Major Tax Change Coming? What You Need to Know
2024/10/7
George Kamel
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主持人
专注于电动车和能源领域的播客主持人和内容创作者。
主持人：卡马拉·哈里斯提出的对未实现资本收益征税的政策引发广泛争议，该政策旨在增加税收收入，提高税收公平性，但可能对美国税收体系和投资产生重大影响。这项税收可能导致股市波动加剧，影响到每个人的退休账户或投资账户，并对整体经济产生负面影响，导致新企业减少、创新减少和就业机会减少。此外，这项税收也可能对房地产市场产生负面影响，导致房屋价值下降和租金上涨。然而，这项税收不太可能实施，因为它存在执行困难、缺乏国会支持以及可能违宪等问题。这项税收难以执行，因为需要对数千纳税人的资产进行评估，而国税局人手不足。此外，这项税收不太可能获得国会的足够支持，并且可能违宪。大多数美国人更倾向于在出售股票时对股票收益征税，而不是在收益未实现时征税。关于这项税收的讨论很大程度上是由于选举季节，人们试图让自己的候选人看起来更好。
Deep Dive
Kamala Harris has proposed a tax on unrealized capital gains for the wealthiest Americans, potentially impacting the economy and investing. This would be a major shift in the American tax system, as currently, taxes are only paid on profits after selling an investment (realized gains). This proposal aims to address the disparity where some billionaires pay lower tax rates than middle-class households due to their wealth growth primarily through untaxed investment portfolios.
- Unrealized capital gains are profits from investments that have increased in value but haven't been sold yet.
- The proposed tax aims to tax these unrealized gains for the wealthiest Americans.
- Currently, taxes are only paid on realized capital gains (profits from selling investments).
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