cover of episode Marriage, Kids and Money Hacks with Andy Hill

Marriage, Kids and Money Hacks with Andy Hill

2021/8/11
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All the Hacks with Chris Hutchins

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Andy Hill: 本期节目讨论了婚姻、孩子和金钱管理的技巧,包括如何结合财务、教育孩子理财以及在金钱方面与配偶达成一致。他们分享了自身经验,从负债5万美元到10年内还清抵押贷款并积累超过百万美元的净资产。Andy Hill强调,夫妻双方即使结为夫妻,在金钱观念和目标上也可能存在差异,需要通过沟通来解决。婚姻需要持续的努力和适应变化,不能停滞不前。理解伴侣的财务观念根源于他们的成长经历和家庭背景至关重要。在处理财务问题时,应设身处地为伴侣着想,理解他们的立场和感受。在恋爱或订婚阶段,就应该就未来的目标、愿望和财务状况进行坦诚沟通。在婚姻关系中,除了了解彼此的收入和储蓄外,还应了解彼此的职业规划和未来目标。为了保持良好的夫妻关系,应优先安排时间进行沟通,避免因为缺乏沟通而导致争吵。为了让谈论财务预算更有乐趣,可以尝试举办“预算派对”,并根据生活阶段调整沟通方式和地点。在偿还抵押贷款的问题上,并非总是要追求经济上的最佳选择,也需要考虑情感因素和家庭目标。即使经济状况良好,夫妻之间也可能因为对金钱的使用方式存在分歧而发生争吵。寻求婚姻咨询可以帮助夫妻更好地沟通和理解彼此,从而解决财务方面的分歧。在婚姻中遇到问题时,应该坦诚地告诉孩子,并向他们展示解决问题的过程。夫妻双方是否合并财务是个人选择,没有绝对正确的方法,可以根据自身情况选择不同的方式。了解伴侣的爱情语言,并用他们喜欢的方式表达爱意,可以增进夫妻感情。他们通过控制生活支出和持续投资,在不到10年的时间里积累超过百万美元的净资产。 Chris Hutchins: Chris Hutchins作为主持人,引导Andy Hill分享了关于婚姻、孩子和金钱管理的经验和建议,并就一些具体问题与Andy Hill进行了深入探讨,例如如何与伴侣沟通财务问题、如何教育孩子理财以及如何平衡个人储蓄和子女教育支出等。他与Andy Hill分享了自身经验,并就一些具体问题提出了自己的看法。

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Andy Hill discusses common misconceptions about money in relationships, emphasizing that being a couple doesn't mean sharing the same financial mindset or goals.

Shownotes Transcript

#15: Andy Hill joins Chris to discuss all the marriage, kids and money hacks. They discuss combining finances, teaching your kids about money, and how to get on the same page with your spouse when it comes to money.

Andy Hill (@andyhillmkm)) is the founder of the award-winning podcast and blog Marriage, Kids, and Money). He and wife Nicole started out their money journey with $50K in debt and paid it off in less than a year. In the next 10 years, they paid off their mortgage and built their net worth to more than a million dollars.

Full show notes available at: https://www.allthehacks.com/marriage-kids-money-andy-hill)

 

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Resources Mentioned

Connect with Andy Hill: Twitter) | LinkedIn)

Marriage, Kids, and Money: Website) | Podcast) | YouTube)

Book Recommendations: Family Board Meeting) | Everybody Fights)

 

Full Show Notes

(00:42) Who Is Andy Hill?

(01:52) Two Common Misconceptions When It Comes to Relationships and Money

(04:04) Finding an Approach to Money That Works for Both of You (Speaking Each Other’s Money Language)

(07:54) Beginner Money Questions You Should Be Asking Early in the Relationship

(09:49) Advanced Money Questions to Ask in a Serious Relationship

(13:06) How to Make Time to Talk About Money in a Relationship? (Budget Party and More)

(15:56) How Andy Hill Paid Off His Entire Mortgage in 5 Years AND Saved Money

(20:07) Reasons You and Your Partner Might Fight About Money

(23:34) How to Act When You and Your Significant Other Have Money Fights

(24:49) Should You Combine Finances in Your Marriage (And Different Ways to Combine)?

(29:40) Non-Financial Relationship Hacks (Love Languages)

(33:52) How Did Andy Hill Pay Off All His Debt and Saved $1MM in Less Than 10 Years?

(37:22) How Much Money Does Raising a Child Actually Cost?

(39:08) How Do You Balance Saving for Yourself with Saving for Your Kids?

(43:45) Practical Ways to Help Your Kids Understand Money

(47:05) Why Just Giving Your Kids Money Is Not Enough (Helping Kids Avoid Mindless Spending)

(49:10) Why It's Important to Learn How Your Kids Like to Be Loved

(51:07) Understanding How Your Family Likes to Fight and Resolve Things

(54:15) How Did Andy Hill Become the Marriage, Kids, and Money Guy?

(57:04) How to Connect With Andy Hill

 

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