cover of episode Mortgage Rates Fall: Should You Buy or Refinance?

Mortgage Rates Fall: Should You Buy or Refinance?

2025/3/8
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Justin Klein
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我观察到30年期抵押贷款平均利率已从去年的7.22%降至目前的6.65%,虽然有所下降,但幅度不大。我认为未来利率还会下降,但不会大幅下降,今年可能降至6%或5.5%。 至于再融资,只有当利率差至少达到50个基点时,才能抵消相关成本。目前大多数人的利率都在6%以下,短期内不太可能改变。 至于购房,我不建议仅仅因为利率下降就买房。购房决策应该基于你的生活方式、财务状况和住房需求,而不是仅仅关注利率。你需要考虑月供、收入稳定性以及房屋是否满足你的需求。不要指望房价会大幅下跌,因为这不太可能发生。

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With mortgage rates decreasing for various loan types, potential homebuyers might find more favorable conditions for purchasing and current homeowners should carefully evaluate their circumstances.

Today's Stocks & Topics: TTD - Trade Desk Inc. Cl A, CRWD - CrowdStrike Holdings Inc. Cl A, Market Wrap, Mortgage Rates Fall: Should You Buy or Refinance, VZ - Verizon Communications Inc., T - MUST-Mobile US Inc., T - AT&T Inc., Sectors, Key Benchmark Numbers: Treasury Yields, Gold, Silver, Oil and Gasoline, EQT - EQT Corp., 401k as a Rainy-Day Fund, VGK - Vanguard FTSE Europe ETF, GPRK - GeoPark Ltd., Department of Government Efficiency – DOGE.

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