take but like to be said earlier on, our middle class is expanding rapidly and quite aggressively. And um what has happened is there's been A A gap in the really state market where there a lot of people who can afford to rent uh but may not be able to buy. Uh the reason uh for that is in g hanna, unlike western country or you know you're part of the world where access to credit is is quite easy and it's quite fast and convenient in in ghana is where we are now trying to catch up with our credit system.

Flying of the president just launched uh, a credit core APP just last week. So just to put in context, if we are not getting the created core APP, you can understand how you know far behind we are on credit now. You know looking at IT, simply you like all they don't have credit that well, yes, but then the opposite is true where you pay for everything up, right?

So you come to ghana any how you see any building, you see anybody, he's nice, fancy car. And we we've got everything. You know that people with private jets, they are people with golf courses and you know beans and think of anything you know you you know from anywhere in the world they are people who who have IT here they are.

People have done quite well for themselves. Um you know there there are more time. Millions is here in ghana.

Um there are people who are several, several, you know, more tii. You know i'm dollar million's not even you know city billionaire. So we do have quite A A robot system here.

Our pricing is very similar to like I said, you find in any top tier city uh wear in ghana and age of land in a primary areas, airport contament easily gone um will cost the upside of a million dollars, you know one point five million um you know and that's comparable to any where else you'd have in the world rental income um you know for a decent place in a decent neighborhood um will go anywhere from thousand five hundred dollars on the low end all the way, three thousand four thousand dollars on the top end and you are talking for a standard three bedroom for bedroom, you know either house or apartment. Um there's a lot on the market because we got a lot of big time developers who have seen the opportunities. Most of them are from europe.

What's funny, as you know, the american developers are yet to click on to ghana. And you know we have bit far away from them at the moment by europe is six hours away. So you got a lot of contracts that either from you know belgian, you know germany, you got a lot of americans people here, got a lot of indian people here, a lot of turkish are doing quite well um here.

And you also they come in you know for five hour flights, six hour flight there here for a week, two weeks to go back home. They able to access, you know, considering cheaper finance and it's accelerated the growth of our market. So in gna now you know I B M B is quite qualified if you know you take a casual look, just going your phone, open up the B M B A, put in across C, C, R, A, and see what's there.

Uh, most things would be going for one hundred dollars a, nine hundred fifty dollars, two hundred dollars a night that he may be fifty, fifty, which is comparable to anywhere in the world, you know, if you want to a decent place. So the first thing is, don't come to africa or gonna specifically thinking, as africa, you know, is backward, is cheap. You know, I can come with, you know, a thousand dollars and live like a king.

Um it's be a quite rude um but that said, the opportunities are that just like they are anywhere else in the world. Um you made a good point to the porter parties funny enough um that that that was a huge business when first came out of some people are looking at IT and nobody you know took the opportunity and its its we ourselves when we are doing festivals was always an issue. We we didn't have enough for them to to rent. Um so you know. Connecting back to real estate, the opportunities there is growing exponentially.

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As we know, land is a finite resource. You know, they don't making any more of IT, as they say. And gannon not being the largest country and actually not being the largest city.

You have to understand that um ten years from now, fifteen years from now to be very difficult to get prime real states as you at reasonable pricing or cheap pricing. Let me put IT that way. Um everything is expanded rapidly.

We talk about samba city when we first you know identify the opportunity. And we we were looking for, uh, good piece of land to put this project on and people took us to the location, uh, there were no roads leading there. Um IT was the area was used by the government for all the al animal husbandry.

Ry, so basically, you know go to sheep, you know running through the know all of the place. So was the sort of you um you know Lucy and fast sort of area, um no controls, you know remember I have my dad there. He was like, you gotto be nuts. We do know the way I head um flash to today, which is what's two years, I think two two years, half years later, uh right to the property that's a sixth lane highway that's a brand new sports arena, which is 我 use the partition is post complex if you think of you know like the african version of olympics and was hosted initially， you know right behind property.

Um we've got the whole area has been, I don't want to say, you know gentiles ed by the whole areas come up quite rapidly uh when we went there um uh hundred five hundred and last hundred feet by hundred feet from the land or about to put in perspective, thousand five hundred dollars. If you come back to ghana c ties when we were looking um today, that's going up over ten x um to the point where you can't even you know find you know people are saying a hundred thousand dollars and sorts of crazy numbers for the same peace of land um but in real time as we know, a route you know makes makes really stay access makes really and we've got two great highway leaving there. Uh, so it's an example of what the ganim realistic market looks like, which is in two years or three years, you can you know hit huge multiplies on on realistic hearing ghana um but you have to look at IT as the way you look at IT anywhere else in the world.

You know you do research, you speak to the write people, you do your due diligence. But the numbers generally are about the same, where we are seeing in twelve to fifty percent return unrealistic and that's even the low end. Um you know you can you can do Better, you can do higher and and nothing gonna unlike you know all the part of the world we do uh one year or two year front payment.

So elsewhere you monthly as you go, you know you might do maybe a bond for month two and then you pay as you go and gona we don't have credit here. So what you do is if you want to rent a place so you want to ye, you pay your friend, so if you rent is fifty hundred a month, you're paying that times twelve for the whole year, sometimes even times twenty four because they they ask for two years advance. Um you know and then on top that you you might also have a want to pay and then you might also have to pay your rent.

State agents, you know, three to five percent, uh, but people do IT. You know, we've got, you know, uh, uh, a huge population of locals here, a huge population of desperation here, europeans. And we've got top here realistic here in ghana.

Um we've got all the big brands. We've got moving pic. We got the in sky, in chain, the holiday in all these international brands are here.

Um you know we've got, think of anything, you know x has an office here. H they had recently google, google is here. youtube.

Any of your big, big, you know, companies would have representation here. There a lot of oil and gas companies because gonna have oil. A lot of gold companies because gonna have gold. You have got diamonds, you got box sides, you got clivia recently, which is going to be a huge in the next few years.

Um so if you think about IT from a business perspective as a part of the world, does expanding rap? We all know africa in new frontier um you know is the place that has is is growing the fastest but has you know sort of the most opportunity in that growth. Um you know if you identify literally anything, draw a number in a hat and pick out a business idea. If you have this competition, if you are serious about what you are doing, you can access good finance is broader locally and you work hard. Nine times I attend, you should be successful in their business, I suppose, in other positive world where you have a huge amount of competition, and that reflects in real estate.

So there are lot of people who are doing when you know we talk about affordable housing or social housing, which is a difficulty in most part of the world um you know as a the approach we have gone about IT is to to dip into slow minutes here um um so we go in the luxury in a photo able market and then use the proceed from that to support on affordable housing model um but IT has to be a sustainable business first and gonna allows for that because we we have a huge economy that's growing. Um they are about two two point five million um you know um residential units that I needed by the system currently. How do you see that question? Yeah that is a different categories.

You know it's not all in lucky house is or is not all in affordable house or whatever IT is, but IT shows that there is a huge, huge opportunity that if you build that, you build a well, people will come, then people will be looking for a place. And then if you do purchase a place, you that for to live in our investment opportunity, you do have people who be looking to rented out, you have people who be looking you know to to you do short day B B, wherever the case may be and and the opportunity is there and the pricing is also good. And um I mean, I say one more thing gonna, we spend dollars.

We have C D, A local currency, but we work in dollars as well and that's the U. S. dollar. So there's no way this country can go and your dollar will not be good. You know you can you know we we ask a point of law. We are not necessary a dollar to nominate ze country where you can you know we say that we accept dollars, but this this everywhere where you can spend your dollar and your dollar was a lot further in ghana, you know um and with that, IT creates sort of one connection to to a lot of outside markets.

But IT brings to the stability that you know that you know whatever IT is you know you're standing here in gonna, you're getting value for that money and IT translates into real estates also quite strongly that whatever you are paying for a road where you may know you might spend a hundred grand, hundred and fifty thousand dollars and the come comparatives products you are getting in ghana would be a lot Better, you know, in most cases, than what you might be getting outside of garta. However, the returns on that portfolio would be the same as you would get IT outside, if that makes sense. So you know you are spending less, but your outside is either the same as that would be in any developed country or Better.

And two, you're going to chase people monthly for the a payments. You know they are paying you a year in advance. They paying you two years in advance.

So for an investor that's quite important, you can know cash is king, you know? Okay, good. You know every two years I not covered if I need a new tennant, I know that's going to be another two years up front.

Um you know as long as invested in the right portfolio in the right areas i'm covered, you're looking at twelve fifteen percent you know returns or on the law and um of that scale, you know could we all you know involved in this for a bit? I don't know. Maybe he wants to also hints on this, allow that.

Yeah the only thing you've covered most of the time, the only thing out that is, is just a little context because you a lot of this appreciation and growth has happened primarily driven by buying realy using the equity right, and come be touched on how our create markets are not sophisticated. You know common knowledge that that typically you know your cost of vacuity is higher than your cost of death.

And so to be able to to have this kind of appreciation where you know, thirty years ago, when my dad bought in echo, where not to maybe fifteen minutes from where some bra city is, he paid ten grand for IT for the equal land. Right today you want an equal land in that area, you're paying upwards of five hundred. And to have that kind of appreciation without the benefit of leverage um is incredible.

And so now that our capital markets are getting more sophisticated, our credit markets are getting more sophisticated, you know mortgage products exist. I expect you know the next ten to twenty years to have even more appreciation that we've seen in the the previous twenty years. Um so it's a very, very exciting time to to be in real estate in the country to invest, whether your residential or commercial um on the residential society, you know if you're someone who doesn't want to real cakes a ona theirs, you know very establish property management groups, you people like the wa group that can give you that White glove service. We'll take full ownership of managing your property for you, just like you know you would see at an L B N B in in in new york city that is under under property manager and handle that upkeep and handle that customer experience for you. So it's just a prime time to to explore this as an ethical class.

Um I I want to add something to to um both two year and china said gene called that when you know there was a lock down and gonna we had some why have some friends that um literally moved out of the one bedroom studio apartment back to the apparent houses because people are a stocking gara needed to rent places to stay and one of those friends now owns about four from property just from that decision that you made so basically he he took a year up front um rents, put a down payment on another apartment and then the cycle continue for him. So just give some contacts on opportunities available with the whole um rent up front for a year or two years. Just want to add .

and I wanted come to you, uh, because when we first have this conversation, I never get them in the love you were huge on some other things that this development need to have. Number one was community and the benefits of having a community living yle or set up all times only think about resistant here, it's, can I build the house and where can I build the next house? And then maybe I can build the house. And over the area across town, which is a huge community, thought about the benefits of having community living.

嗯， i think context is important when IT comes to the idea of the systems that were living in or on now, and the systems the humane developed through and human developed systems of common unity, community and communalism. So your family would own the land where all the miners are. Alan family would own the land where the river is.

Family, family would own the land where the gold is. Ea, ea, and nobody could disassociate the family from the land. And I think a lot of people don't realize that the reason why we are in an economic and economic colony ROM, let's call IT, that the reason why we offer indigenous black american people are in the economic economy.

We were separate from the land because the first I was, the first technology is the family. And then this is the family that then uses the land, weather for food, weather for resources um uh whether IT is for minerals, if the family would use the lunch then benefit the human being, the human species from the land. And the only way that we were able able to do that because we won't just amazing scientists, uh, mathematicians, doctors, engineers, king queens, uh uh, uh, and leaders municipality, we were amazing up building relationships and sustaining relationships with respect.

And now what we see this happen in in the U. S. A, for instance, where they brought crack into the neighborhoods and they destroyed the blue color jobs and they violate IT a population that went from being communities and being neighborhood to now just being hood is um is is a space where people don't realize how much the separation of us from the land is also separate IT is from each other. And when we get back to the land, we're able to then reinvigorate this sense of community.

And I think the what we wanted to do the thing is, is that ovens, a very humble gary, and he downplays a lot of stuff by really respective, and we've had a friendship for many, many years and the amount of stress because I was building the school in garner at the time um of the the year return and album was doing a million different projects including afra china which is now for a future um and the affordable housing solutions um uh project uh business that he started but there was many times where we said and we hung aheads almost in despair because there was so many people coming to ghana without any sense of community. We saw gonna becoming this almost a playground almost this last fig is dubious. IT never been that before, because people would only go there at Christmas time or at east of time to spend time.

Community isn't to spend time with their family. And now you have this whole population that are coming there, and they're going to gonna to have this amazing experience. And we've been at the parties is very beautiful.

Everybody is is very respectful. But that community is a very temporary community. So it's almost like we have temporary love. And L B N, bees are not a necessary and hotels there, no communities. They are very short term experiences and then people go back to them own respective countries.

And what we wanted to do is we wanted to actually create A A community is a fully integrated community between um a fully integrated community between the local indigenous population and the d is that are also return in home because one thing that nobody wants is they don't want a bunch of in quotations foreigners coming in and create in communities that none of the locals have access to. But at the same time we the D S four also want to have a space or a place to be able to go home to. And is one of the, one of the things one mentals said to me a long time ago is said to me, I can.

Nobody cares about. The part is where the only, the only people that are allowed in are the rich people nobody cares about. The part is where the only people that are there are the hood people nobody cares about. The part is where the only, the only people that are allowed, they are the corporate or the create is the most interest in paris and the most interesting experiences is when you have representatives from every group or every background. And what we want to create with some bra city based on mine and alive vision a long time ago, where we see in this year return.

But we're like, where is the city return? Where is the place where people can be able to live out their lives and how these experiences that are sustained experiences is not just two weeks of excitement or enjoyment but is actually we're raising kids, where were um educate and our children were creating business opportunities is we and Fostering new relationships. And I think that where we now are a nation statism, capital m west dalian systems that are actually fAiling, we see the dollar is fAiling.

We see the the systems of colonialism and the legacy of colonialism is fAiling because um IT is said that you cannot love africa and love capitalism because one was built on the destruction of the other as capitalism was built on the destruction of africa and african peoples。 What you had in africa was not, I mean imperio alison, but you had empires, you had kingdoms and you had communalism first. Now capital and globalization has come in and create this individualism idea of what is to be um to be human.

But the epiphany of that is we're living in apartments. We don't know the people who live uh above us for lowers. We don't have any neighbors.

We are ordering all of our food on the food delivery apps. There's no let me go and borrows some sugar. There's no um are you going to come around and cook tonight? That thing doesn't really exist anymore.

And so what we want to do with summer is be able to create and hope for the local indigenous population to be able to connect with this D S. Four that are returned in home. And the first piece of that is building the the luxury houses so we can service the bottom line because we have to make IT a business and we have to make IT make business sense.

But our an economy of many years of experience of creating businesses that can sustain affordable housing because there so many is only two million on nes. They don't have a place that that they want to live in and don't have access to places at a Price point that they can afford because not everybody can pull up you know a years rent, two years rent in advance, just pay for the house. And so the second phase of what we're doing is actually creating a photo of housing where if you are Young, professional or your single mom or your an elderly person, you'll be able to get access to an apartment and pay off the apartment within three to five years.

And that's yours for everyone. So that for us and create in the community where the D S. Bora is able to be welcomed home and have somewhere to live, but then also the indigenous population don't feel like this new colony black faced on is very important because everybody is happy when everybody it's so um that's what is about for me yeah .

for sure so all right yeah because is violent imports understand that people have have raised concerns about. Thank you for cover this be a fully company communities. How is that we build the actually in the community by an community in the um grocery store, like all the communities that americans would be used to and like I said, it's been done in phases, the first phase forty forty homes um but is going to be uh you know it's just like this like we got americans and honey and working together that that has gone to be in um so we got really go to the full details but for me .

um and two .

I am nice to progression. Um let's talk about some that practice for people that go wrong because everything is not like always Sunny in in the world, right people have gone to different places. They're going on a government and they ve made mistakes.

As far as buying realistic, right? They purchase land that somebody else owned. They didn't understand how IT worked properly. So talk about the mistakes and how we kind of safeguards to IT with summer city and then also to be if you can talk about because we actually do want something as unique to gna.

Can you say most of the time, they don't really have a credit system, but we actually do have a mortgage system for people are actually are looking at the mortgage on aspect of IT and not paying cash. So it's like the two part if we could talk about like not to go about buying real estate in ghana, like doing IT the wrong way. And then also the financing aspect.

Uh, I guess i'll take the first part and to you can speak on the second. Um I see the first thing you have to just like with any other businesses is research and have a clear understanding of what you're getting into are your practice in property.

So the first thing um in ghana a we have with the Lance commission, so the last commission is basically the government agency that take care of anything to do with property and land, land ownership of land registration, all of that and that's a process the goofing about IT is the detailed ing the whole process now so you can literally go up on the land commissioner websites. If you just google ghana lands commission, they have quite comprehend websites. It's let you know one um all the regulator of fees and charges to purchase a piece.

And um for example, if you're buying uh one A A plot, uh the processes for registration, the feeds and cost will be different from buying ten a couple a but you need to understand why the difference。 Um so i'll say lands commission will be a first point of call. Um there let you know find the standard of things.

You know the first thing you always need, once some we try to sell your property. The very first thing I will say we should be a gospel, is to get a side plant, a simple and dumb, but a cyclone down does is IT tells you exactly what you are buying in the name of who you are buying IT so cyclo show you this the size of your land. This is where IT is.

This is the municipality in which is is is is courage situated um you know this is the part of ghana and that gives you all the details on the specific piece of that by law in ghana, if you do not have a site plan and whatever document title e you have is bogus. So someone just say a pizza, they have a site plan. Uh is somebody can take you on on that so you have have a site plan. What that does is IT, let's basically everyone know lands commission um anywhere you go that this is the property with which we are talking about as the first thing, what that allows you to do with your cycle and is not only register your interest but. Touch, you do what we call the search once again through the Lance commission.

Um you pay them a fee I believe if someone on the top end about a thousand five hundred cities, which should be the equivalent of about a hundred box, so you pay about a hundred box pending on the size of land, but generally about a hundred box two hundred and at the top end and lands commission directly, the government agency will print you of a document and to let you know the history of the land and the history will go back all the way, you know, to the very, very, very, very thought of the land does literally is sometimes you might even go before independence, depending on where the land and the history the land might be. You have, you know, properties, you some properties in and on where is a reference Christian wall? There are some that even reference gonna in its original name as either the gold coast or whatever at a you know name had at the time.

So your search report from the Lance commission and he has, like a said, go to the Lance commission if you have an uncle or a cousin or a nephew who says, so I ve got to guide the last commission. We will take care of IT um no check yourself. Go to the Lance commission because it's the documents were in the past.

Some people either make fake ones or um sometimes they don't interpret the document property and they are sometimes when the Lance commission might, you know, whoever can I make a an error so to prevent that, he was the Lance commission self is encountered, is in the center of town, is not in a difficult place to find, you know, uber, you know Young go would happily take you there. So you you do a search. The search would confirm if whoever I send you the land is the actual titled owner of that piece property if they earn IT if there are any other litigation issues, if they any inconvenience, maybe they have a mortgage on the lands gonna.

You can get work on on the land as well. So maybe they have a mortgage on IT. So you need to look a bank on IT. Um if you've taken out a loan on the property, if any of these other issues have been done, once you be able to certain that oh, this property is free and clear of any problems, is the that property the sideband matches what the the seller told me, land commission has confirmed. Then the next step is to talk to a lawyer.

A law people like to do IT privately and say, well, you know, the lawyers going to take fees and not talk to a lawyer that will be the resting to do, because gana litigation of a land can be problematic. 所以 你 talk to a lawyer， what the lawyer would do, one is to verify that your search is correct. Verify two that the document the present is giving you also correct.

Now in ghana we we work on what we call a list hold system. Um you know there are very few land here in ghana that free hold you know nine percent of all land now at least hold. And the reason for the need is most of the lands are originally belong to travel you know families um you know they they saw the government that wants like see the families or cost two lands.

So basically a clan you know achieve a group of people. So that's a process there. So you need to get a lawyer who then looks at the document that either have presented you the original title so they have a title certificate or they might have a call.

And in danger. Now both are legally binding. We prefer title because title is a declaration to the entire universe, the tig globe that this person in gna owns this property. And the title, you can take IT anywhere in the world, and is still legally binding. So if they have a title, great um if not in the barras minimum, they would have an endanger.

What the dangerous is like a legal document saying that person a sold x property to present b and you have the details of the property and the other terms of that property and that transaction. So you know you know maybe what you pay for IT, how long the this would be um like a seghers a we do list hold. So most times if it's a good least, you're getting minimum thirty thirty years, fifty years and an automatic renewal.

So most properties you will buy, you begin in fifty years or forty. At ast forty five landing where he is city, we give you a four fifty for another automatic renewal of the twenty five years. So to have seventy five years from that, this after that there is another renewal um that goes on but it's all um you know systematic as a matter of due process and new course but for intensive proposes that properties yours you own IT out rights um no no government can come and take IT away from you.

No other owner can come and take that property away from you. You go your title or your intention al you've ready said your interest with the lands commission or with the courts um as maybe that property is yours the biggest mistake people do is one you know, they they go to an area where they look to see the land. Somebody takes them there.

They going a little road trip, little scared, and into the bush. You know, this should, yeah, this is your land. You know, here IT is, you can see from the last door to that tree that is your property outside plan nothing.

Then they give them some funny documents. They don't do research, they purchase its like I said, the problem in ghana is that land might be belong to a family. Now as you know, in any family you might have ahead of the family, let's say, today you buy the property.

This week the head of the family passes on, you don't have the right documentation. Tomorrow they appoint a new head of family. Then you had a family comes and says, yeah, I don't like the deal.

What you sign is not good. So then you have to go back and then you have legal problems, you have to go to quarter. But they all, to me, IT becomes a mess.

And that tends to me what a lot of people go through for some the city we we have been in this game for a long time. So you know, we know the pit force, we know what to avoid. We've learned a painful lessons.

So what we done with someone we on the land out, right? So it's titled so not even later, is a full title wonderful property so declaration to the entire universe that our company owns this piece of land and we have a very extensive long lease on IT. So you know that properties are I name for the next two hundred uh plus years or more, not a problem.

Um so that does the first thing to get there. We went to the act process I described, do we go to in danger? We least we went to Lance commission.

You go through the process if you work with the lambs commission and you know if you follow the guidelines to give you nine times of ten, you have a problem. You should not. It's when people try to do private, you know they've got somebody who says or OK is stand grand, but you know, I can do for five as you say. You know, if it's too good to be true, most lucky IT is. And when IT comes to land, uh most likely I would say nights attend if it's too good to be dw, the Price is unreasonable.

Uh that something funny that um if you come to gonna like accept you know enter IT with your eyes I open because the Prices like you would any other develop city so if this piece of property in airport, for example, which goes for two million dollars in amErica and somebody goes, oh, i've got for half a million you know because the person you know has some financial problems, always a story about any financial problems and you know so half a million you can get IT will do the documents walk away um because you you would definitely hundred percent have problems down the line. So first things first is go to the Lance commission. This is the first thing you do um second get a lawyer, have the checking documentation to an independent search.

Lance commissions cost about fifteen hundred. The lawyer should be about the same about two grand depending what IT is that cities. So you know it's not the most expensive um thing to do and that saves you so much headache on on the back end. Now not to say that even going to all those processes, sometimes you do not have issues. But should you have issues on the line, you have the right documentation, you have the law on your side, and the courts will back you.

And in one of the court, systems do work and sometimes can be long and IT can be proactive and take some time, especially if your documents are a great, but if you have everything you need, you should be able to move right rapidly through that process. Uh so like localizing to apple projects, we have a full title. We've been on the land we are currently already building.

Um so we've managed to get past all those hums um by one being knowledgeable before we are doing and to being in the system and understanding that we pass on that to our buyers. Those involve the project for investing ceb sy, for purchasing ceb sy. Rest show you get a copy of the title.

Rest show, do you get a copy of building permits? You know let you know that the local council has agreed for us to build what we see. We are building and we are within the law.

Uh, you'd also then be passed on to two people, one being our lawyers. So our lawyers getting in touch with you, they will give you the contract for you to review. They will insist that you have them you know talk to your layer.

Um so we say getting independent council. Um we are quite happy to help you with that if you want to get one locally, but we'd only move forward once you've had legal representation. Have a look at this and you are comfortable and I feel that you a general who always have your lawyers look at IT um if the lawyers trying to charge you too much um switch lawyers.

I get a lawyer to have a look at IT and I think that will save a lot of headache, you know, on the back end. So I will say most people who come to ghana and have problems with their property when they purchase IT is one, they take deals that too good to be true. If you buy a property as people with a hundred grand and someone he's giving you for twenty, it's too good to be true.

You know gonna property is is quite advanced and it's not cheap. So if somebody comes and tells you, do you say something you that's too cheap unless it's really outside of town and in the you know right in the sticks. But then you know you see see you you know what you're buying. You know you are getting something that you have might have to wait years and years for development to catch up. We see a lot of americans who come to ghana and they go by properties and put areas like, you know, the back of debris, a great areas up in the mountains, great weather, so about twenty five minutes dry from the center of the city, thirty minutes, but they don't buy in the twenty five minutes to thirty minutes parts of ever you they go on the other side of the mountain.

Um the problem there is a line might be cheap, but two things, one, a lot, lot of issues there but also really value so to you, you may say how you know i'm going to come to ghana um somebody says I should violin is debris is lovely when we went out there feels like you know um you know the weather is very cold, is not like acro which is warm um so I felt great. But that's because you are here for three for five days. If you're living here and you have to live in debris where you have to drive in traffic for an hand half just to come into the center of tow, IT changes that whole perspective so you need to relegate yourself and understand that you know that cries.

It's it's it's a sprawling city so where you buy medals, so location you know you know that a real um we feel samra city is literally you know in in the best location for the development of this type anywhere in the city. So one of the mistake people make, his location, you know we know people are going by and like a down or prom prom and these are grades. You know, beach areas, yes, but I want to have drive you know to come into the city um sometimes the rules are not the best so these are things you need to to look at uh you know don't come in as A A foreigner who is only looks at IT as uh you know a visiting trip and you invest based on what over over a week no, educate yourself properly.

Um I understand that they are new ones to the thing, but if you are investing in gana, you are looking at either for somebody has to live there or for you to live there. So your factors of consideration needs to be you know quite heavy location is important, you know legal iy is important um and making sure that you double check. So Lance commission I would I would say this always the Lance commission is the best place to go.

Um and they've done a lot of work in the last year um to to get IT of most of problems they were used to. They're y've gone in to a very computer base system now. So things are quite a rapid, so you should have less problems there. So a and the lounge commission, if you have purchased in property .

and gonna x IT will be your way to go. yeah. And from the financing inside, it's pretty straight ford. Um I think you know we're working with a number of a pan african banks that have a strong presence in ghana and have you very strong baLance sheet.

And so I think as people start to continue to express interest in some where city in our interest in our mortgage, you know we can we can hand you off to either of those banking partners. Um what is interesting is a lot of them already have existing mortgage products that are targeted at people in the diaspora um and so they offer you financing, they bring you into their banking infrastructure. Do you want to a checking saving account, any type of you know credit facility um and really try to to to mire some of the experiences you would get up from your banks in the west.

I think some of the nuances are differences to keep in mind. You typically hear the U S. First time home buyer, um you can probably get a property no money down up to three to five percent.

A mortals are are are little still little things and gonna. So you're looking putting twenty to thirty percent down before being able to qualify for mortgage are typically the ten years are at at most you see is just years. I know in the stage you can get up to thirty years gone is not that sophisticated or at least not yet. And so fifteen years kind of the maximum ten .

years way they they're not often twenty five. Oh.

they're often in twenty five.

okay yeah because city all the banks offering twenty five OK for the that right so we we are we are good then we are getting discount t um interest strates as well.

Yes yeah yeah so that so yes, it's a evolved in in real time, right? And I think typically, like for an underwriting period at most, is going to take you one month to get fully approved for facility. So things ahead in the right direction and and you know we can connect anyone with any of our banking partners to get them um up to speed. so.

That information a lot of us, uh uh tory learns, but some of us are visual learners. And though some people have been going to the page on on instance if you having go uh sub city, uh but .

less to show what .

we've .

been working on your.

对 吧？

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Okay, so that is ladies gentleman. So and in that show, you know me I like, I like to talk to plain english. To make IT is easy for a thing created.

That's what I I learned that early when I was in the insurance business. I said, if you can explain how to a job, you you don't know IT well enough so um here's a deal. Lazing gentleman. We are building a community in ghana, four hundred eight. The first phase of IT is thirty acrid body homes, two other four, five, five people, I think extremely competitive, especially when you prepare to american market, especially if you're in a market like new york, miami or los Angeles or two bedroom home, one hundred and eighty thousand hours, four bedroom, two hundred and seventy five thousand, five background, four hundred and fifty thousand hours, five background to four hundred and fifty thousand and get new york say that much um literally in new york city, literally a one Better room apartment, a studio apartment, all for one point one million old studio.

So to put things in perspectives on for here to deal, this is what we call off plan, right? Like so this is very common ent in other parts of the world, even in america, but people might not be fully where you actually have an opportunity to buy as the construction is happening in real time, right? And that's because the demand is so high.

So the first part of IT is only forty units as forty units does on sale right now, right? And that construction quality be done within the next seven to nine months. So we move in very quickly on this so you can actually buy right now, today, off plan.

So you are actually buying at the development face and you actually get to see the project being done in rota. So I think we can not talk about everything that needs to be talked about. But if you need any more information, you can go to the website in the cement city S A N B R A city gonna dot com.

Now here's the deal on that website that people actually, well, how can I how can I actually buy up? So there's links on the website and there's a few links. There's links that if you just want information just to stay in touch as far, but if you actually are really thinking about buying a home, then there's a link for that.

And there's two links. There's a link if you actually want financing, like if you want to go to mortgage row, there's a link. And you know we'll set up a time that actually contact you.

Then is a link if you actually are looking to bite a property in cash and then the rep will contact you, go all information, give you the legal documents and you know we'll go to the home entire process. And this faces too right as far as at the payment. So you know you could break break the payments up until probably a third, right? Like so a third now and a third, he wants half of the construction is done.

That other theory, once the four construction is done, like I said, that is happening a real time. So it's gonna a short period point. No, just from a uh, comfortable ly standpoint.

I know that a lot of people who like this might feel more comfortable with that situation, but i'm going to be ask for you, the people that are paying cash are prioritized over the mortgage people, right? Because cash is king. You know that cash was everything around me souls.

But you can still apply for a mortals to say that you won't. But i'm just saying, is a limited this is a limited quite this will sell up. This just be on right.

So what i'm i'm just being honest with you in full transparency, there's only forty units. Um extremely competitive Price in one of the best areas in ghana and ghana is the entry point to africa. In africa is the hardest market in the world.

When we want to U A E two years, go 哼哼 and we will。 We make ministers from the cabinet of apple doby. These people are obviously wealthy and extremely educated, right? And they told us all the attention right now is in asian africa.

We was not even talking about africa. They told us this is au dob usually know to buy aww by the type of money that they have, the type resources type relationship that they have. They said all of the energy and all of the focus right now for them and for the world is in asia, in africa.

Africa has the Youngest population, has all the natural resources there. I mean, if we can just keep going on and note, this is why the chinese is there, right? This, this is why all the other countries in the world is there. So if you thinking like, okay, well, i'm good on africa. I don't I don't need to go well that you're protective, but it's a mistake because you think the chinese that I had just by accident.

So either you're gonna a have people there that this is beyond st, they probably don't have the best interest, or you going to have people to actually already have a connection to the place or and through our history, we have never really exploited in accept ourselves, right? We're not we don't even have IT in our DNA to really we colonize and exploit thing that is not we don't not even wired in in, in that capacity. So whenever we go to some places, we actually make a Better.

We help in the situation, so you can help make the situation, but and help yourself too, because let's beyond. This is good business, not a charity. This is not something that you know. This is actually a good business opportunity.

From the appreciation of the real estate valued point, from the exit plan stand point, if you want to just be a full time citizen or from the standard point of is only a relatively short flight from the east coast of new york and atlantic. Um you can go there couple times a year direct and this not talk and we don't forget about the L B N B short term to opportunity. So this is an opportunity.

I mean, you get a property for a relatively low Price point, right in an emerging market. Where is in a housing shortage that means is not in homes. And in the hotel shortage, by the way, right, is only like two hotels in a crown.

So from an intelligence standpoint, what is dead me? If a lot of people want to go there, there's a housing shortage and there's a hotel shortage. Well, that would mean that whoever has housing would be in height demand, and you can really charge whatever you want, right?

So in one month, you're gonna a true amount of money just from the amount of people that are coming in, in december alone. Then you got easter. And then as more more people started to come, whether the man starts to go up even more so, yeah, from a business standpoint, this is good business, right? And then from the cultural state point, all that stuff, of course, this is no brain. So yeah, I mean, i'm there in front of you.

Glad to you, because as you were talking, and that not the only people I told us, like Larry the quote, was africa, the found frontier? If you think about the globe in in terms of land, in terms of resource, in terms of population, in terms of technology, in terms of opportunity, this is IT, right? And so everything is here for us.

crow. Obviously, when we talk about the year return on gay, we highlighted IT. And from a historical and point, appreciate that IT has become the great way, right?

People have felt like this is the place that we need to go when we want to go back to africa, and a good reason. And shocked and we would tell about air being in beating. But I just made me think when we were in a cross, we didn't stay at the european. You didn't stay eupeithes. You you were in an air b being when you were talk about the pricing during somebody y's time that you're going because unlike wow, is that that some new experience will .

be Better is crazy because it's it's like the rest of the time uh, the rest of the year, the Prices are ready easily low around Christmas, around easter time, the Prices job like triple. And is not that the Prices is job like triple because people have been exploited tive is because the triple demand as a oversubscription.

And so i'll be in A L B N B that fifty sixty dollars nice to bedroom apartment the rest of the year come december, january, uh, April, may, that places one hundred and fifty dollars a night and is booked. Oh, so if I don't book IT early enough, I don't have nowhere to stay like i've been staying for some time now. My friend has put me up at his hotel.

Um is another africa as well and he has hotels there and he will put me up his his hotels. But if I got one of those places to stay, I got nowhere to say because as he said, there's a couple hotels in a car like big hotels that can accommodate a lot of people. And the four they completely for go on to the lobbies and you see that places completely full. And another thing that I really wanted to add is L B in a car um in a few days. And it's something that I really do.

I really let people come and see me or speak to me in any one place and I really do me angry and I really that type of guy but I am with uh for my and without them if his back um we'd like to take a group of people who are in cases also like three, four, five, six hundred extra D S four right now in a row getting the citizens ships. Um I would like to take a bunch of interested a potential investors to the site so that they can see the site and we can have a conversation and get them signed up right there in them because as you explained earlier, that's for you. Property is right now and they is not that they will go.

They go in fast. And so we're trying to give people who are the right people an opportunity to be able to invest so that they can have a place to call home and we can get the thing movement because 你是 the very beginning of a beautiful story where people are looking at this um this romanticism of going home to africa as this you know this everybody is a good everybody says he building。 But then what does that really actually look like? A lot of the time is not fully thought through the vision is not inclusive and is not really that big of an expensive.

Where we are looking is like this is this is a drop in the ocean. This is the very star. And I would look at this especially as he said, real state is one of the most important markets in the world. Um I would look at this as uh how people who wish they had got in on the tech company is when the tanks were they right and they look on now at twenty years ago, hints.

And like dm, 为什么 put up my little a ten thousand dollars， my little twenty thousand dollars because i'll be rich right now, because twenty years from now, this conversation is going na be, well, if you weren't there, I miss a massive opportunity. And there's gonna a lot of people being like demolish. I put money into that because with not the type of people to talk with more all of us here and do more than we speak anyway and especially um where we are now with these these these markets that are uh emerging and the fact that you can watch this online and have access to a market is not um some secret thing and is not a who you know type of thing.

We point out that everybody to be involved. I want um I think i'm going to maybe start what's that group or telegram group? Um I put IT on my social media and i'll give everybody opportunity to come say this because I think is important.

D S. I actually see what we're doing in real times that they can see that is not told this. We actually have foundation in. We have run there and excited.

Yes, of fact. And like you imagine if you can bar real state and do, but in one hundred and eighty IT may sound crazy ing until that happens. And do dui was in a worst place in ghana currently, like was a desert.

Nothing there at all. They like, well, they 那个 oil， well, I mean, gonna have a watch stuff, coco goal, or is a mineral, so, you know, we can we can forecast the future. But my god said, I mean, there's a reason why very intelligent people are putting a lot of money, energy, resources and people by china's is sending people, 嗯， 哼， africa is not by accident.

Take that. So some bro city, ghana, super city, S A N B R A C I T Y ghana, sombra city, ghana. And the reason why we named the summer cities is just the can work for return, a local dialect.

You so feel like that was a perfect thing as well as some, you know, talking about, you know, has been a dream for a lot of people that actually we connect with the continent. So welcome home. And like I said, you can get all the information, pricing everything, but the serious bias will be prioritize.

You can we have a link tree set up so you can actually go set an appointment on a linked try to actually have a phone call with somebody. We don't do that when you actually serious about my, but um you can do IT from the finance side if you're interested in getting a mortgage, and you can do IT from the cash bue perspective as well off site plan. So by the time these homes are built, this old darter's, so you you're buying as the home is actually being built, right?

Um get you on the legal documents, everything you need to know. But you know once again, cash bias will be prioritize, but mortgage buyers are encouraged also is only forty. These will go pretty quickly.

And if you miss out on this one, maybe you have an opportunity for the next time. 我 我是 我是 what am yeah this is a this is this is this is IT right？ Advance and down.

Young, thank you, gentlemen. Because I think h you know this is very educational informational um from a variety of different standpoints. And I think this is great to people just to see us working together.

You know everyone is in different company right now. You are in different different different countries. Take a time at the different time zones um and take the time they have a conversation with us was no vitally a point.

And now this what that is and this is the next iteration of what we built here at our elisa started, which is you have an a media company and now you know don't a variety of different things that tangible and this will stay prior to something that were really proud of in the means a lot. So we want thank you guys for even allow us to be a part of IT. That's that's that's important aspect of something that we really think that is valuable to our community into the world.

So thank you guys. And shock. How can I contact you if they want? Because there's a lot of people before we need. There's a lot of people who are actually are going to gonna to get their citizenship from america. So should D, M, U, which is the best .

way actually to D M, the suber city M D M, so that I can we can consoler date all of the people who are seriously interested in me and me next week. Um I will set the date next week. That works best for our our contractors and for you yourself, for me as well. And then um will give everybody the address, will probe ourself out from a from my location and then will take everybody down.

It's going to be hot, so we aren't going to be out there for hours, will probably do like thirty minutes to an hour and then maybe afterwards we will go to a hotel um one that will work out um between now and then and um sign people look um so I would say D M A R city ghana, the a the a instagram and say, hey i'm gonna and I want to me for this um for this site visit and then we will send you a text h will send you a message with the correspond in there um as I said before, i've never done that before like a personal hey guys, i'm going to be here I always I don't know anybody who knows me knows that I actually never where I said I am always a month 嗯， i'm always move behind in posting. But i'm going to do this because one gonna save, but two I wanna show people that i'm really here um on the ground trying to get the work done and trying to get people to the sites of D M some city. And we will send you A D M back and hopefully we see that the whole bunch who are in gonna right now and we d love to see you and .

we love to give you this opportunity so I follow and by follow follow um some where city GTA on instagram instagram and and that has all the way and has all the updates. Follow samba C A when instagram and go to sombra city ga dot com as the website IT feels so along .

with everything like people really have watched us build. And now I get to watch this project being built, right? If you go to to pay, you can see IT with congress being in poor, with the land has been excavated where we went and just walk the land to see IT, like all that is part of the process. So I made just an interesting in time, is an interesting 没。

所以 这个 你 oh guys still real？ 我 see another side。 No.

thank you.

Thank you guys.

Hey.

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