cover of episode 116. “She manages the money. I ignore it. What’s the problem?”

116. “She manages the money. I ignore it. What’s the problem?”

2023/8/8
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AI Deep Dive AI Chapters Transcript
People
C
Carrie
R
Ramit Sethi
T
Taylor
Topics
Carrie：长期以来，Taylor 对财务漠不关心，导致她独自承担所有财务责任，感到非常不公平。她希望与 Taylor 进行坦诚的财务沟通，共同规划未来。她尝试过各种方法让 Taylor 参与到财务规划中，但都被拒绝了。她对 Taylor 的潜力充满信心，但希望他在财务方面也能展现出同样的潜力。她不想扮演母亲的角色，来指导 Taylor 如何处理财务问题。她希望 Taylor 能成为她平等的伴侣，共同参与重要的决策。她认为成功的标志是 Taylor 能够主动承担财务责任。 Taylor：他承认自己应该在财务沟通方面做得更好，并为 Carrie 的感受感到难过。他意识到自己还有很多东西需要学习，并享受与 Carrie 共同规划财务的时刻。他年轻时对金钱的态度是“及时行乐”，这与他成长过程中家庭很少讨论金钱有关。亲人的离世加剧了他“及时行乐”的消费观念。他计划在财务方面做得更好，成为 Carrie 平等的伴侣。他希望与 Carrie 达成共识，共同承担责任。 Ramit Sethi：金钱与个人的情感经历密切相关，理财规划需要双方共同参与。Carrie 和 Taylor 都受到内心声音的影响，导致他们之间的沟通存在障碍。他们应该在尊重传统价值观的同时，积极规划自己的未来。Taylor 的行为模式与其成长环境有关，这并非完全错误，只是与 Carrie 的期望不符。问题的关键在于 Taylor 无意识的生活图景与 Carrie 的期望不符。建议 Carrie 和 Taylor 寻求专业人士的帮助，以改善沟通和解决财务问题。这次沟通的目的是帮助他们更好地了解自身，而非提供具体的解决方案。

Deep Dive

Chapters
Carrie and Taylor discuss Taylor's reluctance to engage in financial management, despite Carrie's efforts to include him. Taylor's upbringing and comfort with the current dynamic are highlighted as barriers.

Shownotes Transcript

Carrie and Taylor are both 33, unmarried with no kids, earning good incomes in the Nashville area. Their CSP checks out—Carrie does a great job managing their money—but she’s no longer willing to do it alone. Taylor’s upbringing taught him to ignore it. Can he be convinced to change his ways?

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