cover of episode How To Take Your Side-Hustle Full-Time with Morgan DeBaun

How To Take Your Side-Hustle Full-Time with Morgan DeBaun

2024/7/1
logo of podcast Money Rehab with Nicole Lapin

Money Rehab with Nicole Lapin

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Nicole Lappin: 就如何将副业转变为全职工作,以及在创业过程中如何管理财务,与Morgan DeBaun进行了深入探讨。讨论内容涵盖了从兼顾工作和副业,到全职创业的各种挑战和机遇,以及财务规划、风险管理等重要方面。 Morgan DeBaun: 分享了自己将副业Blavity转变为全职工作的经验,强调了在创业初期不要急于放弃稳定的工作,应先兼顾工作和副业,逐步积累经验和资源。她还谈到了在创业过程中如何平衡个人财务和公司财务,以及如何应对财务风险。她建议创业者在全职创业前应储备至少三个月的开支,并制定详细的应急计划。此外,她还强调了将个人和公司财务分开管理的重要性,以及投资自身技能的重要性。 Morgan DeBaun: 详细阐述了其将副业Blavity发展壮大的历程,包括最初利用业余时间发展副业,到迈克尔·布朗事件成为其全职创业的催化剂,再到通过兼职咨询工作维持生计,最终成功融资并实现全职创业。她分享了在创业过程中遇到的各种挑战,例如财务压力、融资困难、以及如何平衡个人生活和工作等。她还强调了在创业过程中保持谨慎的财务管理,避免过度依赖外部资金,以及投资自身技能的重要性。她还分享了申请房屋贷款的经验,指出创业者申请贷款可能面临挑战,因为贷款机构会考虑公司债务。她建议创业者在申请贷款时,应准备充足的现金储备,并寻求专业人士的帮助。

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Today Nicole and Morgan DeBaun (founder, CEO and Chairman of Blavity Inc.) break down everything side hustlers need to know— whether you have a side gig you’re looking to turn into your main gig, or you have a side-hustle twinkle in your eye that you want to turn into something real. Plus, Morgan gives some advice on buying a house as an entrepreneur that any self-employed Money Rehabber needs to hear.

For more Morgan, listen to her podcast "The Journey," wherever you listen to your favorite podcasts.

*All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Brokerage services for alternative assets are offered by Dalmore Group, LLC, member FINRA & SIPC. Brokerage services for treasury accounts offering 6-month T-Bills are offered by Jiko Securities, Inc., member FINRA & SIPC. Banking services are offered by Jiko Bank, a division of Mid-Central National Bank. Securities investments: ****Not FDIC Insured; No Bank Guarantee; May Lose Value. ***

Brokerage services for Regulation A securities are offered through Dalmore Group, LLC, member FINRA & SIPC. Risks at public.com/disclosures/alts-risk-and-conflict-of-interest-disclosure

See public.com/#disclosures-main) for more information.