cover of episode Personal Finance Is 20% Knowledge, 80% Behavior

Personal Finance Is 20% Knowledge, 80% Behavior

2023/11/27
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People
C
Caden
C
Christopher
参与了Camerosity Podcast的第80集，讨论了1980年代的摄影设备和摄影技术。
D
Dusty
G
Gabe
G
George Campbell
J
Jackie
J
John
一位专注于跨境资本市场、并购和公司治理的资深律师。
J
John Deloney
以真实和同情心著称的播客主持人和心理咨询师，专注于关系和心理健康挑战。
L
Liv
L
Lonnie
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Sky
S
Steve
以深入的技术见解和长期的内容创作影响力，成为PC硬件和游戏社区中的重要人物。
Topics
Lonnie：讲述了23岁的继子依靠丈夫支付所有生活费用，并且毕业后也不打算工作，只想过着依赖丈夫的生活。她感到非常愤怒和沮丧，认为丈夫的这种做法纵容了继子的不成熟和缺乏责任感，并试图与丈夫沟通，但丈夫以'这是我的钱，我可以随心所欲'回应，使得沟通陷入僵局。 John Deloney：同意妻子的观点，认为丈夫的资助方式变成了对继子的诅咒，缺乏责任感，导致继子没有动力去工作和承担责任。 George Campbell：指出问题的核心在于丈夫和继子之间的关系，而不是继子本身。他认为丈夫的行为是试图用金钱买来儿子的爱，而非真正的父子关系。他建议妻子应该与丈夫沟通，表达自己的感受和担忧，而不是只责备继子。他还建议丈夫需要与儿子设定新的界限和规则，让儿子学会独立和承担责任。夫妻之间应该共同理财，妻子有权参与决策。夫妻关系应该建立在共同努力和互相支持的基础上，而不是各自为政。 Lonnie：表达了对丈夫行为的担忧，认为丈夫的行为是在纵容继子的不成熟，并试图与丈夫沟通，但沟通效果不佳。 John Deloney：强调了丈夫行为的负面影响，并建议妻子应该与丈夫进行坦诚的沟通，表达自己的担忧和不满。 George Campbell：分析了丈夫和继子之间关系的本质，并建议丈夫应该与儿子进行坦诚的沟通，设定新的界限和规则，让儿子学会独立和承担责任。同时，他也建议夫妻之间应该共同理财，妻子有权参与决策，并强调了夫妻关系的重要性。

Deep Dive

Chapters
Lonnie discusses her stepson's financial dependence and her husband's enabling behavior. The hosts advise her to focus on her husband's role and the need for boundaries.

Shownotes Transcript

Dr. John Delony & George Kamel answer your questions and discuss:

  • "Our 23-year-old stepson doesn't want to be an adult,"

  • "I'm afraid to use life insurance to pay off debt,"

  • "How do I pay off my debt faster?"

  • "Rebuilding my life after divorce,"

  • "Can we afford to be generous?"

  • "I don't trust myself with money,"

  • "Pay off debt before starting the Baby Steps?"

  • "Should we sell our house when we move?"

  • "What should I do with money in my bank?"

  • "Should I propose with a ring from a past relationship?"

  • "My dad gave us a house, what's our next step?"

  • "Should I pay off my husband's debt?"

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