cover of episode Dividend Stocks: 5 Reasons to Stay Away

Dividend Stocks: 5 Reasons to Stay Away

2018/7/3
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Stay Wealthy Retirement Podcast
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People
J
John
一位专注于跨境资本市场、并购和公司治理的资深律师。
T
Taylor Schulte
创立Stay Wealthy和Define Financial，专注于无佣金退休规划和财务教育。
Topics
Taylor Schulte: 本期节目探讨了派息股票的优缺点，并提出了总回报投资作为替代方案。Taylor Schulte 认为，派息股票虽然表面上看起来有吸引力，但从长期来看，其表现往往不如其他低成本策略，例如价值投资。此外，派息股票的成本较高，缺乏多元化，容易追逐市场表现，并且会面临双重征税的问题。总回报投资策略则允许投资者从多元化的投资组合中提取资金，从而获得收入，同时保持投资组合的多元化，并更灵活地管理税收。 John: John 在节目中解释了股息的含义，并补充了 Taylor Schulte 的观点。他指出，公司可以通过派息、股票回购和再投资三种方式将资金返还给股东。他还强调了价值投资策略的重要性，以及在利率上升时期，高收益派息股票的表现往往不如大盘。此外，John 还指出，专注于派息投资会导致投资者忽略成本控制的重要性，并且只投资派息股票会降低投资组合的多元化程度。 John: John 详细解释了股息的含义，以及公司如何通过股息、股票回购和再投资三种方式将资金返还给股东。他还补充说明了股票回购相较于派息在税务方面的优势，并建议投资者将派息股票放在税收递延账户中。此外，John 还强调了总回报投资策略的灵活性和优势，指出其可以帮助投资者更好地管理税收，并根据自身需求调整投资策略。

Deep Dive

Chapters
The episode begins by explaining what a dividend is and why people are attracted to dividend-paying stocks, including the emotional appeal and the need for income.

Shownotes Transcript

Search "dividend stocks" and Google will return over fifty million results in less than half of a second.

Dividend stocks have long been referred to as a solid investment strategy. Not because of their historical performance or tax efficiency but because they tell a good story.

Unfortunately, when you really dig down into the numbers and compare dividend investing to the alternatives, the story falls apart.

In today’s episode, we’re going to take a deep dive into the world of dividend-paying stocks and what you should be thinking about by exploring:

  • What a dividend is
  • Why people gravitate towards dividend paying stocks
  • 5 reasons most people should avoid dividend paying stocks
  • Alternative ways to create more value and income in your portfolio through Total Return Investing

If you want to better understand dividends and learn about the right way to generate income with your portfolio, you’re going to want to listen to all of today’s episode.

Show notes: www.youstaywealthy.com/25) 

DISCLAIMER: This podcast is for informational and entertainment purposes only and should not be relied upon as a basis for investment decisions. This podcast is not engaged in rendering legal, financial, or other professional services.