cover of episode Winning With Money Is 80% Behavior

Winning With Money Is 80% Behavior

2024/1/9
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The Ramsey Show

AI Deep Dive AI Chapters Transcript
People
D
Dave Ramsey
帮助数百万人摆脱债务和实现财务自由的著名个人财务专家。
G
George Kamel
从负净值到百万富翁的个人财务专家,通过播客和书籍帮助人们管理财务。
Topics
Dave Ramsey认为,给予成年子女经济帮助不应导致他们产生依赖感。他认为,权利感源于子女自身的态度,而非父母的资助。他建议父母在提供帮助的同时,要明确表示这只是一次性的行为,避免子女产生不合理的期望。同时,他也提到,可以将经济帮助与子女的行为表现挂钩,例如,只有在子女不负债的情况下才能继续获得资助。他以Ramsey Family Foundation为例,说明这种做法的可行性。他强调,父母的责任是培养子女的良好品格,而不是满足他们不合理的物质需求。

Deep Dive

Chapters
Parents discuss how to help their adult children without creating a sense of entitlement, emphasizing the importance of character over financial gifts.

Shownotes Transcript

Dave Ramsey & George Kamel answer your questions and discuss:

  • "How can we best bless our kids?"

  • "Should we sell our home when we move?"

  • "How should we handle estate planning?"

  • "How do I prepare to buy a house?"

  • "Covering medical bills while paying off debt,"

  • The difference between gross and net income,

  • "Can we afford to buy a house?"

  • "How much should we be spending?"

  • "What tax deductions should I look for?"

  • "How do we clean up our financial mess?"

  • "How can I sell my car?"

  • "What should we do with extra money?"

  • "How should we use a life insurance payout?"

  • "Sell our house and move to pay off debt?"

  • "How can I best help my mom?"

  • Why you should ride the investing rollercoaster.

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