cover of episode Anyone Can Set Themselves Up for Financial Freedom

Anyone Can Set Themselves Up for Financial Freedom

2024/1/19
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The Ramsey Show

AI Deep Dive AI Chapters Transcript
People
G
George Kamel
从负净值到百万富翁的个人财务专家,通过播客和书籍帮助人们管理财务。
K
Ken Coleman
帮助数千人通过职业评估和指导找到理想职业的广播主持人和职业顾问。
Topics
George Kamel:建议根据个人情况(例如恐惧、奖励或便利性)决定是否注销信用卡。拥有足够的紧急储备金(例如超过10000美元)后,可以安全地注销信用卡。建立紧急基金比依赖信用卡更可靠,紧急基金和保险可以提供比信用卡更好的财务保障。使用紧急基金应对紧急情况,避免陷入债务。克服对注销信用卡的恐惧,做出勇敢的选择。 Ken Coleman:摆脱债务能带来更强的掌控感和减少压力。使用其他人的钱会让人感觉缺乏控制,而摆脱债务则能减少压力并增强安全感。

Deep Dive

Chapters
Kelly is struggling to cut up her last credit card due to fear and societal pressure. George and Ken advise her to rely on her emergency fund instead and consider the long-term financial security and peace of mind that come with being debt-free.

Shownotes Transcript

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George Kamel & Ken Coleman answer your questions and discuss:

  • "Convince me to cut up my credit card..."

  • "It seems like we can never catch up and save,"

  • "How much house can I afford?"

  • "How do I know if I'm being paid fairly?"

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