cover of episode 131. “We’re worth $5.5M but I feel like it doesn’t belong to me”

131. “We’re worth $5.5M but I feel like it doesn’t belong to me”

2023/11/21
logo of podcast I Will Teach You To Be Rich

I Will Teach You To Be Rich
AI Deep Dive AI Chapters Transcript
People
M
Matt
无足够信息构建一句话概述
R
Ramit Sethi
R
Ruane
Topics
Matt: 拥有550万净资产，但与妻子Ruane的关系因金钱和养育子女的压力而疏远。他认为高质量的相处时间比财富更重要，但同时也担心妻子离开并带走一半财产。他承认在婚前曾说过‘我的钱是我的钱，你的钱是你的钱’，这给Ruane带来了伤害，也影响了他们后来的财务管理方式。他喜欢投资，对金钱风险承受能力较高，而Ruane则比较谨慎。他试图通过财务报表向Ruane解释财务状况，但效果不佳。他希望改善与妻子的关系，并愿意为此做出改变，例如增加“免罪消费”支出，并定期安排二人约会时间。 Ruane: 拥有550万净资产，但对家庭财务缺乏控制感，认为自己对家庭的贡献没有得到充分认可，因为很多家务劳动难以量化。她对Matt婚前提出的金钱观感到受伤，认为这表明他不信任她。她担心投资会占用他们相处的时间，并对管理投资房产感到压力。她希望能够与Matt有更多高质量的相处时间，并愿意为此做出努力，例如改变自己的金钱观念，将部分收入存入储蓄账户，并开始关注自己的需求。 Ramit Sethi: 作为理财专家，Ramit Sethi 指出这对夫妻拥有巨额财富，却在一些琐事上纠结，例如洗衣、购物等，这阻碍了他们享受生活和增进感情。他建议他们应该利用财富来购买时间，例如雇佣保姆、家政服务等，从而拥有更多高质量的相处时间。他还建议他们进行夫妻治疗，以改善沟通和解决潜在的矛盾。他强调积累财富的目的是为了享受生活，而不是为了单纯地积累财富。

Deep Dive

Chapters
Matt and Ruan discuss their feelings about their substantial net worth and the impact it has on their relationship and personal identity.

Shownotes Transcript

Matt is 40 and Ruane is 38. They have two kids and live in Toronto. They’ve done incredibly well for themselves, with an eye-popping net worth of $5,500,000—but lingering anxiety about money and the overwhelming responsibilities of parenthood have driven them apart.

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