cover of episode The Borrower Is Always Slave to the Lender

The Borrower Is Always Slave to the Lender

2024/10/18
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Nicole:讲述了与朋友之间因借款3000美元而产生的纠纷,朋友去世后,希望了解是否还有追回欠款的可能性,以及后续的处理方法。她详细描述了借款过程、朋友违约的情况、以及两人最后一次不愉快的谈话。她还提到了朋友拥有房产,并询问这是否会影响到债务的追讨。 Ken和Jade:表达了对Nicole朋友去世的惋惜,并建议她放弃追讨剩余欠款。他们认为,考虑到朋友去世以及之前因借款产生的不愉快,继续追讨欠款不合适,而且追讨的成本和时间可能远超欠款金额。他们强调,这不是对Nicole的指责,而是基于客观情况的建议。 Ken和Jade:分析了Nicole的财务状况,指出她可能因为财务压力而导致判断失误。他们建议Nicole关注自身的财务状况,并为其提供免费的财务咨询服务。

Deep Dive

Chapters
Nicole faces a difficult situation where a friend who passed away owed her money. The hosts discuss the emotional and financial implications of this scenario.
  • Nicole loaned her friend $3,000, which was partially repaid before the friend's death.
  • The hosts advise letting go of the remaining debt due to the emotional toll and potential lack of legal recourse.
  • This situation highlights the complexities of lending money to friends and the importance of considering emotional and financial well-being.

Shownotes Transcript

📱Watch the full episode for free in the Ramsey Network app.)

Ken Coleman & Jade Warshaw answer your questions and discuss:

  • "I loaned my friend $3k then she passed away..."

  • "I have nothing in savings but I need a car

  • "How can I make a living in a difficult industry?"

  • "My dad wants me to take out a business loan,"

  • "We're tired of living paycheck-to-paycheck"

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