Richard Turrin is the international best-selling author of "Cashless". He is a top global fintech influencer, previously heading fintech teams at IBM. A former investment banker of 20 years, he is an expert on finance, technology and AI. Today we discuss the digital yuan (CBDC). We talk about data and privacy, the truth of credit card networks, financial inclusion, crypto currency, tech companies, payment apps and social credit. Don't forget to leave a rating and subscribe! Add us on WeChat: THD_Official Email: [email protected] Instagram: thehonestdrink_ Find us on: Apple, Spotify, 喜马拉雅, 小宇宙, 网易云音乐, Bilibili, YouTube...