0% Down on Investment Properties? Creative Financing with Bishoy Habib
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When it comes to real estate investing, there isn’t just one way to approach it. Many novice investors assume they need a mortgage to buy a property, but there are dozens of ways to structure deals—some of which require little to no money upfront. In this episode, we sit down with Bishoy Habib, a real estate and business attorney with over a dozen years of experience. Having represented real estate developers, investors, and financial institutions in over 1,000 complex transactions totaling $12 billion, Bishoy shares his insights on creative deal structuring. We dive into seller financing and subject-to transactions—two creative real estate strategies that have gained popularity in recent years, especially with rising interest rates. Bishoy walks us through how these deals work, the risks involved, and how to protect both buyers and sellers. If you’re interested in expanding your real estate investing knowledge beyond traditional financing, this episode is a must-listen! 🌍 What You'll Learn: ✔️ Why creative deal structuring is crucial in today’s market ✔️ How seller financing works and its benefits ✔️ The rise of subject-to transactions and how they function ✔️ Risks involved in these strategies and how to mitigate them ✔️ Legal insights on structuring these deals safely ⏳ Timestamps: 00:00 - Introduction to creative real estate investing 01:45 - Meet Bishoy Habib: Real estate attorney with $12B in transactions 04:30 - Why creative deal structuring is essential today 07:15 - What is seller financing and how does it work? 12:40 - Understanding subject-to transactions 18:30 - Risks and legal considerations of subject-to deals 24:00 - Protecting buyers and sellers in creative real estate deals 30:00 - The importance of having your own attorney 35:15 - How Bishoy helps clients and where to connect with him 🌐 Follow Us Online: Website: https://sparkrental.com Instagram: https://www.instagram.com/sparkrental Facebook: https://www.facebook.com/sparkrental 💼 About Our Channel: Welcome to SparkRental! We help busy professionals invest in real estate passively without becoming landlords. From syndication insights to productivity hacks, we cover everything you need to build wealth while buying back your time. Subscribe for expert interviews, actionable tips, and exclusive resources!