Decades of research have given way to a parade of set-it-and-forget-it product launches, especially exchange-traded funds. Today's Stocks & Topics: E.B.I.T.DA. - Earnings Before Interest, Taxes, Depreciation and Amortization, RCL - Royal Caribbean Cruises Ltd., T - AT&T Inc., NVDA - NVIDIA Corp., 529-Plan, NTRI - Nutrisystem Inc., EFU - ProShares Ultra Short MSCI EAFE. Advertising Inquiries: https://redcircle.com/brands)Privacy & Opt-Out: https://redcircle.com/privacy)