cover of episode 164. “I stress over money—but we’re seeing Taylor Swift in France tomorrow”

164. “I stress over money—but we’re seeing Taylor Swift in France tomorrow”

2024/7/9
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I Will Teach You To Be Rich
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R
Ramit Sethi
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Steve
以深入的技术见解和长期的内容创作影响力，成为PC硬件和游戏社区中的重要人物。
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Taylor
Topics
Taylor：长期以来，Steve 在财务决策中缺乏担当，仅仅是'搭便车'。她希望 Steve 能够积极参与，为家庭的未来做出更多贡献，例如共同买房、养育孩子等。她已经取得了事业上的成功，但希望 Steve 也能有所作为，而不是依赖于她的收入。她感到自己像是在独自承担所有责任，这让她感到疲惫和沮丧。 Steve：他承认自己对目前的职业现状不满意，但缺乏改变的动力和紧迫感。他热衷于信用卡积分奖励计划，并将其视为一种掌控感和免费旅行的方式，这让他暂时忽略了财务上的不稳定性。他承认自己需要做出改变，但缺乏明确的目标和行动计划。他希望能够在财务上为家庭做出更多贡献，但同时又担心改变现状的难度。 Taylor：她希望 Steve 能够在财务决策中扮演更积极的角色，而不是仅仅“搭便车”。她已经取得了事业上的成功，并希望 Steve 也能有所作为，而不是依赖于她的收入。她感到自己像是在独自承担所有责任，这让她感到疲惫和沮丧。她希望 Steve 能够为买房做出经济贡献，并设定了明确的界限，例如，除非 Steve 的收入达到一定水平，否则她不会去日本旅行。她决定不再干涉 Steve 的行为，而是让他自己承担责任，并设定了相应的惩罚措施，例如，如果 Steve 错过每周五的汇报，她将独自度过一天，并要求 Steve 偿还部分欠款。 Steve：他承认自己对目前的职业现状不满意，但缺乏改变的动力和紧迫感。他热衷于信用卡积分奖励计划，并将其视为一种掌控感和免费旅行的方式，这让他暂时忽略了财务上的不稳定性。他承认自己需要做出改变，但缺乏明确的目标和行动计划。他希望能够在财务上为家庭做出更多贡献，但同时又担心改变现状的难度。他计划停止积分奖励计划，专注于增加收入，并努力改善他们的财务状况。

Deep Dive

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The episode begins with an announcement about a new book on financial management for couples, emphasizing the importance of aligning financial goals and strategies within a relationship.

Shownotes Transcript

Taylor is 39 and Steve is 42. They're married and live in New York City. Steve lost his job years ago, but has coasted without getting serious about his career. Taylor’s done the opposite—and now she’s ready to buy a home. Does Steve have what it takes to make a change for their future?

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Links mentioned in this episode

• Sign up for my free "How to build a second income stream" webinar on July 15th)

• “We panic over money—but spend $84K/year on travel and shopping” #162)

• “Our gas is about to get shut off, but I refuse to sell any of my 7 cars” #151) 

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If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here).

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