Don’t Let Others Try To Define Your Success
2024/10/7
The Ramsey Show
D
Dave Ramsey
帮助数百万人摆脱债务和实现财务自由的著名个人财务专家。
Dave Ramsey: 解决债务问题的关键在于增加收入，而不是仅仅关注债务本身。即使面临巨额债务，只要能获得足够的收入，就能快速偿还。他强调，当前的问题是收入不足，而不是债务过高。他建议这位来电者如果无法改善生意状况，就应该关闭生意，寻找一份高收入的工作。
Matt: 来电者讲述了他创业失败，背负巨额信用卡债务和SBA贷款的经历。他的生意收入从每月2万到3万美元下降到5000到6000美元，主要原因是合作伙伴退出，以及引流成本增加。他感到迷茫，不知道是否应该放弃生意，申请破产。
Deep Dive
Matt, burdened by $100,000 in credit card debt from a failing business, seeks advice. He explains his business's decline and questions whether bankruptcy is the right move. Dave advises Matt to prioritize increasing his income, suggesting closing the business or finding additional work to tackle the debt.
- Matt has $100,000 in credit card debt and a $20,000 SBA loan.
- His business revenue dropped from $20,000-$30,000 a month to $5,000-$6,000.
- Dave advises Matt to focus on increasing income rather than declaring bankruptcy.
Shownotes Transcript