Wharton FinTech President Uday Seth interviews Phin Upham, Wharton MBA and PhD alumnus and principal at Thiel Capital. Phin has spent the last 8 years at Thiel Capital working on investments in the specialty finance and financial technology space. He has extensively researched disruption in the banking sector. The main theme of this interview is the “unbundling” of banks and the disaggregation they face. The views expressed in this podcast are Phin's; they do not represent the views of Thiel Capital.