cover of episode Should I Borrow Against My Investments to Buy a House?

Should I Borrow Against My Investments to Buy a House?

2023/9/6
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Retirement Answer Man

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Shownotes Transcript

Did you know that there is another way to borrow money to purchase a home that is not a mortgage? Larry is thinking about using a securities-based line of credit against his after-tax investment account to borrow to buy a house. Discover my opinion on this optimization question on this episode of Retirement Answer Man.

Listen in to also hear my August reads and learn about the importance of protein to keep strong as you age. Press play now. OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN BOOKS I READ IN AUGUST 

  • [2:58] The Wager
  • [6:02] American Prometheus
  • [7:12] Outlive
  • [9:09] The Courage to Be Disliked
  • [10:06] The Big Short

LISTENER QUESTIONS 

  • [11:14] Should Larry use an after-tax investment account to borrow to buy a house?
  • [21:33] Jennifer wants to hear more about pretirement
  • [26:25] How to get the Roth clock ticking when you don’t qualify for a Roth
  • [28:18] On discussing faith in the RRC
  • [29:20] The costs of alcohol
  • [30:12] Richard’s thank you on 500 episodes
  • [31:34] Do the same (golden) rules apply to Roth 401Ks as Roth IRAs

BRING IT ON WITH DR. BOBBY DUBOIS 

  • [35:30] Building energy using protein powder
  • [41:00] How much protein people really need
  • [44:02] Negatives of too much protein
  • [48:12] Do people get enough protein?
  • [50:06] More on protein supplements
  • [57:55] How to ensure you are getting enough protein

TODAY’S SMART SPRINT SEGMENT 

  • [59:01] Keep a captain’s log

Resources Mentioned In This Episode BOOK - American Prometheus) by Kai BirdBOOK - Outlive) by Peter AttiaBOOK - The Wager) by David GrannBOOK - The Courage to be Disliked) by Ichiro KishimiBOOK - The Big Short) by Michael LewisEpisode 502 - Should I Realign My 401K Now That I'm Retired? (with Kevin Lyles))Episode 500 - 500 Episodes and Still Rocking)A few episodes in which we discuss retirement -  183), 214), 244), 324), 430) Rock Retirement Club)Roger’s YouTube Channel - Roger That)BOOK - *Rock Retirement *) by Roger WhitneyRoger’s Retirement Learning Center)