cover of episode 133. "She has $7k in cc debt—just 3 months after I paid it off for her" (Part 1)

133. "She has $7k in cc debt—just 3 months after I paid it off for her" (Part 1)

2023/12/5
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I Will Teach You To Be Rich

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People
B
Becky
早期Macintosh用户群体的活跃参与者和技术贡献者。
D
Dustin
R
Ramit Sethi
Topics
Ramit Sethi: 本期节目探讨了夫妻在财务规划和关系发展方面的挑战,特别是信用卡债务对关系的影响。Ramit Sethi 分享了他即将出版的新书《Money for Couples》,旨在帮助夫妻在财务方面达成共识。他还强调了坦诚沟通和积极情感表达的重要性。 Becky: Becky 对 Dustin 的财务决策和缺乏共同目标感到不满,认为 Dustin 对她不够重视,并且她为这段关系付出了很多,却得不到相应的回报。她坦诚地承认自己曾经负债累累,并解释了她再次陷入信用卡债务的原因,包括旅行、派对和一些意外支出。她还反思了自己在财务管理方面的不足,并意识到自己的消费习惯与母亲相似。 Dustin: Dustin 对 Becky 持续使用信用卡且未按时还款感到不满,认为这阻碍了他们的关系发展。他解释了他帮助 Becky 还清信用卡债务的初衷,以及他为这段关系付出的努力。他坦诚地承认自己不擅长表达情感,并对 Becky 的财务状况表示担忧。他希望 Becky 能够更加坦诚地沟通,并共同努力解决财务问题。 Ramit Sethi: 本期节目深入探讨了夫妻财务问题对关系的影响,并分析了Becky和Dustin的财务状况,指出他们之间存在严重的沟通障碍和财务管理问题。Ramit Sethi 帮助他们理清了财务状况,并引导他们进行更深入的沟通,最终促使他们互相表达了积极的情感,并对未来关系发展有了新的认识。 Becky: Becky 意识到自己没有意识到信用卡透支行为会影响 Dustin 对这段关系的承诺,并解释了她对自身财务状况的担忧,以及她对 Dustin 不会和她结婚的恐惧。她反思了自己的消费习惯,并承诺会更加坦诚地沟通。 Dustin: Dustin 意识到自己对 Becky 的支持和帮助,以及他为这段关系付出的努力。他表达了他对 Becky 的信心和希望,并希望能够与 Becky 共同努力解决财务问题。

Deep Dive

Chapters
Ramit announces his new book 'Money for Couples' and discusses the importance of combining finances in a relationship, using prompts to help envision a rich life together.

Shownotes Transcript

Becki is 42, Dustin is 36. Becki moved to North Caroline from California two years ago, into Dustin’s house but is feeling disconnected from her family, like the space is still his, not shared. Her troubling credit card history keeps them from getting married and building a future together.

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Links mentioned in this episode

**Connect with Ramit**

If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here).

Produced by Crate Media).