23: From Dave Ramsey Disciple to No-Money-Down Real Estate Investor with Sarah Brandenberger
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Interested in real estate investing... but wary of taking on debt?

That's the situation Sarah Brandenberger found herself in, and today shares her journey from a staunchly anti-debt "penny pincher" to a creative financier raising** private money!**

Sarah also gives us the goods on portfolio loans – including a ninja tip that allowed her to tap the equity in multiple properties and use those funds to take advantage of a smokin' deal. You'll learn **what documents to bring **when asking for a loan – whether you're meeting with a bank or a private individual. And Felipe throws in a Home Depot shopping hack for good measure.

Give Sarah a follow on Instagram (@nerdsguidetoFI) and let her know what you thought of this episode... and share this episode with a friend or family member who would find it inspiring.

In This Episode We Cover:

• How Sarah changed her mindset about "good debt"

• 15-year vs. 30-year mortgages

• The data and documents she shares with potential lenders

• House hacking by turning her basement into a rental

• Unlocking "the power of a cash offer" with private money

• Tapping the equity on multiple properties at once

• The loan that's invisible to other banks

Using checklists to estimate rehab costs (even when you're brand new)

• Using Avail to manager her rentals

• And SO much more!

Links from the Show

• Real Estate Rookie Facebook Group)

• Felipe's Instagram)

• Ashley's Instagram)

• BiggerPockets Podcast)

• Cozy)

• Zillow)

• Buildium)

• Dave Ramsey)

• Mr. Money Mustache)

• Madfientist)

• Paula Pant)

• Stealthy Rich)

• BiggerPockets Forums)

• Rookie Podcast 01: From 4 Years of Analysis Paralysis to 4 Cash-Flowing Properties with Lauren and Kyle Clugston)

• The Home Depot)

• Avail)

• Rentals to Wealth)

• Investor Girl Brit)

• Real Estate Old School)

Check the full show notes here: http://biggerpockets.com/rookie23)

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