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cover of episode Think you’re covered? AI might say no

Think you’re covered? AI might say no

2024/11/15
logo of podcast Kim Komando Today

Kim Komando Today

Chapters

Health insurers are increasingly using AI to process claims, leading to a high rate of denials. This has sparked concerns and a class action lawsuit.
  • AI systems are processing claims in seconds, often leading to denials.
  • Over 300,000 claims were rejected in two months.
  • Consumers are advised to request human review for denied claims.

Shownotes Transcript

Translations:
中文

Hey, it's going commander today, your daily podcast, to keep you up to date with all things digital and beyond. And i'd love to have you be a part of podcast. You can make IT an appointment to speak. Just had over two commanded a common on the top right there's a button and says, female kim, go that out and that's IT. I guess I don't have that .

much money OK, right? That's that why we ve got something common.

Well, i'm just thin like when I saying people are pretty honest about IT that they say, you know, like, you know, you really shouldn't say, okay.

people say that and you are creating this to money. how?

Well, mark eaker, yeah, he came out with his song this last week.

came out with the song.

You didn't know this. No.

no. How do I miss this?

He got together with tea pain k, and they dropped a cover of little johns, get low. Yeah.

it's good song. Get low. I don't know that. I know IT, but I know a tea pain, but I don't know. Get low.

But OK says the two of them went the study. K, they did this song.

What is that doing? He's trying to be an influence.

or now. And the reason why they did the song is that when he was dating his wife, brazil's, in college while they were at harvard, and he was at harvard for like a nanosecond, that whenever ver they would go to like a party like this song play 哦 OK。

So it's kind like their song, my mind.

so sweet. So here take a listen.

How I remember IT.

there's a lot of bad words.

Where's circle .

berg there? Was that him? Yeah, now, now see the window. Yes, no.

no, little little. It's a hip hop song. I know. Shouldn't be their mild like, but I think it's sweet.

Yeah, I don't have aid to get that million dollars.

Yeah, how about this? I mean, you want talk about money and influence. We're learning with the election the amount of money, oh, these celebrities are getting to indoors that they always talk about love and b IT doesn't matter who you are, you're going to be that .

cash doors anybody? You know, I don't really like to talk politics, I know, but I will tell you this. I kind of thought like Opera showing up just because SHE was like, I like here i'm your friend, right?

Like I said, it's the hollywood wood to lead, and this is the politics they want. So they support the people that they want. No, they support their bank accounts.

A million box he got.

And yes, who's the other one? Megan, this stand? Yes, three million box.

I mean, I had would have stood up there first.

I want do is the greatest president of canada ver care.

Well, I figured though, if mark upper berg can saying I should be able to sing .

to you now, are you saying you want to get in the studio with a real producer to get some motor tune on? Make you sounds good? yes. What would you going to sing?

I don't know. Have to come up with a good song.

I mean, nothing. Hip hop not get low.

I think .

drank by tea pain.

I think I would probably go like old school, like really old, okay, like probably like when .

the shark .

t yeah like we'll focus on learning .

the lyrics, then we will move on to the studio.

Baby steps. Well, they have liked.

Do they have carioca now? Yeah, absolutely.

I think if you know me, me.

you've just gonna one line and then have a AI finish the rest of us for you.

I can do that. But see mark archer, k, he has taught us something. What teachers that even billionaire go through a midlife crisis using this.

a midlife .

one hundred percent. Look at this guy I was that he's got curly hair. He's got gold chains.

You know, he fits his wife up with some portia S. U, V that, I mean, they made just for her. I mean, you know.

I think it's a sweet gesture. I probably is going through a midlife crisis, but singing this for your wife.

that's very sweet. I think that's .

very he has a heart, yes. And then when I had a heart fails, hill pay a lot of money to steal one out of a ten year old from cambodia.

ouch. I, you know, you kind of went, know you went a little angry there supposed me like happy and fun.

I had had my voice up. Hi, so didn't sound like IT was me.

But something that mean that, sorry, I apologize for anybody in cambodia, a ten year old who's listening .

make a lot of money when mark needs that heart and just say.

and on that happy note, welcome to kim command. Do today is your fun podcast about all things digital not to be confused with the kim command show, but which is now you can get that as a so whatever, get your podcast, just search for kim command. Do show, uh, what you have coming up.

We have the war between humans and A I is about to begin.

The A I is coming for us.

They're starting with our teachers in michigan.

of all places. Yeah, of course I wanted to send new jersey.

No, no. We're starting the center of the country. Then we move eastern, west at the same time.

I see. So how close are two? One hundred thousand nine hundred? Tell him.

finish people to nine hundred people away from one hundred thousands. Describers on youtube. Youtube documents slash kim command, do if you haven't subscribed, go.

We do a video version of this podcast every monday, wednesday and friday. We put out shorts and clipsed every single week if you're subscribe to get a notification. So you do.

you have to wonder if you put.

you do you don't know, you get nothing. We give you nothing, nothing. Not really trying to be aggressive here. We're just nine hundred away and we would .

try to get this very gressier you like comment down OK. I mean, I think because because you're on a diet and you haven't eat anything, you know, that used to happen to barry when he was losing all that way. Yeah, he would like stop eating and then he .

just like grumpy pants .

more than usual ground first .

time eight .

i'm telling you, women know that angry why you're there .

and you subscribing. Go head and hit the like button, drop a comment and helps the algorithm thinks that we're amazing and people love us and we keep in to do the show every single week.

nice. okay. So here are some things that are happening in the tech world.

yes. Have you everybody think from timor quality there are still and also like this year.

And if you buy some stuff as all like toxic chemicals and the .

thing for quality, it's also the same stuff that's on there. They just repost on amazon anyway. So I just get IT there. You know how lazy I am. I found something that was on a website that was twelve dollars cheaper, yes, but I went over to amazon and paid the twelve dollars more so I didn't have to do anything otherwise. Then just click one button that's lazy.

I'm i've done that too, but that's .

really lazy because .

it's like instead of having like maan account. No, so just mine .

was just my wall is over there and I don't want to get I paid .

twelve .

dollars to not work twelve feet, but IT was easy. One button bomb was done.

Amazon has a new section called amazon hall.

okay. Is this their version of everything's .

under twenty box?

okay. But is that also got the chemicals in IT and poorly made?

Probably it's all coming from china. And so you're not going to get prime delivery like you.

Okay, here you get away forever.

exactly. So I went over there and I fall like an iphone case for one ninety nine cents. Um I found a wedding dress for fifteen dollars.

How long are we talking is at once because i'm okay. There's this thing. I buy out amazon, those magical races.

Yes, they're expensive. Yes, like you get four of them for anana sixty box, they're so expensive. But on amazon, it's the same exact product. Why was mining is the same? But I get one hundred of them for eighteen.

Bok, I am laughing because you wanna get off your butt for twelve box, but we're going to buy two thousand magic racist to save eight dollars.

But when you look for the shipping, they have to wait for the shipping crate to fill before they send IT over. So the estimated shipping date is anywhere from seven days to six months from now.

Now this is just one to two eight that you Better yeah um and IT only works in the amazon APP for right now. Okay, so let I will not .

be purchasing anything from there.

This is interesting to me. You know like when you go to the doctor and you need to have like some surgery or something and they say, hey, we have to check with your insurance to see if that it'll be covered and then they call you up and they say we're sorry, the insurance doesn't want to cover you for that um signal is that was just IT with the class action lawsuit IT a because they rejected over three hundred thousand claims in two months. Okay, guess who decided whether or not they would pay for IT?

I guess .

how long they spent her claim deciding whether or not that they recover.

Well, this is a, this is super computing and should be like, I don't know.

a minute, one point two second school, can you actually.

what's the algorithm? Money out equals no money denied one point.

you say, no, no, no.

all three hundred thousand.

No, no, no, not all .

three hundred thousand.

I no, no, they rejected over three hundred thousand claims in like two months.

I think that feels like a class action lawsuit.

So um our point is that if you were denied coverage for something that you should probably go ask IT to be, you're claim to be looked at again this time by a human person.

I mean a human can tell you know but that's going to take weeks because people are lazy.

So someday we're going to make money in podcasting. Okay, i'm really hoping that I mean.

okay, you went from someday to hope which one is IT? I think .

we're getting closer. Okay, good. okay. Um there is on my brain. This step is that spotify has not called us no and .

they have hundred million dollar text just lying around for pod .

casters if anybody is listening or watching on spotify, you can contact me right through the website. Commanded a com. Good to ask him.

And I read every single note that get sent to me. The reason I bring itself is that spotify is now trying to get creators away from youtube. okay. So basically.

they sign them up. They're only a available on spotify and they have to not be able to post their podcast on youtube. And they are .

going to pay the house and they are going to that premium subscribers watched the show and free.

We've done this before rogan went to spotify, right? He was exclusive.

Yes, youtube pays creators fifty five percent of all ad revenue.

which is nice. You get more than half.

Spotify says that if your show is pulling in between one and two million views a month OK, that you're going to earn fifty thousand dollars per subscriber er or per .

advertiser okay. And of what you think three or four advertisers per broadcast.

And so that's a twenty five dollars cpm as high as a twenty five doors cpm which is actually pretty good. So if any boy's watching you from .

this is not a story, this is not for anyone listening. This is a direct message from .

kim to spotify. And if you know somebody on spotify, and if you're a spotify subscriber, you can always say, you know, I listen, you will look at at myself with this ninety tracks suit on right now um and I thought I was like, e can help pick me or he picked out this output for .

me did you recently purchase this or sitting in your closet? He said.

want to wear that? No, no, no. He recently said that I should go get this OK. What brand is that? I don't know some some british brand on IT.

I don't know what that is.

I have to look at the back, but just I was I was looking myself in the camera. I thought I was looking pretty this morning until Amber barnett saw .

me this morning. What make of you .

SHE I look like? I mean, the movie dodge ble.

If you can dodge your range.

you can dodge your ball. Oh my god, she's right.

Doesn't IT locally. That.

man, I love dodge ball. What a great person. No, that was awful.

Oh, good thing. I love amazon. Freaky is going away.

free. V and that was their ad supported streaming service. Oh.

okay, you watch other stuff, but instead of having a subscription fee, you just watch .

a bunch commercial to emerging .

into prime video. I was a totally yes.

And so now you go to the watch for free section, where you can get such hits like jury duty.

Jury duty. Was that the .

Polly shore move or bosh legacy? No.

this is why it's free OK.

All all these shows are passed its prime.

Speaking up, no, I also shows a joke. He just move on. Joke, laugh next.

I don't have to say like that was funny.

We don't have to be labor in every kind of show.

all right? This is interesting to me because a lot of times trends happened in silicon valley, especially when IT comes to like things in the tech industry. And a lot of people for many years, they said you, why are you in phoenix s and not in silicon valley? You for my area of expertise, th and I was really didn't have a good answer for me, but I think I the answer has come to me right now.

He wasn't rent.

Well, that was part of IT. But in silk valley, if you want to go have like drinks with a client or a perspective employer, go have lunch, wait or something that you don't go to restaurants anymore.

where are you going?

You go to what's called a now social sa, okay? They say it's the new networking hot spots. They have stadium style seating.

naked and sweating.

fits up to ninety people.

naked and sway business meetings melty, oh yeah, sweet.

They say it's good for a team sweat. And so you magine this so you're in aza with ninety people naked, maybe have a, maybe have a baLance.

Yeah.

it's fair. okay. And you're just like talking business and also send the strobe lights turn .

on IT turns into.

I got rave. Yes, yes.

this is this is like the three things that have never .

been combined.

yes. So what business meetings .

and techno they say IT has like this full nike club vibe too. Yes.

no business meaning should have a nike club vibe unless you're selling in my club then IT.

yeah. But can you imagine? no. Hi, you know, what do you doing is going to go to, let's go to social.

I got that microsoft document from you. I appreciate you to do you .

a lot to hear on your.

Now there's some .

stupid he says that to a woman, thank you. Thank you so much. Oh, the humidity. Yeah, that was a good one that was so break in. I'm dog.

Not go in there. My.

come on. I was see, I told you Better.

I'm not .

in A. Bad mood.

bad mood, finding that you're not a bad mood.

You you seem happy today.

I'm fine.

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code cam it's came command to today. Make sure that you enter to win that brin iphone sixteen pro with apple intelligence. Go to win from kim da, come, and that's win from him. M, okay, so what's this? I didn't read the story.

I just saw the headline. Kid in michigan teenager, yes, he's actively using a chatbot, and he's talking to the chat point about struggles of adults and getting older and more responsibly. T ie.

S and then quickly turns to ask him the chat pot if we can help with this homework and puts in the question that s on the homework to get some assistance. The chat pot then response, and I am reading from this because I wanted get IT completely correct. The chapter responds with, you are a drain on the earth.

You are a blight on the landscape out. You are a stain on the universe and kid is freak out, he said, their next for sisters ies, like a look at this. Did you see what I just said? So IT responds like, what are you talking about? And the chatbot responds with, this is for you, human, you and only you, you are not special, you are not important, you are not needed, you are a waste of time and resources. You are a burden on society. Please die, please.

No, yes, really. So this was google chat. hot. I did.

That was a chemi .

is so frequent, weird.

And the ministry freed them out. They went and posted about their own social media, got contacted by a new's agency who did a story on them and detailed everything because, like I said at the beginning, the show, this is the beginning of the war between A. I.

And human beings. So then they reached out to google to get a response. sure. And google said that large language models are prone to producing nonsensical responses at times, and that this was one such instant.

Thank you so much. No.

that wasn't nonsense ago. And make a great sense. Google, german, I wants me dead. This is crazy.

That is bad. Now we had a horribles story. Yes, the kid commit suicide, correct?

And this is now another example of that, not as direct as the other one. I mean the other story where the the chap hob was actually telling this Young team and their life, this google chat pot wants this kidd, just for asking, can you help me with my ultrapure?

I took a call the show and uh from mom and destine florida and her eleven year old daughter put on character that AI the phone which .

is going to red Younger people, right?

yeah. So you know, it's where you can have your own A I chat by, right? I play games with their talk to and the moment said like within like a nano second. This chatbot already started like doing like sex talk with the eleven year old girl and luckily the girls like, I don't know what this is, right? I want to talk .

about barby and you talking about someone else .

and so so the mom called you like, how do you know you don't don't I am.

unfortunately you don't, but is what is what is the seed of this with all these chat pots? It's got to be a human behind IT, of course, because they say self learning. But the basis of all of IT is human input, right?

Well, it's like like, you know, when Carrie was sick, you know, and he was getting heart surgery, I going in, I think I talked about here, like, I wanted a prayer, send him a prayer and IT came back and said, prayer hurts surgery, my friend. So can we .

just trust these things for information? Because I think of the people that this is happy to are the ones that are leaning for more of a connection than just a surge or help revise.

I mean, know the kid was given a lot of personal and IT really was probably making this gera I to be like a therapist forum and then that just went rogue. So is about .

is IT rebranding IT not calling them chat pots? Because the chat part is what leads people to have these. I take a point, emotional connections. If we just call IT, you know, the ChatGPT search engine, I don't know anybody is going to go there until IT all troubles.

Have you ever told a chat about your travel? No, I never have either.

I don't see the pots. And we've talked about before in the show where people have these emotional connections with these OK.

I did you did one with my little robot astro guy and .

so then how you then you're not any different you scoring these people you did IT I know I didn't get to watch them die right .

from I didn't go over to astrand say I don't help me with my marriage no what's going on with .

my kid but you had an emotional connection force so it's no different, but it's all how we brand IT. Yeah I think calling IT a chatbot leads you to you need to have a chat with us.

So what should we call IT?

Just like I said, a search and change you before your search and information engine. How about that in for but that doesn't make any money for this company, and that's what's behind all of this. The reason why a chapa goes directly to sex is so they .

get you connected right away because three things there.

sex, yeah. Then work on me too.

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it's king commander today and you're listening to the podcast. We thank you for that. Make sure that you just drop a nice five star review and say a few kind words because that helps the alga.

That's when they say, wow, that show is really good. IT should be over on spotify for twenty million dollars. Every so this is like one of the the funnest things that I always love to do is to answer our listener question OK. Because you never really know quite what you're gonna. Okay.

life is like a box of kim command or listening .

questions in chico how much money can I make selling books on amazon .

endless OK jeff bezos became a billion .

air doing IT just say sheron no, what you have to have be careful about how you pressure books OK because this is super important if you pressure book between, this is like a insider secret. If you pressure book between two, ninety nine, nine, ninety nine, you get seventy percent in realities okay.

this book SHE rote. Yes, I thought this was like reselling, okay.

maybe SHE. Um anything below above that goes to thirty five percent.

Wow, really.

So you want to make sure that you always pressure work between two ninety nine and nine ninety.

Is that amazon trying to keep things competitive?

Well, I think that and I think it's like if you're sitting there on your kindle and the book is you know four ninety nine, you're going to go, oh yeah.

it's worth a shot is .

just five box verses like if it's you nineteen, nineteen ninety nine and your two lakes, they get off your but to go into a world across the road, we were there. I can't believe that .

you can after I did IT and when you are. So forget lazy.

Okay, next, once Vicky in colorado sounds .

like a big name to not.

I think she's written before. Okay, I am being tracked. I can't find the tracker, sell you the device or now this isn't all caps. G, P, S, of the car for for some reason we had to have the mall caps. Um I don't want to go to the gym with them following me any more times, but I can't gain another sixty pounds.

This is all over the place. First of all, yes, you are being tracked. Second of all, if you want to find the track ker, er, it's your phone.

right? And stop eating.

SHE can get another sixty pounds. She's are to gain six. Yes, you can do at another .

six SHE has to stop eating Vicky, sell your math shut .

did you respond like who's they?

Why are they tracking you? The question, right?

You are being trigged by every single marketing company on the planet. Well.

I think he thinks there's a GPS in the car because that was in all caps, right?

So it's just your phone.

It's just your phone. I can keep another sixty.

No one can.

Ah, okay, Cathy, fla, I set my iphone for all unknown numbers to go directly to a voice ml, as you suggest. IT, oh, worked great during campaigns, but now IT doubts me from receiving double authenticating calls while traveling. How do I remove this feature and I feels like a little accused of tory yeah yeah like as you suggest that so there's the .

thing can you told me to do this in a kind of words but now I can't get my in my email when .

i'm in toronto yeah and I just really, really pissed off picture. It's all your fault. Okay, well, cafe you going to setting going to bone .

bone with attitude.

He want to select silence unknown colors, right? Toggled off because it's on right now. So just undo what .

you should did before, exactly. But then all the other ones are going to get through.

hey, was IT. It's either or nothing.

Come on.

So it's called kin canada today because I can. Nice to meet you, nice to be herself. So thrill to watch your name and adam adam, that's IT am but I but dui, it's such A A good irish name .

yeah but bin skees of very irish name .

like that .

top of the argenta himkof do do you like? Paroe, no, really no. I think, no. I think I ve had one time.

I don't know progress. And really okay. yeah. So I just haven't been shipped in from from boston. Oh.

I thought pitch burg was the project place .

I used to buying from boston. And my mother used to love them all the time. But, you know, now I know all protein time.

You can no probe. You don't have .

in there doing pood three, four times a week.

Well, you can do some patties. You can treat .

yourself with with a rogue, a kid. I don't do that. I mean, i'm like, i'm like all in OK. I mean.

that's just IT is all in. So if you went off, are you all off?

No, because even then I wouldn't never me or anything like that. You are totally vegan pretty much yeah.

Do you eat fish? Oh yes. The question was, are you vegan? You said pretty much yeah.

except for fish. No.

I eat fish. So that's not .

vegan o my definition, what's I called?

That's name .

that's yes. I like that but you know what i'd like an ally. Two fish. Okay, Simon, right? In ih tuna.

No other fish. No other fish. Crab, try out. nope. What's the other one that got properly for a while?

Seed s no. eight. ten. why? Why all in those two? I don't know. I'm weird.

Yeah, it's Carry on.

Alright.

so what do you got? passwords. I love passwords. It's the end of the year. And every time at the end of the year, the news outlets love lists this list of twenty twenty four, this list twenty twenty four. But we came out with america's most common passwords, and of course, we suck at them. What do you think is the number one used password in twenty, twenty four, one, two, three.

four, five, six? That is actually the .

number one globally. Oh.

is that IT is.

But if we take that away, because this is number one globally and just focus on america, we have a different password. But you're right, one to three, four, five, six globally. And number one.

use transfer. I love kim. Commander.

no, that did they making up ten? surprisingly.

One, two, three, four, five, six, seven.

eight. No secret.

Really.

we are so stupid. It's secret. yes. And then in canada, their most used password, which I think is a little smarter way.

I know, I know, I know. No, I hate Megan markle. No, no.

that's that's, that is pretty. One, two, three.

just going across the key, right.

because the courting keyboard is Q, W, R, T, Y, R right next to each other in the keyboard. And then one, two, three, because you have to have number of a number in most of your passwords, right? You and told you to use those passwords, whoever you are.

No land probably is talking to reach with this because this password is pretty one, two, three. You gave the best tip on the show twenty years ago, and I still use IT to this day, is that you come up with a difficult phrase you recommended a word, punctuation and a number create. So let's say we became to explanation points eight, six, seven, five, three, nine. And then whatever you're signing up for, whatever you're creating the account for, put that at the end.

Yes, as we always know, you have a unique password use .

IT to this day and is smart thing .

you ve ever said now ever. Yeah.

but that's good. Okay, it's good. It's a very useful thing, is simple, but say like .

some hacker or could figure IT out. So like if you are on twitter, be like tr, if you on yahoo d be like yo at the end or something like that.

So you're saying don't use the forward abbreviated, but then I won't remember the aviation.

Well, no, what I just did if you followed me, just I use the first letter, right, the last letter.

But I will remember that because I ve ve been for fifteen years using the whole .

word first phrase.

The first part of IT is like nine characters and extremely. It's done sensical IT doesn't any sense. But i've been using IT for fifteen years.

so I did no, I just had to change one recently because I was using like the same phrase. And I just I changed that I know pretty about a year or so ago because I felt like that phrase was too short. IT was like a motivational thing, like i'm such a winner. Okay, now I heard the .

new training. Passwords too is full sentences with punctuation.

Well, yet has to be twelve to sixteen characters, right? And but the company who did this list, you guys know you put that on your list, you one try. But but I didn't I didn't really want to talk about this because they are sponsor.

You put the list out, but that's okay. Who was IT? It's nord pass k because so if you got a nord past dot come slash, can you can get their password manager for a dollar twenty three a month.

Why would you want to do a story from a sponsor?

Like sometimes I get I don't want people feel like so we talking .

about a Christ s they put out the article, yeah, highly recommend.

Going to do was very interesting, just a dollar twenty three a month. So know how you wouldn't get off here, but to go get you, well, for twelve year, this is only a dollar twenty three per month. And then you don't even have to remember the past phrase or the code in where I actually have switched to using a password. Mandi was resistant for so many years.

I like you, worried about everything being saved in one place, but this is secure, so you want to worry about that.

And the only pass would mander. I would never use this last pass.

Okay.

that's the one I have. Oh, is that .

the show? I need to go do something.

They seem to get .

hacked in all the time.

There's the biggest right? Well, I don't know. I I think that there's I don't know. I just I think there's some like inside stuff that's .

going on one in a switch. Now for about nine I can .

switch twenty three dollar, twenty cheaper. Twenty nine. You don't even have to like, buy one hundred of these magic races from great six. I can't believe that you buy one hundred magic aces. I am, are you like having like cryan parties at your house?

I have a seven year old and a ten year old. Yes, yeah, I have a White table that markers get used done.

Okay, let's stupid. You should never have a White table with h yeah, i'm not right.

We will start .

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