cover of episode 132. “We’re $520k in debt—and he hid it from me”

132. “We’re $520k in debt—and he hid it from me”

2023/11/28
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I Will Teach You To Be Rich
AI Deep Dive AI Chapters Transcript
People
A
Aldo
C
Cassandra
R
Ramit Sethi
Topics
Ramit Sethi：本书旨在帮助夫妻双方在财务上达成一致，并提供具体的财务规划建议，包括如何沟通、如何教育孩子理财等。他还批评了那些不阅读他的书，却寻求财务建议的人，并建议他们阅读他的书《I Will Teach You To Be Rich》来改善财务状况。他还强调了深入了解财务状况的重要性，以及人们容易忽视财务问题的原因，并指出大多数人对金钱并不理性，容易忽视财务问题。 Cassandra：她和Aldo负债累累，她对此毫不知情，感到震惊和害怕。她对财务问题缺乏了解，并依赖Aldo处理所有财务事宜。她对Aldo隐瞒债务感到失望，并对自己的财务状况缺乏了解表示后悔。她还担心他们无法在短期内还清债务，并对未来感到担忧。 Aldo：他试图隐瞒债务，因为他不想让Cassandra承受压力，但最终导致问题恶化。他童年时期家庭财务状况不稳定，这影响了他的财务观念。他为了保护Cassandra免受财务压力，独自承担了所有财务责任，但这导致了问题恶化。他承认自己对金钱管理不善，并对自己的行为表示后悔。 Ramit Sethi：他分析了Cassandra和Aldo财务问题的根源，指出他们对生活的期望与现实脱节，容易导致财务问题。他还批评了那些不计算房屋装修成本的人，并指出很多人在订阅服务上花费过多，而没有意识到。他还批评了那些为了积分而背负高额信用卡债务的人。他建议Cassandra和Aldo制定一个更激进的还款计划，并强调改变消费习惯和制定还款计划的重要性。他建议他们停止使用信用卡，并控制日常开支。他还建议他们使用债务还款计算器来制定还款计划，并指出快速还清债务的方法并不存在。

Deep Dive

Chapters
Cassandra and Aldo discuss the shock of discovering their significant debt, the hidden credit card balances, and the impact of ignoring their financial situation.

Shownotes Transcript

Cassandra, 40, and Aldo, 41, discovered Ramit on Netflix—which quickly led to Cassandra discovering the gruesome details of their debt. His goal was to shield her from stress. What he’s done instead is hide incalculable credit card balances, lose thousands on meme stocks, and so much more.

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If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here).

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